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PUBLIC DOCUMENT , _ No. 8. 



ANNUAL REPORT 



OF THE 



COMMISSIONER OF SAVINGS BANKS, 



INCLUDING THE 



ABSTRACTS OF RETURNS 



FROM THE 



SAYINGS INSTITUTIONS IN MASSACHUSETTS. 



-^r8T4v ; 



BOSTON: 

WRIGHT & POTTER, STATE PRINTERS, 
79 Milk Street (corner of Federal). 

1875. 



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< < 



K 



> • .-• < 






do W 

-lb. 



ABSTRACT 



OF 



OF THE 



SAYINGS BANKS, BANKING AND 
TKUST COMPANIES. 



18 74. 



BANK COMMISSIONER'S REPORT. [Jan. 



ABINGTON SAVINGS BANK— ABINGTON. 

[September 16.] 
Z. N. Wiiitmarsh, President. Treasurer, J. N. Farrar. 



Deposits, . 
Interest, . 

Public Funds, . 
Bank Stock, 
Railroad Bonds, 
Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

to Banks, on interest, 
Expense Account, 
Cash on hand, . 



$762,748 85 
49,697 23 



$812,446 08 



$81,850 00 

82,368 75 

71,233 75 

14,000 00 

6,190 00 

394,671 00 

84,937 00 

70,500 00 

2,324 62 

3,734 52 

636 44 



$812,446 08 



Number of Depositors, 2,415 

Hate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one hank, . . . $14,810 00 

Annual expenses, • . . . 1,650 00 



AMESBURY SAVINGS BANK— AMESBURY. 

[October 27.] 
John S. Poten, President. Treasurer, Daniel J. Poore, Jr. 



Deposits, .... 
Interest, .... 
Loans on Real Estate, 

on Personal Security, 
Expense Account, . 
( !a8h on hand, . 



$56,410 91 
65 32 



$56,476 23 



29,800 00 

16,850 00 

37 86 

9,788 37 



$56,476 23 



Number of Depositors, .... 

of ordinary dividends for the last year, 
No c-xtm dividends. 



287 
7 per cent. 



1875.] 



PUBLIC DOCUMENT— No. 8. 



AMHERST SAVINGS BANK— AMHERST. 

[June 10.] 
E. F. Cook, President. Treasurer, Sam'l C. Carter. 



Deposits, 


|341,550 


67 




Interest, . 








3,511 


81 




Public Funds, . 












$22,000 00 


Bank Stock, 












6,000 00 


Railroad Bonds, 












7,500 00 


Loans on Public Funds, 












500 00 


on Bank Stock, 












1,050 00 


on Real Estate, 












205,270 00 


on Personal Security, 










47,733 89 


on Railroad Stock, 










900 00 


to Counties, Cities and Towns, 






52,000 00 


Cash on hand, . . . . . 






2,108 59 










$345,062 


48 


$345,062 48 



Number of Depositors, . 1,749 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $6,000 00 

Annual expenses, 700 00 



AND OVER SAVINGS BANK— AND OVER. 

[November 5.] 
Nathaniel Swift, President. Treasurer, John F. Kimball. 



Deposits, 


$1,148,732 74 




Interest, 


41,960 38 




Public Funds, 




$40,000 00 


Bank Stock, 




116,700 00 


Railroad Bonds, 




174,000 00 


Loans on Public Funds, . . . 




8,500 00 


on Real Estate, .... 




275,468 18 


on Personal Security, . 




61,110 00 


to Counties, Cities and Towns, 




498,000 00 


to Banks, on interest, 




12,377 86 


Cash on hand, 




4,537 08 




$1,190,693 12 


$1,190,693 12 



Number of Depositors, 2,968 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $30,000 00 

Annual expenses, 1,650 00 



BANK COMMISSIONER'S REPORT. [Jan. 



ARLINGTON FIVE CENTS SAVINGS BANK— ARLINGTON. 

[December 8.] 
Albert Winn, President. Treasurer, Abel R. Proctor. 



Deposits, . 

Profits, . 

Interest, . 

Bills Payable, 

Public Funds, 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

to Banks, on interest, 

Rent Account, . 

Expense Account, 

Tax Account, . 

Cash on hand, . 



|517,633 07 

2,328 29 

14,066 95 

46 98 



$534,075 29 



|50,000 00 



• 13,235 

10,690 

26,338 

369,375 

40,316 

11,000 

11,630 

183 

450 

89 

766 



00 
00 
83 
00 
83 
00 
03 
50 
42 
20 



$534,075 29 



Number of Depositors, 1,725 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . $5,955 75 

Annual expenses, 800 00 



ASHBURNHAM SAVINGS BANK— ASHBURNHAM. 

[June 4.] 
Geo. C. Winchester, President. Treasurer, Geo. "W. Eddy. 



Deposits, 

Interest, 

Loans on Real Estate, 

on Personal Security, . 

to Counties, Cities and Towns, 
Expense Account, .... 
Cash on hand, 



$19,918 32 
514 18 



$20,432 50 



Number of Depositors, .... 

of ordinary dividends for the last year, 
No cxtr.t dividends. 



$8,403 63 

1,875 00 

9,500 00 

360 18 

233 69 

$20,432 50 



125 
6 per cent. 



1875.] 



PUBLIC DOCUMENT— No. 8. 



ATHOL SAVINGS BANK— ATHOL. 

[June 3.] 



Chas. C. Bassett, President. 



Treasurer, A. Harding. 



Deposits, 


$609,133 30 




Interest, . 


. . • 


3,252 58 




Public Funds, . 


. . . 




$10,000 00 


Bank Stock, 


. . . 




20,660 00 


Railroad Bonds, 


. . • 




5,231 87 


Loans on Public Funds, 


• • • 




5,350 00 


on Bank Stock, 


• . . 




12,200 00 


on Real Estate, 


• . . 




320,504 74 


on Personal Security, 




167,245 70 


on Railroad Stock, 




1,666 66 


to Counties, Cities and Towns, 




67,130 00 


Expense Account, 




664 90 


Cash on hand, 




1,732 01 






$612,385 88 


$612,385 88 



Number of Depositors, 2,334 

Rate of ordinary dividends for the last year, ..... 6 per cent. 
Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank . . . $5,500 00 

Annual expenses, 1,700 00 



ATTLEBORQTJGH SAYINGS BANK— ATTLEBOROUGH. 

[September 10.] 
A. Codding, Jr., President. • Treasurer, E. R. Price. 



Deposits, 

Interest, 

Loans on Real Estate, 

on Personal Security, . 

to Counties, Cities and Towns, 
Cash on hand, 



$298,515 58 
10,796 01 



$309,311 59 



$192,652 83 

85,690 00 

28,400 00 

2,568 76 



$309,311 59 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 
No extra dividends. 
Annual expenses, 



1,083 
8 per cent. 

$51,200 00 



BANK COMMISSIONER'S REPORT. [Jan. 



BARNSTABLE SAVINGS BANK— BARNSTABLE. 



Daniel Scuddkk, President. 



[August 26.] 



Treasurer, Gustavus A. Hinckley. 



Deposits, .... 


$1,514,365 44 




Dividend Account, . 


... 


32,551 74 




Bills Payable, . 


. . . 


9,700 00 




Bank Stock, 


... 


i 


$285,950 00 


Real Estate, . 


• . • 




40,525 00 


Loans on Bank Stock, 


... 




225 00 


on Real Estate, 


. • . 




789,319 78 


on Personal Security, . 




404,336 14 


to Counties, Cities and Towns, 




12,000 00 


Accrued Interest Account, 


■ \ 


22,153 71 


( lash on hand, 




2,107 55 






$1,556,617 18 


$1,556,617 18 



Number of Depositors, . . . . 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



3,907 
7 per cent. 

$22,400 00 
3,750 00 



BARRE SAVINGS BANK— BARRE. 
[June 24.] 



Ciias. Bkimblecom, President. 



Treasurer, Edwin Woods. 



Deposits, . 
Interest, . 

Public Funds, . 
Bank Stock, 
Railroad Bonds, 
Loan- on Real Estate, 

on Personal Security, . 

to Counties, Cities and Towns, 
Taj Account, ..... 
Expense Account, .... 
( lash on hand, .... 



1265,482 82 
7,315 21 



$272,798 03 



Number of Depositors, 

of ordinary dividends for the last year, . 
:tra <ih Idends. 

eel amount Invested in the stock of any one bank, 
Annual expenses, 



$3,470 00 

89,868 74 

6,060 00 

108,360 67 

39,150 00 

23,900 00 

953 54 

25 

1,034 83 



$272,798 03 



991 
6 per cent. 

$5,000 00 
350 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



BENJAMIN FRANKLIN SAVINGS BANK—FRANKLIN. 

[November 12.] 

Davis Thayer, Jr., President. Treasurer, C. "W. Stewart. 



Deposits, 


$152,488 15 




Interest, .... 






5,551 30 




Public Funds, . 








$1,815 00 


Bank Stock, 








34,660 62 


Railroad Bonds, 








2,043 33 


Loans on Real Estate, 








91,864 00 


on Personal Security, 








25,200 00 


Suspense Account, . 








38 70 


Expense Account, . 








262 84 


Gash on hand, . 








2,154 96 








$158,039 45 


$158,039 45 



Number of Depositors, 786 

Rate of ordinary dividends for the last year, . . . . . 7 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $8,887 50 

Annual expenses, 595 00 



BERKSHIRE COUNTY SAVINGS BANK— P1TTSFIELD. 

[July 3.] 
Julius Rockwell, President. Treasurer, Robt. W. Adam. 



Deposits, 


$1,886,913 47 




Profits, 


. . 


56,291 11 




Suspense Account, . 


• . 


49 00 




Public Funds, . 


. . . 




$303,000 00 


Bank Stock, . . , 


... 




99,120 00 


Railroad Bonds, 


• . . . 




10,000 00 


Loans on Public Funds, 


... 




6,200 00 


on Bank Stock, 


• a . 




49,400 00 


on Real Estate, 


. • • 




885,560 00 


on Personal Security, . 




346,295 00 


on Railroad Stock, 




2,700 00 


to Counties, Cities and Towns, 




190,161 00 


Expense Account, 




3,615 50 


Cash on hand, 




48,202 08 






$1,943,253 58 


$1,943,253 58 



Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $16,000 00 

Annual expenses, 5,751 32 



10 



BANK COMMISSIONER'S REPORT. [Jan. 



BEVERLY SAVINGS BANK— BEVERLY 
[October 29.] 
William Endicott, President. 



Treasurer, R. G. Bennett. 



Deposits, . 
Profits, 
Interest, . 
Bank Stock, 

Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand, 



$508,543 86 

1,622 99 

54 75 



$510,221 60 



$121,363 10 
5,800 00 
5,010 00 
350,424 00 
8,406 45 
6,000 00 
13,218 05 



$510,221 60 



Number of Depositors, 

Rale of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



2,000 
6 per cent. 

$ 13,153 00 
1,000 00 



BOSTON FIVE CENTS SAVINGS BANK— BOSTON. 

[August 6.] 
A. H. Evans, President. Treasurer, Curtis C. Nichols. 



Deposits, . . . ... 


$11,825,881 22 




Interest, 


273,388 40 




Suspense Account, . . . . . 


9,893 03 




Public Funds, 




$2,225,000 00 


Bank Stock, 




422,987 50 


Railroad Bonds, . 




240,000 00 


Real Estate, 




102,479 97 


Loans on Bank Stock, .... 




8,600 00 


on Real Estate, .... 




6,704,750 00 


on Personal Security, . 




932.000 00 


to Counties, Cities and Towns, 




757,800 00 


to Banks, on interest, 




514,018 30 


Profil and Loss Account, . 




183,021 04 


Expense Account, . 




10,129 93 


( &fi on hand, 




8,375 91 




$12,109,162 65 


$12,109,162 65 



Nun.!., t of Depositors, 

rdinary dividends for the last year, 
1 lividend - ed profits, in 1874. 

i dividend- an made once in ... . 

I amount Invested in the stock of any one bank, 
Annual I 



66,454 
5 per cent. 

Three years. 
#64,900 00 
43,313 90 



1875.] 



PUBLIC DOCUMENT— No. 8. 



11 



BOSTON PENNY SAVINGS BANK— BOSTON. 

[March 5.] 

D. Haitwood, President. Treasurer, Henry R. Reynolds. 



Deposits, 


$1,103,153 43 




Interest, . 








22,009 68 




Public Funds, . 










$9,700 00 


Bank Stock, 










39,415 37 


Railroad Bonds, 










5,012 50 


Real Estate, 










122,495 94 


Loans on Public Funds, 










1,350 00 


on Bank Stock, 










45,650 00 


on Real Estate, 










648,350 00 


on Personal Security, 








215,400 00 


to Banks, on interest, 








25,579 21 


Expense Account, . 








8,661 23 


Cash on hand, . 








3,548 86 


- 








fl,125,163 11 


$1,125,163 11 



Number of Depositors, 8,623 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $11,000 00 

Annual expenses, 7,000 00 



BRAINTREE SAVINGS BANK— BRAINTREE. 

[October 15.] 
E. A. Hollingsworth, President. Treasurer, C. H. Hobart. 



Deposits, 


$52,768 41 




Interest, 


943 81 




Bank Stock, . . 




$7,102 00 


Railroad Bonds, 




1,011 25 


Loans on Real Estate, .... 




40,450 00 


on Personal Security, . 




456 56 


to Counties, Cities and Towns, 




1,500 00 


Cash on hand, ...... 




3,192 41 




$53,712 22 


$53,712 22 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



6 per cent. 



2,591 50 

125 00 



12 



BANK COMMISSIONER'S REPORT. [Jan. 



BRIGHTON FIVE CENTS SAVINGS BANK-BOSTON. 

[March.] 
James Dana, President. Treasurer, B. S. Fiske. 



Deposits, . 
Profits, 

Interest, . 
Dividend Account, . 
Public Funds, . 

Bank Stock, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, 

Accrued Interest Account, 

Expense Account, . 

Cash on hand, . 



$178,615 41 
1,825 36 
1,047 60 
3,188 81 



$184,677 18 



$10,382 36 

17,337 00 

3,000 

3,460 

115,953 

28,900 

1,436 

313 



00 
00 
00 
00 
60 
00 



3,895 22 



$184,677 18 



Number of Depositors, 725 

Rate of ordinary dividends for the last year, . . . . . 5 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in ....... Three years. 

Annual expenses, . #1,200 00 



BRISTOL COUNTY SAVINGS BANK— TAUNTON. 

[December 17-1 



Joseph Wilbar, President. 



Treasurer, Charles H. Atwood. 



Deposits, 


$3,106,777 23 




Profits, 








50,000 00 




Interest and Discount, 








27,833 47 




Public Funds, . 










f 60,000 00 


Bank Stock, 










46,000 00 


Ileal Estate, 










23,083 89 


Loans on Public Funds, 










> 2,200 00 


on Bank Slock, 










4,700 00 


on Ileal F state, 










2,318,165 72 


on Personal Security, 








715,357 08 


on Railroad Stock, 








1,140 00 


Expense Account, . 








248 85 


I on hand, . 








13,715 16 




$3,184,610 70 


$3,184,610 70 


Nmni" t of Depositors, 




8,661 


dinar] dividends for the last year, 


• • • 


7 per cent. 


bra dividends. 






i tnounl Invested in the stock of any one 


bank, . 


$13,600 00 


Annnal exp< ases 


. 


7,000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



13 



BRIDGEWATER SAVINGS BANK— BRIDGEWATER. 

[August 29.] 
J. A. Hyde, President. Treasurer, Samuel P. Gates. 



Deposits, .... 

Interest, .... 

Bank Stock, 

Loans on Bank Stock, 
on Real Estate, 
on Personal Security, 

Expense Account, . 

Cash on hand, . 



$157,658 07 
1,973 49 



$159,631 56 



5,646 74 

1,250 00 

107,341 00 

29,750 00 

1,323 84 

1,319 98 



$159,631 b6 



Number of Depositors, 

Rate of ordinary dividends for the last year,' . 
No extra dividends. 

Largest amount invested in the stock of any one bank, 
Annual expenses, 



630 
7 per cent. 

$10,307 12 
400 00 



BROADWAY SAYINGS BANK— LAWRENCE. 

[November 5.] 



John Fallon, President. 



Treasurer, J. L. Brewster. 



Deposits, . 

Interest, . 

Bank Stock, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, 

Cash on hand, . 



$697,609 85 
22,523 33 



$720,133 18 



$148,011 64 

2,400 00 

8,100 00 

509,200 00 

' 16,800 00 

35,621 54 



$720,133 18 



Number of Depositors, 

Rate of ordinary dividends for the last year, . %. 
No extra dividends. 

Largest amount invested in the stock of any one bank, 
Annual expenses, . 



2,705 
6 per cent. 

$21,121 64 
2,300 00 



11 



BANK COMMISSIONERS REPOET. [Jan. 



BROOKFIELD SAVINGS BANK— BROOKFIELD. 

[June 26.] 

EMMONS Tayiciiell, President. Treasurer, Geo. E. Forbes. 



Deposits, .... 
Interest, .... 

Loans on Peal Estate, 

on Personal Security, 
Expense Account, . 
Furniture Account, . 
Cash on hand, . 



,877 45 
630 25 



,507 70 



$ 10,200 00 

6,253 61 

319 45 

293 99 

2,440 65 



,507 70 



Number of Depositors, 175 

Bate of ordinary dividends for the last year, . . . . . 6 per cent. 

Extra dividends are made once in Three years. 

Annual expenses, $100 00 



Edward Atkinson, President 



BROOKLINE SAVINGS BANK— BROOKLINE. 
[December 12.] 

Treasurer, I. "W. Prescott. 



Doposits, 


$118,570 44 




Profits, .... 






1,867 65 




Interest, .... 






1,774 84 




Suspense Account, . 






556 96 




Public Funds, . 








$8,400 00 


Bank stock, 








28,426 00 


Loans on Peal Estate, 








62,325 00 


on Personal Security, 








10,000 00 


t" Banks, on interest, 








12,605 08 


Expense Account, . 








680 44 


( lasfa on hand, .... 








333 37 








$ 122,279 89 


$122,279 89 



Number of Depositors, 88 q 

of ordinary dividends for the last year, . . . . ! 6 per cent. 
No extra >li\ idends. 

I ist amount Invested in the stock of any one bank, . . . $8,200 00 

Annua] expenses, \ ^ 20Q 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



15 



CAMBRIDGE SAVINGS BANK— CAMBRIDGE. 

[September 11.] 
John B. Dana, President. 



Treasurer, James M. Thurston. 



Deposits, 


$1,660,836 79 




Profits, .... 






2,949 60 




Interest, .... 






1,115 43 




Public Funds, . 








$98,012 51 


Bank Stock, 








137,457 47 


Railroad Bonds, 








20,700 00 


Loans on Public Funds, . 








2,700 00 


on Bank Stock, 








2,000 00 


on Real Estate, 








1,204,123 00 


on Personal Security, 








178,075 00 


Expense Account, . 








78 17 


Cash on hand, . 








21,755 67 








$1,664,901 82 


$1,664,901 82 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses 



4,728 
6^ per cent. 

§17,885 37 
3,700 00 



CAMBRIDGEPORT SAVINGS BANK— CAMBRIDGE. 

[September 17.] 
Benj. Tilton, President. 



Treasurer. Edw. Hyde. 



Deposits, 


$1,591,591 


89 




Interest, 


15,347 


34 




Bank Stock, 






$128,179 45 


Loans on Public Funds, .... 






800 00 


on Real Estate, .... 






1,246,812 50 


on Personal Security, . 






112,100 00 


to Counties, Cities and Towns, 






100,000 00 


to Banks, on interest, . 






17,000 00 


Expense Account, . .... 






241 77 


Cash on hand, 






1,805 51 




$1,606,939 


23 


$1,606,939 23 



Number of Depositors, 4,995 

Rate of ordinary dividends for the last year, 6^ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $30,691 87 

Annual expenses, 4,000 00 



16 



BANK COMMISSIONER'S REPORT. [Jan. 



CANTON INSTITUTION FOR SAVINGS— CANTON. 

[November 3.] 

Chas. H. Fkench, President. Treasurer, F. W. Deane. 



Deposits, .... 


$286,142 


61 




Profits, .... 








7,545 


20 




Interest, . 








1,822 


70 




Public Funds, . 












$10,000 00 


Bank Stock, 












8,900 00 


Railroad Bonds, 












27,000 00 


Real Estate, 












4,175 75 


Loans on Bank Stock, 












9,000 00 


on Real Estate, 












172,565 00 


on Personal Security, 










54,850 00 


to Counties, Cities and Towns, 






5,000 00 


Cash on hand, 






4,019 76 










$295,510 


51 


$295,510 51 



Number of Depositors, 1,170 

Rate of ordinary dividends for the last year, . . . . .6 per cent. 
Last dividend of reserved profits, in 1870. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $3,700 00 

Annual expenses, 800 00 



Gorham P. Low, President 



CAPE ANN SAVINGS BANK— GLOUCESTER. 
[October 28.] 

Treasurer, Geo. J. Marsh. 



Deposits, . 

Profits, 

Bills Payable, . 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, . 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand. .... 



.,038,060 81 

24,726 56 

6,000 00 



$1,068,787 37 



$55,000 00 

168,841 78 

41,654 43 

8,000 00 

500 00 

489,896 50 

81,075 50 

223,042 92 

- 776 24 



f 1,068,787 37 



Number of Depositors, , 3707 

I of ordinary dividends for the last year, 6 per cent. 

I lividend of reserved profits, in 1871. 

1 tra dividends are made once in Five years. 

1 t amount invested in the stock of any one bank, . . . pi 4G1 50 

Annual expenses • 3 ' )364 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



17 



CAPE COD FIVE CENTS SAVINGS BANK— HARWICH. 

[August 27.] 
Josiah Hardy, President. 



Treasurer, Obed Brooks. 



Deposits, 


$487,357 


18 




Profits, . . .... 


13,467 


87 




Public Funds, 






$7,200 00 


Bank Stock, . . . . 






26,760 83 


Railroad Bonds, . . . . 






10,000 00 


Loans on Real Estate, .... 






76,513 97 


on Personal Security, 






334,182 76 


to Counties, Cities and Towns, 






21,000 00 


to Banks, on interest, . 






20,452 71 


Suspense Account, 






518 67 


Cash on hand, 






4,196 11 




$500,825 


05 


$500,825 05 



Number of Depositors, 2,422 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $15,671 75 

Annual expenses, 1,400 00 



CENTRAL SAVINGS BANK— LOWELL. 

[September 1.] 

O. H. Moulton, President. Treasurer, S. A. Chase. 



Deposits, . . . . 


$848,615 94 




Interest, . 






6,749 06 




Bills Payable, . 






123 27 




Bank Stock, 








$127,212 87 


Loans on Public Funds, . 








2,000 00 


on Bank Stock, 








18,300 00 


on Real Estate, 








635,787 50 


on Personal Security, 








65,877 60 


Profit and Loss Account, . 








4,898 70 


Expense Account, . 








617 32 


Cash on hand, . 








794 28 


' 






$855,488 27 


$855,488 27 



Number of Depositors, . . 2,442 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . $16,962 50 

Annual expenses, 3,400 00 



18 



BANK COMMISSIONER'S KEPOBT. [Jan. 



CHAItLESTOWN FIVE CENTS SAYINGS BANK— BOSTON. 

[December 14.] 

P. J. Stone, President. Treasurer, Amos Stone. 



Deposits, .... 


|2,698,520 60 




[nterest, . 








52,099 75 




Bank Stock, 










$509,980 50 


Railroad Bonds, 










179,000 00 


Real Estate, 










44,435 21 


Loans on Public Funds, 










2,000 00 


on Bank Stock, 










17,400 00 


on Real Estate, 










1,876,830 03 


on Personal Security, 








102,000 00 


Cash on hand, . 








18,774 61 










$2,750,620 35 


$2,750,620 35 



Number of Depositors, 8,593 

Ra to of ordinary dividends for the last year, 6 per cent. 

Lasl dividend of reserved profits, in 1874. 

Extra dividends arc made once in Three years. 

Largest amount invested in the stock of any one bank, . . . $41,400 00 

Annual expenses, 5,000 00 



Jonx II. Osgood, President. 



CHELSEA SAVINGS BANK— CHELSEA. 

[September 3.] 

Treasurer, J. F. Fellows. 



Deposits, 


$951,288 57 




Profits, 


23,734 39 ■ 




Public Funds, 




$120,921 42 


Bank stock, ...... 




71,958 31 


Real Estate, 




12,500 00 


Loans on Real Estate, .... 




678,818 58 


on Personal Security, . 




8,000 00 


to Counties, Cities and Towns, 




35,000 00 


Cash on hand, 




. 47,824 65 




$975,022 96 


$975,022 96 



Number of Depositors, 4 990 

Elate of ordinary dividends for the last year, 6 per cent. 

i ii\ Idend of reserved profits, in 1874. 

i dividends are made once in . Five years. 

1 tamonnl invited in the stock of any one bank, . . . $ 10,988 25 

Annual expenses, 3 ' 116 3 q 



1875.] 



PUBLIC DOCUMENT— No. 8. 



19 



CHICOPEE SAYINGS BANK— CHICOPEE. 

[June 19.] 

Jerome Wells, President.. Treasurer, H. H. Harris. 



Deposits, . 

Profits, 

Public Funds, . 

Bank Stock, 

Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand, 



$394,873 50 
3,259 79 



,133 29 



$15,000 00 

11,075 00 

6,000 00 

2,400 00 

314,389 

37,036 

6,750 

5,482 



50 
24 
00 
55 



$398,133 29 



Number of Depositors, 1,160 

Rate of ordinary dividends for the last year, . . . . 6 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $5,000 00 

Annual expenses, 1,750 00 



CITIZENS' SAVINGS BANK— FALL RIVER. 

[October 9.] 
Joseph Osborn, President. Treasurer, E. E. Hathaway. 



Deposits, .... 
Interest and Discount, 
Bank Stock, 
Loans on Real Estate, 

on Personal Security, 
Expense Account, . 
Cash on hand, . 



.,713,311 01 
109,196 90 



.,822,507 91 



$285,891 50 

635,720 00 

881,270 00 

1,484 33 

18,142 08 



.,822,507 91 



Number of Depositors, ......... 2,878 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. * 

Largest amount invested in the stock of any one bank, . . . $80,000 00 

Annual expenses, • . . 6,000 00 



20 



BANK COMMISSIONER'S REPORT. [Jan. 



CITY FIVE CENTS SAVINGS BANK— HAVERHILL. 

[October 23.] 

W. R. AVHiTTii-.it, President. Treasurer, E. G. Wood. 



Deposits, • 


$758,153 00 




[nteresl 


11,106 14 




Public Funds, 




$47,730 30 


Bank stock, 




34,363 33 


Hail road Bonds, . . . . . 




75,167 28 


Loans on Public Funds, .... 


, 


500 00 


on Bank Stock, .... 




9,200 00 


on Real Estate, .... 




502,414 53 


on Personal Security, . 




75,625 00 


to Counties, Cities and Towns, 




7,000 00 


Expense Account, 




1,061 63 


Cash on hand, 




16,197 07 




$769,259 14 


$769,259 14 



Number of Depositors, . 3,899 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest ■ amount invested in the stock of any one bank, . . . $21,588 71 

Annual expenses, 2,500 00 



CITY INSTITUTION FOR SAVINGS— LOWELL. 

[August 12.] 

Nathan Allen, President. Treasurer, John A. Buttrick. 



Deposits, . 

Profits, 

Suspense Account, 

Bank Stock, 

Railroad Bonds, 

Loans on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

to Banks, on interest, 
Cash on hand, . 



5,304,140 58 

119,835 72 

2,472 55 



!,426,448 85 



$635,153 00 

236,000 00 

19,200 00 

1,570,127 00 

328,800 00 

572,400 00 

64,289 58 

479 27 



1,426,448 85 



Number of Depositors, 8 338 

i of ordinary dividends for the last year, 5 per cent. 

ii\ Idend of reserved profits, in 1873. 

i ra dividends are made once in Five years. 

I mount invested in the stock of any one bank, . .' [ &50 700 00 

Annual expenses 7 VIZ 48 



1875.] 



PUBLIC DOCUMENT— No. 8. 



21 



CLINTON SAVINGS BANK— CLINTON. 

[May 28.] 
Franklin Forbes, President. Treasurer, C. L. S. Hammond. 



Deposits, 


$621,580 


30 




Profits, 


• 






11,440 


87 




Surplus, . 








5,000 00 




Public Funds, . 












$101,500 00 


Bank Stock, 












32,700 00 


Loans on Public Funds, 












4,400 00 


on Bank Stock, 












38,800 00 


on Real Estate, 












232,020 59 


on Personal Security, 










189,171 71 


to Counties, Cities and Towns, 






28,000 00 


Cash on hand, 






11,428 87 










$638,021 


17 


$638,021 17 



Number of Depositors, 2,118 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $25,100 00 

Annual expenses, 2,000 00 



COHASSET SAVINGS BANK— COHASSET. 

[October 15.] 
Martin Lincoln, President. • Treasurer, L. N. Bates. 



Deposits, . 

Profits, 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Real Estate, 

to Counties, Cities and Towns, 
Cash on hand, 



$379,153 06 
6,957 35 



$386,110 41 



$1,000 00 
58,700 00 
40,000 00 
258,350 00 
11,500 00 
16,560 41 



$386,110 41 



Number of Depositors, . . . 976 

Rate of ordinary dividends for the last year, . . - . . . 6 per cent. 
Last dividend of reserved profits, in 1872. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $6,000 00 

Annual expenses, 1,183 72 



22 



BANK COMMISSIONER'S REPORT. [Jan. 



CROCKER INSTITUTION FOR SAVINGS— TURNER'S FALLS. 

[June 4.] 
Ai.yui Crocker, President. 



Deposits, . 
Profits, 
Bank Stock, 

ins on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Expense Account, . . . • 
Cash on hand, 



Treasurer, R. H. Oakman. 



$37,743 38 
177 05 



$37,920 43 



$1,000 00 

400 00 

20,950 00 

4,200 00 

8,000 00 

363 72 

3,006 71 



$37,920 43 



N m ober of Depositors, 234 

R.-iio of ordinary dividends for the last year 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $1,000 00 

Annual expenses, 117 00 



DANVERS SAVINGS BANK— DANVERS. 

[October 23.] 
Ruftjs Putnam, President. Treasurer, "Wm. L. "Weston. 



DcpOSitS, 


$906,332 95 




Interest, . 


. . . 


15,794 73 




Bills Payable, . 


• • • 


2,933 92 




Public Funds, . 


• • . 




$43,155 00 


Bank Stock, 


, , . 




167,374 00 


Loans on Public Funds, 


... 




3,800 00 


on Bank Stock, 


... 




19,465 00 


on Real Estate, 


. • • 




458,804 05 


on Personal Security, . 




182,889 00 


to Counties, Cities and Towns, 




10,600 00 


to Banks, on interest, . 




38,438 05 


Cash on hand, 




536 50 






$925,061 60 


$925,061 60 



Number of Depositors, 

of ordinary dividends for the last year, 

bra dividends. 
I amount invested in the stock of any one bank, 
Annual expenses, 



2,770 
7 per cent. 

$18,000 00 
2,000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



23 



DEDHAM SAVINGS BANK— DEDHAM. 

[September 5.] 
Thomas Barrows, President. Treasurer, Calvin Guild. 



Deposits, 


11,081,741 


72 






Profits, 










34,836 


14 






Public Funds, . 














$71,000 


00 


Bank Stock, 














45,522 


25 


Railroad Bonds, 














55,621 


25 


Loans on Public Funds, 












1,400 


00 


on Bank Stock, 












2,300 


00 


on Real Estate, 












817,263 


00 


on Personal Security, 










34,553 


00 


to Counties, Cities and Towns, 






64,384 50 


Cash on hand, 






24,533 


86 












$1,116,577 


86 


$1,116,577 


86 



Number of Depositors, 3,525 

Bate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1871. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $12,987 50 

Annual expenses, 2,607 47 



DOBCHESTEB SAVINGS BANK— BOSTON. 

[September 5.] 
William Pope, President. Treasurer, J. Frank Pope. 



Deposits, 


$503,051 24 




Interest, . 


... 


2,598 00 




Suspense Account, . 


. . . 


35 92 




Public Funds, . 


. . • 




$19,436 00 


Bank Stock, 


. . . 




43,961 50 


Railroad Bonds, 


. . . 




22,425 83 


Real Estate, 


i . . . 




6,000 00 


Loans on Real Estate, 


... 




332,565 68 


on Personal Security, . 




72,118 00 


to Counties, Cities and Towns, 




1,000 00 


to Banks, on interest, . 




7,130 90 


Cash on hand, 




1,047 25 






$505,685 16 


$505,685 16 



Number of Depositors, 1,704 

Bate of ordinary dividends for the last year, . . . . . 6 per cent. 

Last dividend of reserved profits, in 1873. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $5,492 25 

Annual expenses, 2,500 00 



24 



BANK COMMISSIONER'S REPORT. [Jan. 



EAST ABINGTON SAVINGS BANK— ROCKLAND 
[November 19.] 
R. J. Lane, President. 



Treasurer, W. B. Studley. 



Deposits, . 

Interest, . 

Suspense Account, 

Bank Stock, 

Railroad Bonds, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, 
on Railroad Stock, 

Expense Account, . 

Cash on hand, . 



$291,881 56 

4,279 53 

360 88 



$296,521 97 



$63,328 35 
2,049 00 

910 

2,200 

203,883 

22,127 

500 

466 

1,056 



00 
00 
00 
83 
00 
83 
96 



$296,521 97 



Number of Depositors, . . 1,160 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $11,644 25 

Annual expenses, 650 00 



EAST BOSTON SAVINGS BANK— EAST BOSTON. 

[July 24.] 

P. M. Crane, President. Treasurer, Albert Bowker. 



Deposits, .... 

Profits, .... 

Interest, .... 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, . 
on Real Estate, 
on Personal Security, 

Insurance Account, . 

Expense Account, . 

Cash on hand, . 



1,101,214 68 
19,574 45 

71,577 71 



$2,192,366 84 



$527,285 01 

8,525 00 

28,209 77 

6,637 50 

1,302,722 00 

273,965 00 

437 64 

2,381 40 

42,203 52 



$2,192,366 84 



Number of Depositors # 5354 

Bate of ordinary dividends for the last year, 7 per cent. 

tra dividends. 

1 imount invested in the stock of any one bank, . . . $52,619 75 

i:tl expenses, 6 'g 66 00 



1875.] 



PUBLIC DOCUMENT— No. 8, 



25 



EAST BRIDGEWATER SAVINGS BANK— EAST BRIDGEWATER. 

[December 18.] 
Henry Hobart, President. Treasurer, Isaac N. Nutter. 



Deposits, 


$65,987 07 




Interest, . 








2,091 47 




Bills Payable, . 








837 03 




Public Funds, . 










$7,603 40 


Bank Stock, 










7,011 75 


Railroad Bonds, 










7,052 50 


Loans on Real Estate, 










40,673 67 


on Personal Security, 








5,625 00 


to Banks, on interest, 








213 04 


Safe, 








370 00 


Expense Account, . 








297 59 


Cash on hand, .... 






68 62 


• 








$68,915 57 


$68,915 57 



Number of Depositors, . . . 492 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $2,276 75 

Annual expenses, 300 00 



EAST CAMBRIDGE FIVE CENTS SAVINGS BANK— EAST CAMBRIDGE. 

, [September 8.] 
Geo. Stevens, President. Treasurer, Samuel Slocomb. 



Deposits, . . . . . ... 


$776,650 37 




Profits, 












30,105 57 




Interest, . 












18,830 43 




Public Funds, 














$44,000 00 


Bank Stock, 














58,785 22 


Railroad Bonds 














69,000 00 


Real Estate, 














10,000 00 


Loans on Real Estate, 










601,900 00 


on Personal Security, 








1,900 00 


on Tax Account, . 








2,711 39 


on Premium Account, 








1,400 00 


to Banks, on interest, 








33,800 03 


Expense Account, . 








644 99 


Cash on hand, . 








1,444 74 














$825,586 37 


$825,586 37 



Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . " . . $7,393 64 

Annual expenses, 1,800 00 



v; in 



26 



BANK COMMISSIONER'S REPORT. [Jan. 



EASTHAMPTON SAVINGS BANK— EASTHAMPTON. 

[June 10.] 

E. H. Sawyer, President. Treasurer, C. E. Williams. 



Deposits, . . . 

Profits, .... 

Interest, .... 

Bank Stock, 

Loans on Public Funds, . 
on Bank Stock, 
on Real Estate, 
on Personal Security, 

Tax Account, . 

Expense Account, . 

Cash on hand, . 



$130,914 72 

1,082 45 

714 53 



$132,711 70 



$22,046 75 

2,700 00 

3,950 00 

61,450 00 

38,000 00 

451 47 

7 25 

4,106 23 



$132,711 70 



Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one hank, . . . $5,256 00 

Annual expenses, 425 00 



EAST WEYMOUTH FIVE CENTS SAVINGS BANK— EAST WEYMOUTH. 

[October 13.] 
John P. Lovell, President. 'Treasurer, Nathan Canterbury. 



Deposits, .... 
Interest, .... 
Public Funds, . 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Casli on hand, 




$2,000 00 

01,050 00 

150 00 

2,500 00 

2,808 07 



$38,508 07 



Number of Depositors, 268 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Annual expenses, $ 130 00 



/ 



1875.] 



PUBLIC DOCUMENT— No. 8. 



27 



ELIOT FIVE CENTS SAVINGS BANK—BOSTON. 

[February 13.] 

Wm. C. Appleton, President. Treasurer, Geo. C. Leach. 



Deposits, 


fl,016,790 59 




Profits, .... 








17,962 46 




Interest, . 








10,469 07 




Suspense Account, . 








81 01 




Public Funds, . 










$73,000 00 


Bank Stock, 










55,400 00 


Railroad Bonds, 










55,000 00 


Loans on Public Funds, 










52,000 00 


on Bank Stock, 










8,300 00 


on Real Estate, 










661,600 00 


on Personal Security, . 








135,600 00 


on Railroad Stock, 








500 00 


Expense Account, . 








1,500 43 


Cash on hand, . 








2,402 70 










11,045,303 13 


11,045,303 13 



Number of Depositors, 4,625 

Bate of ordinary dividends for the last year, 6 per. cent. 

Last dividend of reserved profits, in 1869. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $13,000 00 

Annual expenses, 4,589 15 



EMIGRANT SAVINGS BANK— BOSTON. 

[July 17.] 
Patrick Donahoe, President. Treasurer, James Havey. 



Deposits, .... 


$2,428,952 50 




Interest, .... 






9,927 56 




Public Funds, . 








$384,172 62 


Bank Stock, .... 








67,265 88 


Railroad Bonds, 








144,537 50 


Real Estate, . . . . 








237,669 44 


Loans on Real Estate, 






• 


1,386,969 01 


on Personal Security, 








103,500 00 


Profit and Loss Account, 








6,098 09 


Suspense Account, . 








1,168 57 


Fixtures, .... 








5,044 78 


Expense Account, . 








1,681 31 


Cash on hand, . 








100,772 86 








$2,438,880 06 


$2,438,880 06 



Number of Depositors, 9,267 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividend. 

Largest amount invested in the stock of any one bank, . . . $22,507 38 

Annual expenses, 10,565 29 



28 



BANK COMMISSIONER'S EE^OET. [Jan. 



ESSEX SAVINGS BANK-LAWRENCE 
[November 4.] 
Geo. D. Cabot, President. 



Treasurer, James H. Eaton. 



Deposits, . 

Profits, . 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Real Estate, 

on Personal Security, 
to Banks, on Interest, 

Interest Account, 

Cash on hand, . 



53,095,747 29 
68,982 24 



1,164,729 53 



|207,000 00 

286,500 00 

400,000 00 

1,798,062 10 

373,542 34 

86,705 07 

222 26 

12,697 76 



1,164,729 53 



Number of Depositors, 8,995 

Rate of ordinary dividends for the last year, . . ... 6 per cent. 
Last dividend of reserved profits, in 1872. 

Extra dividends are made once in . Five years. 

Largest amount invested in the stock of any one bank, . . . $30,000 00 

Annual expenses, 5,423 20 



FAIRHAVEN INSTITUTION FOR SAVINGS— FAIRHAYEN. 

[October 6.] 
I. F. Terry, President. Treasurer, Charges Drew. 



Deposits, . 

Profits, . 

Surplus, . 

Public Funds, . 

Bank Slock, 

Railroad Ponds, 

Real Estate, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, . 
on Railroad Stock, 
to Counties, Cities and Towns, 
to Banks, on interest, . 

Expense Account, .... 

( 'a-li on hand, .... 



5,434 72 
25,756 23 
20,796 18 



|911,987 13 



$106,500 00 

230,360 00 

20,000 00 

3,500 00 

900 

6,595 

6,650 

448,259 

14,000 

26,500 00 

10,000 00 

957 40 

37,765 07 



00 
26 
00 
00 
00 



$911,987 13 



Number of Depositors, 1622 

of ordinary dividends for the last year 7 per cent. 

No extra dividends. 

81 amount invested in the stock of any one bank, . . . $38,160 00 

Animal expenses ' 2 ,000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



29 



FALL RIVER FIVE CENTS SAVINGS BANK— FALL RIVER. 

[October 8.] 
S. Angibr Chace, President. Treasurer, Chas. J. Holmes. 



Deposits, 


$1,314,358 86 




Interest and Discount, 






120,480 96 




Public Funds, . 








$100,000 00 


Bank Stock, 








§ 177,700 00 


Railroad Bonds, 








100,000 00 


Loans on Real Estate, 








246,141 32 


on Personal Security, 








794,300 00 


to Banks, on interest, 








15,000 00 


Expense Account, . 








1,172 13 


Cash on hand, . 








526 37 








$1,434,839 82 


$1,434,839 82 



Number of Depositors, 5,766 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $30,000 00 

Annual expenses, 3,600 00 



FALL RIVER SAVINGS BANK— FALL RIVER. 

[October 8.] 
J. B. French, President. Treasurer, J. F. Lindset. 



Deposits, 


$5,229,687 


82 




Interest and Discount, 








393,159 


31 




Public Funds, . 












$240,000 00 


Bank Stock, 












683,600 00 


Railroad Bonds, 












20,000 00 


Real Estate, 












50,000 00 


Loans on Real Estate, 












1,497,447 00 


on Personal Security, 










2,940,913 00 


to Counties, Cities and Towns, 






105,000 00 


Cash on hand, . . 






85,887 13 










$5,622,847 


13 


$5,622,847 13 



Number of Depositors, . 11,262 

Rate of ordinary dividends for the last year, 7£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $75,600 00 

Annual expenses, 8,550 00 



30 



BANK COMMISSIONER'S REPORT. [Jan. 



FITCHBTJRG SAVINGS BANK—FIT CHBURG. 

[July 8.] 

N. Wood, President. Treasurer, Charles J. Billings. 



Deposits, . 
Rent Account, . 
Interest, . 
Suspense Account, 
Public Funds, . 
Bank Stock, 
Railroad Bonds, 
Real Estate, 
Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, . 

on Railroad Stock, 

to Counties, Cities and Towns, 
Expense Account, .... 
Cash on hand, . . . • . 



},524,495 45 

2,621 34 

60,866 75 

133 23 



>,588,116 77 



$170,000 00 

206,900 00 

2,700 00 

187,000 00 

15,500 00 

20,000 00 

989,751 00 

710,847 78 

10,822 00 

268,050 00 

557 05 

5,988 94 



$2,588,116 77 



Number of Depositors, 7,030 00 

Rate of ordinary dividends for the last year, . . . . 6 per cent. 
Last dividend of reserved profits, in 1871. 

Extra dividends are made once in . Five years. 

Largest amount invested in the stock of any one hank, . . . $22,800 00 

Annual expenses, 3,800 00 



A. T. Lilly, President 



FLORENCE SAVINGS BANK— FLORENCE. 
[June ll.J 



Treasurer, H. H. Bond. 



Deposits, .... 
[nterest, .... 

Loans on Ileal Estate, 

on Personal Security, 
Expense Account, . 
Ca>li on hand, . 



$25,119 12 
139 15 



$25,258 27 



Number <>f Depositors, .... 

Bate of ordinary dividends for the last year, 
Extra dividends are made once in 
Annual expenses, . . . . • . 



$15,475 00 

9,324 34 

108 13 

350 80 



$25,258 27 



273 

6 per cent. 

Two years. 

$349 40 



1875.] 



PUBLIC DOCUMENT— No. 8. 



31 



FOXBOROUGH SAVINGS BANK— FOXBOROTJGH. 

[September 10.] 

Otis Cart, President. Treasurer, James F. Leonard. 



Deposits, . 
Interest, . 
Public Funds, . 
Bank Stock, 
Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand, 



$219,675 39 
2,137 06 



|221,812 45 



$9,300 00 

5,500 00 

163,585 00 

20,270 00 

19,500 00 

3,657 45 



$221,812 45 



Number of Depositors, 900 

Rate of ordinary dividends for the last year, ..... 6 per cent. 
Last dividend of reserved profits, in 1871. 

Extra dividends are made once in Five years. 

Annual expenses, $500 00 



FRAMINGHAM SAVINGS BANK— FRAMINGHAM. 

[December 4.] 
George Phipps, President. Treasurer, C. S. Adams. 



Deposits, 


$996,912 57 




Interest, . 


• . . 


38,517 09 




Bills Payable, . 


. . • 


5,000 00 




Public Funds, . 


. . 




$20,100 00 


Bank Stock, 


. . . 




112,000 00 


Railroad Bonds, 


• • • 




25,000 00 


Loans on Public Funds, 


• • . 




2,000 00 


on Bank Stock, 


. . • 




2,000 00 


on Real Estate, 


• • . 




839,202 93 


on Personal Security, . 




25,949 00 


on Railroad Stock, 




2,000 00 


to Counties, Cities and Towns, 




6,000 00 


Fixtures, 




2,000 00 


Expense Account, 




2,680 29 


Cash, on hand, 




5,097 44 






$1,040,429 m 


$1,040,429 6Q 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



6 per cent. 

$18,000 00 
3,000 00 



32 



BANK COMMISSIONER'S REPORT. [Jan. 



FRANKLIN SAVINGS BANK-BOSTON. 

[July 16.] 

Osmyx Brewster, President. Treasurer, Henry W. Whitemore. 



Deposits, . 
Profits, . 
Interest, . 
Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Public Funds, 
on Real Estate, 
on Personal Security, 
to Banks, on interest, 

Accrued Interest Account, 

Expense Account, . 

Tax Account, . 

Cash on hand, . 



1,023,812 88 

24,085 78 

127,982 02 



$4,175,880 68 



$419,514 17 

113,503 33 

9,737 50 

19,200 00 

2,828,280 00 

583,807 50 

136,729 60 

43,823 87 

5,614 68 

14,735 77 

934 26 

^4,175,880 68 



Number of Depositors, 9,424 

Rate of ordinary dividends for the last year, . . . . . 6 per cent. 
Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one hank, . . . $49,417 75 

Annual expenses, 12,000 00 



S. O. Lamb, President. 



FRANKLIN SAVINGS INSTITUTION— GREENFIELD. 

[June 5.] 

Treasurer, Wm. Henry Allen. 



Deposits, . 

Profits, 

Interest, . 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, 
to Counties, Cities and Towns, 
to Banks, on interest, 

Accrued Interest Account, 

Expense Account, . 

Cash on hand, . 



$2,652,347 05 
55,776 95 
11,195 93 



(,719,319 93 



$238,300 00 

68,400 00 

105,000 00 

32,021 00 

86,500 00 

1,037,689 32 

497,016 83 

508,844 60 

143,635 69 

2,339 

2,130 

443 



22 
18 
09 



$2,719,319 93 



Number of Depositors, 7 022 

of ordinary dividends for the last year, 6 per cent. 

dividend of reserved profits, in 1872. 

Extra dividends are made once in Five years. 

mount invested in the stock of any one bank, . . . $20 400 00 

Annual expenses, ^S 25 



1875.] 



PUBLIC DOCUMENT— No. 8. 



33 



GARDNER SAVINGS BANK— GARDNER. 
[June 2.] 
Chas. Heywood, President. 



Treasurer, John D. Edgell. 



Deposits, . 
Interest, . 
Bank Stock, 
Railroad Bonds, 
Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, . 

to Counties, Cities and Towns, 
Expense Account, .... 
Cash on hand, 



$501,911 47 
6,604 00 



$508,515 47 



),760 75 

8,560 00 

500 00 

13,000 00 

211,926 46 

107,562 89 

122,867 50 

20 50 

12,769 25 



,515 47 



Number of Depositors, v 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



1,627 
6 per cent. 

$10,000 00 
333 75 



GEORGETOWN SAYINGS BANK— GEORGETOWN. 
[October 13.] 



A. P. Jones, President. 



Treasurer, Wm. H. Harriman. 



Deposits, . 

Interest, . . . . 

Bank Stock, 

Loans on Real Estate, .... 

on Personal Security, . 
Cash on hand, 


$70,615 84 
2,629 03 


$7,153 00 

49,116 65 

13,709 00 

3,266 22 


* 


$73,244 87 


$73,244 87 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



6 per cent. 



$3,290 00 
225 00 



34 



BANK COMMISSIONER'S REPORT. [Jan. 



GRAFTON SAVINGS BANK— GRAFTON. 

[October 30.] 

Aim am M. Bigelow, President. Treasurer, Henry F. Wing. 



Deposits, . . ■ . 

Interest, . 

Bank Stock, 

Loans on B.ank Stock, 
on Real Estate, 
on Personal Security, 

Cash on hand, . 



,187 96 
2,921 55 



$101,109 51 



$29,945 24 

5,000 00 

59,185 00 

6,468 37 

510 90 



$101,109 51 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends are made. 

Largest amount invested in the stock of any one hank, 



402 
6 per cent. 

#5,500 00 



GREENFIELD SAVINGS BANK— GREENFIELD. 

[June 4.] 
John Sanderson, President. Treasurer, Henry K. Simons. 



Deposits, . 

Profits, 

Bank Stock, 

Railroad Bonds, 

Loans on Bank Stock, 
on Real Estate, 
on Personal Security, . 
to Counties, Cities and Towns, 

Expense Account, . . 

Tax Account, 

Cash on hand, 



$760,869 60 
19,428 81 



$780,298 41 



$106,433 25 

20,000 00 

8,240 00 

356,465 52 

130,742 92 

96,425 00 

900 25 

2,798 92 

58,292 55 



$780,298 41 



Number of Depositors, . , 1718 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $ 25,930 40 

Annual expenses, 1000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



35 



GREAT BARRINGTON SAVINGS BANK— GREAT BARRINGTON. 

[June 30.] 
E. Hollister, President. Treasurer, W;m. H. Parks. 



Deposits, . . . . . 


$428,890 


39 




Interest^ 


2,815 4 




Bank Stock, 






$76,803 63 


Loans on Public Funds, .... 






3,350 00 


on Bank Stock, .... 






2,506 13 


on Real Estate, .... 






203,462 50 


on Personal Security, . . , 






128,522 75 


on Railroad Stock, 






2,650 00 


to Counties, Cities and Towns, 






3,000 00 


Furniture Account, 






800 00 


Expense Account, 






250 00 


Cash on hand, . . . 






10,360 86 


■ 


$431,705 


87 


$431,705 87 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, . . 



6 per cent. 

#15,341 63 
1,596 44 



Moses Foster, President 



GROVELAND SAVINGS BANK— GROVELAND. 

[October 23.] 

Treasurer, N. H. Griffith 



Deposits, 

Interest, 

Loans on Real Estate, .... 

on Personal Security, . 

to Counties, Cities and Towns, 
Cash on hand, 


$30,532 26 
1,025 63 


$22,250 00 

465 00 

6,950 00 

1,892 89 


■ 


$31,557 89 


$31,557 89 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Annual expenses, 



139 
6£ per cent. 



$57 00 



36 



BANK COMMISSIONER'S REPORT. [Jan. 



E. Trask, President. 



HAMPDEN SAVINGS BANK— SPRINGFIELD. 
[June 12.] 



Treasurer, P. S. Bailey. 



Deposits, . 

Profits, . 

Interest, . 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, 
to Counties, Cities and Towns, 

Tax Account, . 

Expense Account, 

Cash on hand, . 



.,456,295 41 

11,560 68 

9,983 06 



,477,839 15 



$50,000 00 

158,702 00 

23,000 00 

13,225 00 

18,900 00 

872,600 00 

283,500 

43,800 

5,246 

1,836 

7,029 



00 
00 
44 
12 
99 



.,477,839 15 



Number of Depositors, 3,564 

Rate of ordinary dividends for the last year, . . . . . 6 per cent. 
Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . $45,766 00 

Annual expenses, 5,926 00 



HAMPSHIRE SAVINGS BANK— NORTHAMPTON. 

[June 9.] 



Luther Bodman, President. 



Treasurer, Lewis "Warner. 



Deposits, 

Profits, 

Public Funds, 

Bank Stock, ..... 

Loans on Public Funds, . 
. on Bank Stock, 
on Real Estate, 
on Personal. Security, . 
to Counties, Cities and Towns, 
to Banks, on interest, . 

Tax Account, 

Expense Account, .... 

( lash on hand, . . . ... 



|311,639 00 
1,177 32 



2,816 32 



$1,195 00 

125,166 74 

8,700 00 

16,125 00 

106,245 00 

19,771 53 

1,300 

20,000 

1,068 

100 



00 
00 
51 
00 



13,144 54 



|312,816 32 



Number of Depositors, 1642 

of ordinary dividends for the last year, 6 per cent. 

Lasl dividend of reserved profits, in 1872. 

Extra dividends are made once in Three years. 

Annual expenses, ^! 5 Ooo 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



37 



HAVERHILL SAVINGS BANK— HAVERHILL. 

[November 18.] 
John A. Appleton, President. Treasurer, A. B. Jaqtjes. 



Deposits, 


12,483,343 80 




Profit and Loss Account, 


• . • 


4,272 80 




Interest, . 


... 


4,803 07 




Premium Account, . 


... 


20,977 53 




Bills Payable, . 


. . . 


10,000 00 




Public Funds, . 


. • • 




$723,400 00 


Bank Stock, 


. . . 




443,650 00 


Railroad Bonds, 


. . 




56,000 00 


Loans on Public Funds, 


... 




11,350 00 


on Bank Stock, 


■ . • • 




14,450 00 


on Peal Estate, 


. • 




1,183,550 00 


on Personal Security, . 




23,200 00 


on Railroad Stock, 




400 00 


to Counties, Cities and Towns, 




52,000 00 


Expense Account, 




262 50 


Cash on hand, 




15,134 70 




> 


$2,523,397 20 


$2,523,397 20 



Number of Depositors, 7,333 

Rate of ordinary dividends for the last year, . . . . . 7 per cent. 
No extra dividends are made. 

Largest amount invested in the stock of any one bank, . . . $37,500 00 

Annual expenses, 3,800 00 



HAYDENVILLE SAVINGS BANK— HAYDENVILLE. 

[June 11.] 
, President. Treasurer, B. S. Johnson. 



Deposits, 


$189, 


645 


65 




Interest, ....... 


5,618 


37 




Loans on Real Estate, .... 








$74,100 00 


on Personal Security, . 








88,270 50 


to Counties, Cities and Towns, 








15,300 00 


to Banks, on interest, . 








15,841 42 


Profit and Loss Account, .... 








70 54 


Tax Account, 








636 93 


Expense Account, 








306 06 


Suspense Account, . .... 








30 22 


Cash on hand, 








708 35 




$195 


,264 02 


$195,264 02 



Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Annual expenses, $1,000 00 



38 



BANK COMMISSIONER'S REPOET. [Jan. 



HINGHAM INSTITUTION FOR SAVINGS— HINGHAM. 

[October 13.] 

Daniel Bassett, President. Treasurer, Henry C. Hardin**. 



Deposits, . 

Profits, 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, . 

on Railroad Stock, 

to Counties, Cities and Towns, 
Expense Account, .... 
Cash on hand, 



.,490,374 79 
28,818 71 



$1,519,193 50 



$107,800 00 

143,100 00 

25,000 

1,921 

500 

1,689 

1,098,029 

79,145 

3,300 

30,500 00 

1,526 60 

26,682 74 



00 
03 
00 
00 
13 
00 
00 



.,519,193 50 



Number of Depositors, 3,806 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1870. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $15,000 00 

Annual expenses, 2,660 42 



HOLYOKE SAVINGS BANK— HOLYOKE. 

[June 18.] 
Joel Russell, President. Treasurer, R. B. Johnson. 



Deposits, .... 

Interest, .... 

Public Funds, . 

Bank Stock, 

Loans on Public Funds, . 
on Real Estate, 
on Personal Security, 

Premium Account, . 

Furniture Account, . 

Expense Account, . 

Cash on hand, . 



411 14 
16,984 65 



$848,395 79 



$15,000 00 
131,232 67 

750 

530,539 

155,625 

1,756 

4,000 00 

372 79 

9,120 08 



00 
00 
00 

25 



,395 79 



Number of Depositors, 2 669 

of ordinary dividends for the last year, 6£ per cent. 

N" extra dividends. 

Bl amount invested in the stock of any one bank, . . . $32,300 00 

Annu a l expenses, . 2 800 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



39 



HOME SAVINGS BANK— BOSTON. 

[September 2.] 
Henry Smith, President. 



Treasurer, E. 0. Rockwood. 



Deposits, 


f6,349,918 75 




Profits, 


■ • . 


43,953 26 




Interest, . 


• • . 


171,667 86 




Public Funds, . 


. . . 




$183,655 17 


Bank Stock, 


. . . 




439,032 10 


Railroad Bonds, 


• • • 




359,000 00 


Loans on Public Funds, 


• • . 




66,700 00 


on Bank Stock, 


. . . 




92,370 00 


on Real Estate, . 


. . . 




3,323,636 73 


on Personal Security, . 




852,400 00 


on Railroad Stock, 




36,550 00 


to Counties, Cities and Towns, 




857,330 00 


to Banks, on interest, . 




226,937 65 


Accrued Interest Account, 




107,573 84 


Expense Account, 




8,824 55 


Suspense Account, 




930 18 


Cash on hand, 


f 


10,599 65 






$6,565,539 87 


$6,565,539 87 



Number of Depositors, 25,091 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $45,000 00 

Annual expenses, . 20,000 00 



HOOSAC SAVINGS BANK— NORTH ADAMS. 

[July 2.] 
S. Johnson, President. Treasurer, Austin Bond. 



Deposits, .... 
Interest, .... 
Suspense Account, . 
Bank Stock, 
Loans on Real Estate, 

on Personal Security, 
Furniture Account, . 
Expense Account, . 



$156,495 05 

8,681.26 

844 05 



$166,020 36 



$13,372 00 

112,025 07 

38,025 80 

667 83 

1,929 66 



$166,020 36 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, 



1,502 
6 per cent. 

$13,372 00 



40 



BANK COMMISSIONER'S REPORT. [Jan. 



HOPKINTON SAVINGS BANK— HOPKINTON. 

[July 29.] 
L. H. Bowker, President. Treasurer, Wm. E. Jenks. 



Deposits, . 

Profits, 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Bank Stock, 
on Real Estate, 
on Personal Security, . 
to Counties, Cities and Towns, 

Expense Account, .... 

Cash on hand, 



$141,276 62 
1,306 30 



$142,582 92 



$4,775 00 

50,728 24 

8,320 00 

250 00 

39,035 00 

12,100 00 

21,000 00 

93 42 

6,281 26 



$142,582 92' 



Number of Depositors, . . 550 

Rate of ordinary dividends for the last year, .6 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one hank, . . . $11,023 74 

Annual expenses 550 00 



Alden Leland, President. 



HOLLISTON SAVINGS BANK— HOLLISTON. 
[May 29.] 

Treasurer, Orrin Thompson. 



Deposits, 


$120,134 24 




Profits, . 


• • • 


980 33 




Public Funds, . 


• t • 




$6,128 50 


Bank Stock, 






11,776 08 


Railroad Bonds, 






5,150 00 


Loans on Public Funds, 






600 00 


on Bank Stock, 


■ I • 




5,925 00 


on Real Estate, 


» • • . 




66,650 00 


on Personal Security, . 




6,749 72 


to Counties, Cities and Towns, 




11,500 00 


Expense Account, . 




640 59 


( lasfa on hand, 




5,994 68 






$121,114 57 


$121,114 57 



Number of Depositors, £gj 

of ordinary dividends for the last year, 6 per cent. 

t im dividends. 

st amount invested in the stock of any one bank, . . . $8,367 33 

Annual expenses gOO qq 



1875.] 



PUBLIC DOCUMENT— No. 8. 



41 



HUDSON SAVINGS BANK— HUDSON. 

[July 15.] 
Francis Brigham, President. Treasurer, Francis D. Brigham. 



Deposits, 


|204,674 


63 




Profits, 


1,506 


43 




Interest, 


3,965 05 




Bank Stock, 






$14,307 00 


Railroad Bonds, 






7,820 00 


Loans on Real Estate, .... 






133,500 00 


on Personal Security, . 






18,250 00 


to Counties, Cities and Towns, 






30,820 00 


Furniture Account, . . . . . 






407 68 


Expense Account, . 






729 74 


Cash on hand, . . . . 






4,311 69 




$210,146 


11 


$210,146 11 



Number of Depositors, 870 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $8,201 00 

Annual expenses, 625 00 



HYANNIS SAVINGS BANK— HYANNIS. 

[August 27.] 



F. G. Kelley, President. 



Treasurer, Joseph R. Hall. 



Deposits, 


$488,706 21 




Profits, . 


• . . 


1,960 47 




Interest, .... 


• . . 


58,097 01 




Bank Stock, 


. . . 




$119,179 50 


Railroad Bonds, 


... 




15,000 00 


Real Estate, 


, , . 




6,309 00 


Loans on Public Funds, 


■ . . . 




1,250 00 


on Bank Stock, 


• 




3,850 00 


on Real Estate, 


. . . 




197,880 35 


on Personal Security, . 




183,540 97 


on Railroad Stock, 




1,306 00 


to Counties, Cities and Towns, 




9,800 00 


Accrued Interest Account, 




3,954 64 


Cash on hand, 




6,693 23 






$548,763 69 


$548,763 69 



Number of Depositors, 1,595 

Bate of ordinary dividends for the last year, 6| per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $26,473 75 

Annual expenses, 2,047 15 

6 



42 



BANK COMMISSIONER'S REPORT. [Jan. 



HYDE PARK SAVINGS BANK— HYDE PARK. 

[November 3.] 
C. F. Gerry, President. 



Treasurer, Henry S. Bunton. 



Deposits, . . . . 


$41 


,064 


56 




Interest, . . . . • • ■ 




943 


9b 




Bank Stock, 








$9,003 25 


Loans on Real Estate, .... 








29,000 00 


to Counties, Cities and Towns, 








2,000 00 


Furniture and Fixtures, .... 








618 77 


Expense Account, 








26 11 


Profit and Loss Account, .... 








235 19 


Cash on hand, 








1,125 20 




$42,008 


52 


$42,008 52 



Number of Depositors, 389 

Rate of ordinary dividends for the last year, . . . . . 6 per cent. 

Extra dividends are made once in . . . . . Five years. 

Largest amount invested in the stock of any one bank, . . . $3,738 75 

Annual expenses, 350 00 



INSTITUTION FOR SAYINGS IN ROXBURY— BOSTON. 

[July 23.] 
A. D. Hodges, President. Treasurer, Edw. Richards. 



Deposits, . . . 

Interest, . 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand, 



1,435,814 94 
69,514 19 



J,505,329 13 



>,329 90 

188,139 97 

130,000 00 

15,800 00 

20,850 00 

54,650 00 

959,917 97 

840.591 60 

33,900 00 

162,149 69 



},505,329 13 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 
Last dividend of reserved profits, in 1870. 
Extra dividends are made once in .... 
Largest amount invested in the stock of any one hank, 
Annual expenses, 



7,132 
6 per cent. 

Five years. 
$58,729 50 
7,800 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



43 



INSTITUTION FOR SAVINGS IN NEWBURYPORT— NEWBURYPORT. 

[September 14.] 
Edw. S. Mosely, President. Treasurer, R. Stone. 



Deposits, . 

Profits, 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, . 
to Counties, Cities and Towns, 
to Banks, on interest, . 

Fifty Associates' Stock, . 

Expense Account, .... 

Cash on hand, 



t,524,608 20 
42,103 27 



c,566,711 47 



$70,000 00 

989,939 20 

374,426 25 

53,466 07 

32,000 00 

3,800 00 

1,394,834 72 

478,763 75 

1,129,641 41 

12,609 38 

25,000 00 

1,960 01 

270 68 



t,566,711 47 



Number of Depositors, 10,557 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $77,250 00 

Annual expenses, . . . . 6,000 00 



IPSWICH SAVINGS BANK— IPSWICH. 

[September 14.] 

Joseph Ross, President. Treasurer, Theodore F. Cogswell. 



Deposits, 

Interest, . 

Public Funds, 

Loans on Real Estate, .... 
on Personal Security, . 

Expense Account, 

Cash on hand, 


$61,586 23 
578 95 


$1,868 84 
29,800 00 

8,600 00 
1 80 

2,726 84 


• 


$62,165 18 


$62,165 18 



Number of Depositors, . 426 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Annual expenses, $313 58 



44 



BANK COMMISSIONER'S REPORT. [Jan. 



JAMAICA PLAIN SAVINGS BANK— BOSTON 
[November 13.] 



John C. Pratt, President. 



Treasurer, I. Phillips George. 



Deposits, .... 
Interest, .... 
Loans on Real Estate, 

on Personal Security, 
Expense Account, . 
Cash on hand, . 



$13,839 39 
19 78 



$13,859 17 



^8,000 00 

4,800 00 

879 84 

179 33 



,859 17 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 
No extra dividends are made. 



130 
6 per cent. 



Henry Wilder. President. 



LANCASTER SAVINGS BANK— LANCASTER. 

[May 28.] 

Treasurer, ¥m. H. McNeil. 



Deposits, 


$961,336 87 




Profits, 








43,329 74 




Interest, . 








14,420 78 




Bank Stock, 










$61,300 00 


Railroad Bonds, 










41,500 00 


Loans on Public Funds, 










1,075 00 


on Bank Stock, 










4,700 00 


on Real Estate, 










544,576 07 


on Personal Security, 








355,700 00 


on Railroad Stock, 








2,000 00 


Expense Account, . 








630 97 


Cash on hand, . 








7,605 35 










fl,019,087 39 


$1,019,087 39 



N in nber of Depositors, . . . 2,453 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of airy one bank, . . . $15,000 00 

Annual expenses 2,500 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



45 



LAWRENCE SAVINGS BANK— LAWRENCE. 

. [November 4.] 

Milton Bonney, President. Treasurer, W. R. Spaulding. 



Deposits, .... 

Interest, .... 

Public Funds, . 

Bank Stock, 

Loans on Real Estate, 

on Personal Security, 
Premium Account, . 
Expense Account, . 
Cash on hand, . 



$396,842 71 
17,262 41 



$414,105 12 



$12,112 33 

29,700 00 

322,901 13 

25,000 

7,755 

775 

15,861 



00 
36 
17 
13 



$414,105 12 



Number of Depositors, 1,600 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one hank, . . . $10,652 64 

Annual expenses, . 1,800 00 



H. Garfield, President. 



LEE SAVINGS BANK— LEE. 
[July 1.] 



Treasurer, J. L. Kslborn. 



•Deposits, ....... 


$441,839 


15 




Interest, . 


• • . 


6,476 


35 




Public Funds, . 


. • • 






$110,000 00 


Bank Stock, 


• • . 






25,700 00 


Loans on Public Funds, 


... 






4,500 00 


on Bank Stock, 


... 






960 00 


on Real Estate, 


... 






228,783 54 


on Personal Security, . 






28,755 56 


to Counties, Cities and Towns, 






39,500 00 


Expense Account, 






133 67 


Profit and Loss Account, . . 






6,712 26 


Cash on hand, ...... 






3,270 47 






$448,315 


50 


$448,315 50 



Number of Depositors, 1,420 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $8,400 00 

Annual expenses, 1,700 00 



46 



BANK COMMISSIONERS KEPOKT. [Jan. 



Cheney Hatch, President. 



LEICESTER SAVINGS BANK—LEICESTER. 

[December 23.] 

Treasurer , D. E. Merriam. 



Deposits, . 

Interest, . 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Public Funds, 
on Real Estate, 
on Personal Security, . 
to Counties, Cities and Towns, 

Dividend Account, .... 

Tax Account, 

Expense Account, .... 

Cash on hand, 



|202,728 19 
8,521 29 



$211,249 48 



|19,050 00 

49,869 12 

3,030 00 

4,000 00 

111,435 00 

17,625 00- 

2,350 00 

826 93 

743 44 

155 76 

2,164 23 



$211,249 48 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



6 per cent. 

#10,217 57 
750 00 



LEOMINSTER SAVINGS BANK— LEOMINSTER. 

[July 7.] 



Leonard Burrage, President. 



Treasurer, A. L. Burditt. 



Deposits, 


$439,038 59 




Profits, 


4,627 37 




Bank Stock, 




$31,311 00 


Loans on Public Funds, .... 




4,400 00 


on Bank Stock, .... 




11,700 00 


on Real Estate, .... 




292,915 00 


on Personal Security, . 




90,775 00 


on Railroad Stock, 




1,600 00 


to Counties, Cities and Towns, 




8,000 00 


Expense Account, . 




635 15 


Cash on hand, 




2,329 81 




$443,665 96 


$443,665 96 



Number of Depositors, 2,185 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $16,962 00 

Annual expenses, 1^00 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



47 



LEXINGTON SAVINGS BANK— LEXINGTON. 

[December 8.] 
Geo. W. Robinson, President. Treasurer, Wm. D. Phelps. 



Deposits, .... 
Profits, .... 
Loans on Real Estate, 

on Personal Security, 
Expense Account, . 
Cash on hand, . 



183,901 90 
2,672 10 



,574 00 



$67,500 00 

14,700 00 

2,014 64 

2,359 36 



,574 00 



Number of Depositors, 412 

Rate of ordinary dividends for the last year, 6^ per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Annual expenses, • $400 00 



LOWELL FIVE CENTS SAVINGS BANK— LOWELL. 

[August 11.] 

Horatio Wood, President. Treasurer, A. S. Tyler. 



Deposits, 


12,635,138 82 




Profits, 


. . 


44,983 88 




Public Funds, . 


. . . 




$140,000 00 


Bank Stock, 


. . . 




441,431 50 


Real Estate, 


• . . 




76,106 78 


Loans on Public Funds, 


. . . 


' 


2,000 00 


on Bank Stock, 


• . 




13,400 00 


on Real Estate, 


. . . 




1,587,325 00 


on Personal Security, 




211,200 00 


to Counties, Cities and Towns, 




186,050 00 


to Banks, on interest, 




18,027 94 


Furniture and Fixtures, .... 




3,003 41 


Expense Account, .-''.. 




479 56 


Cash on hand, 




1,098 51 






$2,680,122 70 


$2,680,122 70 



Number of Depositors, 10,335 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in Three years. 

Largest - amount invested in the stock of any one bank, . . . $23,400 00 

Annual expenses, 6,976 79 



48 



BANK COMMISSIONER'S REPORT. [Jan. 



LOWELL INSTITUTION FOR SAVINGS— LOWELL. 

[September 1.] 

Treasurer, Geo. J. Carney. 



Theodore Edson, President 



Deposits, . 

Profits, . 

Public Funds, 

Bank Stock, 

Real Estate, 

Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

to Counties, Cities and Towns, 

to Banks, on interest, . 



,057,973 00 
92,745 25 



>,150,718 25 



$75,000 00 

375,700 00 

20,334 06 

5,400 00 

26,350 00 

342,878 15 

1,183,975 00 

121,081 04 



,150,718 25 



Number of Depositors, 5,517 

Rate of ordinary dividends for the last year, ..... 4 per cent. 
Last dividend of reserved profits, in 1870. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $75,000 00 

Annual expenses, 5,000 00 



LYNN FIVE CENTS SAVINGS BANK— LYNN. 

[September 19.] 
Thos. B. Newhall, President. Treasurer, B. V. French. 



Deposits, . . . . . . 


$1,559,951 33 




Profits, .... 








6,530 88 




Rent Account, . 








654 14 




Public Funds, . 










$221,164 06 


Bank Stock, 










402,274 75 


Railroad Bonds, 










49,450 00 


Real Estate, 










44,529 24 


Loans on Bank Stock, 










19,550 00 


on Real Estate, 










771,315 29 


on Personal Security, 








23,500 00 


to Banks, on interest, 








31,802 73 


Suspense Account, . 








552 15 


Expense Account, . 








1,010 81 


Cash on hand, . 








1,987 32 










$1,567,136 35 


-$1,567,136 35 



Rate of ordinary dividends for the last year, 

No extra dividends. 

largest amount invested in the stock of any one bank, 

Animal expenses, 



6£ per cent. 

$72,440 37 
4,500 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



49 



LYNN INSTITUTION FOR SAYINGS— LYNN. 

[September 18.] 

Philip A. Chase, President. Treasurer, D. H. Sweetzer. 



Deposits, 


$1,641,862 38 




Profits, 


. • • 


17,869 15 




Public Funds, . 


• • . 




f 229,580 00 


Bank Stock, 


• • . 




226,616 00 


Railroad Bonds, 


i . . 




42,700 00 


Real Estate, 


. • • 




60,000 00 


Loans on Bank Stock, 


■ • . . 




10,100 00 


on Real Estate, 


. . i 




900,551 82 


on Personal Security, 


• 


62,537 00 


to Counties, Cities and Towns, 




123,050 00 


to Banks, on interest, . 




3,300 00 


Expense Account, 




581 27 


Cash on hand, 




715 44 






$1,659,731 53 


$1,659,731 53 



Number of Depositors, . 5,181 

Rate of ordinary dividends for the last year, 6s| per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $47,964 00 

Annual expenses, 5,000 00 



MALDEN SAVINGS BANK— MALDEN. 

[August 18.] 
Henry Barrett, President. Treasurer, Charles Merrill. 



Deposits, ........ 


$230,465 


22 




Interest, .... 






6,455 55 




Public Funds, . 










$20,000 00 


Bank Stock, 










5,600 00 


Loans on Public Funds, . 










5,000 00 


on Real Estate, 










158,000 00 


on Personal Security, 










16,650 00 


to Counties, Cities and Towns, 






27,500 00 


Cash on hand, ...... 






4,170 77 








$236,920 


77 


$236,920 77 



Number of Depositors,' 1,276 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1870. 

Extra dividends are made once in . Five years. 

Largest amount invested in the stock of any one bank, . . . $5,600 00 

Annual expenses, 1,000 00 



50 



BANK COMMISSIONER'S REPORT. [Jan. 



MARBLEHEAD SAVINGS BANK— MARBLEHEAD. 

[October 29.] 
John F. Harris, President. Treasurer, William Gilley. 



Deposits, .... 


$130,760 97 




Profits, 








540 78 




Interest, . 








4,058 44 




Public Funds, . 










$3,047 00 


Bank Stock, 










25,749 39 


Railroad Bonds, 










10,000 00 


Real Estate, 










5,795 13 


Loans on Real Estate, 










85,600 00 


Expense Account, . 










675 66 


Cash on hand, . 










4,493 01 




$135,360 19 


$135,360 19 




815 




6 per cent. 


No extra dividends. 




Largest amount invested in the stock of any one bank, . 


$3,744 Q0 




1,000 00 



MARLBOROUGH SAVINGS BANK— MARLBOROUGH. 
[July 15.] 

Treasurer, E. C. "Whitney. 



Elbridge Howe, President. 



Deposits, . . . . . - . 

Profits, 

Bank Stock, 

Loans on Real Estate, 

on Personal Security, . 

to Counties, Cities and Towns, 
Expense Account, . . 
Cash on hand, 



$751,512 84 
30,611 87 



$782,124 71 



$116,115 00 

513,100 00 

600 00 

134,450 00 

4,109 21 

13,750 50 



,124 71 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 
No extra dividends. 

Largest amount invested in the stock of any one bank, 
Annual expenses, 



2,279 
6£ per cent. 

#81,115 00 
2,100 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



51 



MECHANICS' SAVINGS BANK— BOSTON. 
[November 30.] 
Nathl. 0. Haut, President. 



Treasurer, Geo. R. Dwelley. 



Deposits, .... 

Interest, . . 

Bank Stock, 

Loans on Real Estate, 

on Personal Security, 
to Banks, on interest, 

Furniture and Fixtures, . 

Expense Account, . 

Cash on hand, . 



$150,782 96 
1,379 65 



$152,162 61 



$35,063 50 
90,800 00 
13,000 00 
8,086 55 
2,658 65 
1,476 70 
1,077 21 



$152,162 61 



Number of Depositors, . . . . * . 

Largest amount invested in the stock of any one bank, 
Commenced business June 27, 1874. i 



752 
$13,225 00 



MECHANICS' SAVINGS BANK— HOLYOKE. 

[June 18.] 
J. H. Newton, President. Treasurer, C. B. Puescott. 



Deposits, , 

Interest, . 

Bank Stock, 

Loans on Public Funds, 
on Real Estate, 
on Personal Security, 

Furniture Account, . 

Expense Account, . 

Cash on hand, , 



$141,545 38 
4,211 39 



$145,756 77 



$6,088 50 

250 00 

101,000 00 

34,940 00 

1,571 23 

1,524 03 

383 01 



$145,756 77 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 



956 
5i| per cent. 

$3,080 00 



52 



BANK COMMISSIONER'S REPORT. [Jan. 



William A. Burke, President 



MECHANICS' SAVINGS BANK— LOWELL. 
[August 12.] 



Treasurer, C. C. Hutchinson. 



Deposits, . . . 


$1,973,320 17 




Profits, 


, . > 


93 65 




Public Funds, . 


1.9. 


i 


$78,500 00 


Bank Stock, 


• « • 




176,950 00 


Railroad Bonds, 


. « . 




25.000 00 


Real Estate, 


i • • 


! 


98,245 96 


Loans on Bank Stock, 


CO. 




21,500 00 


on Real Estate, 


. . • 




1,141,361 99 


on Personal Security, . 




373,000 00 


to Counties, Cities and Town^, 




35,000 00 


to Banks, on interest, . 




11,892 22 


Expense Account, . . . 


- 


886 44 


Tax Account, . 




7,460 73 


Cash on hand, . . . • . 




3,616 48 






$1,973,413 82 


$1,973,413 82 



Number of Depositors, . 4,805 

Rate of ordinary dividends for the last year, . . . ' . . 5 per cent. 
Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . $9,000 00 

Annual expenses, 4,300 00 



Henry Hastings, President 



MEDFORD SAVINGS BANK— MEDFORD. 

[December 24.] 

Treasurer, Daniel W. Lawrence 



Deposits, . 

Interest, . 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Loans on Real Estate, 

on Personal Security, . 

to Counties, Cities and Towns, 

to Banks, on interest, . 

Furniture Account, . . . 

Expense Account, .... 

Cash on hand, 



$230 ? 902 93 
5,511 43 



$236,414 36 



$27,000 00 

19,915 00 

9,190 00 

136,075 00 

1,300 00 

38,000 00 

4,400 52 

360 00 

24 87 

148 



$236,414 36 



Number of Depositors, j ^28 

Rate of ordinary dividends for the last year 6 per cent. 

List dividend of reserved profits, in 1874. 

Extra dividends are made once in Five years 

Annual expenses, [ [ ^ 0Q 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



53 



MEDWAY SAVINGS BANK— MEDWAY. 

[November 12.] 
M. M. Fisher, President. Treasurer, 0. A. Mason. 





$111,305 


81 






2,612 04 




Bank Stock, 






$13,807 50 


Railroad Bonds, 






917 50 


Loans on Real Estate, .... 






82,602 63 


on Personal Security, . 






12,012 64 


to Counties, Cities and Towns, 






3,000 00 


Expense Account, 






119 50 


Cash on hand, . . . 


• 




1,458 16 




$113,917 


93 


$113,917 93 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one hank, 

Annual expenses, 



637 

6 per cent. 

#4,667 50 
500 00 



MELROSE SAVINGS BANK— MELROSE. 

[December 31.] 
W. P. Sargent, President. Treasurer, Geo. A. Mansfield. 



Deposits, . . • 
Interest, . 

Loans on Real Estate, 
Cash on hand, . 



$7,626 56 



$7,589 91 




36 65 






$3,800 00 




3,826 56 



\626 56 



Number of Depositors, 

Commenced business in August, 1874. 



195 



54 



BANK COMMISSIONER'S REPORT. [Jan. 



MERCANTILE SAVINGS INSTITUTION-BOSTON. 

[November 6.] 
L. S. Hapgood, President. Treasurer, Anson J. Stone. 



Deposits, . 

Profits, 

Capital Stock, . 

Kent Account, 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, 

on Bank Stock, a 

on Real Estate, 

on Personal Security, . 

on Railroad Stock, 

to Counties, Cities and Towns, 
Accrued Interest, .... 
Insurance Account, .... 
Suspense Account, . . 
Cash on hand, . . . . 



t,280,649 08 

3,512 44 

205,757 21 

12,291 79 



t ,502,210 52 



$864,500 00 

12,500 00 

192,600 00 

185,134 95 

3,080 00 

300 00 

2,707,888 21 

101,828 80 

1,000 00 

181,350 00 

80,435 75 

4,965 12 

14,001 91 

152.,625 78 



|4,502,210 52 



Number of Depositors, 11,441 

Rate of ordinary dividends for the last year, . . . . 6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in . . . . . . Five years. 

Largest amount invested in the stock of any one bank, . . . $10,600 00 

Annual expenses, 10,783 26 



MERRIMACK RIVER SAVINGS BANK— LOWELL. 
[August 11.] 



Josiah G. Peabodt, President. 



Treasurer. Almv J. Flint. 



Deposits, .... 

Interest, .... 

Bank Stock, 

Loans on Bank Stock, 
on Real Estate, 
on Personal Security, 
to Banks, on interest, 

Expense Account, . 

Cash on hand, . 



$196,737 37 
500 88 



f 196,236 49 



$13,044 38 

1,700 00 

133,375 00 

32,000 00 

15,600 74 

313 37 

190 50 



$196,236 49 



Number of Depositors, . . 598 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in 1874. 

i'xtra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . $4,675 00 

Annual expenses, 300 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



55 



MIDDLEBOROUGH SAVINGS BANK— MIDDLEBOROUGH. 

[August 29.] 
Everett Robinson, President. Treasurer, Cornelius B. Wood. 



Deposits, 


$63,052 25 




Bank Stock, ....... 






. $3,540 00 


Loans on Public Funds, . . 






500 00 


on Real Estate, . 






26,175 00 


on Personal Security, . 






13,376 56 


to Counties, Cities and Towns, 






12,700 00 


Accrued Interest Account, 






766 00 


Expense Account, 






285 29 


Cash on hand, . 






5,709 40 




$63,052 


25 


$63,052 25 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



6£ per cent. 



5,540 00 
242 00 



MIDDLESEX INSTITUTION FOR SAVINGS— CONCORD. 
[September 9.] 



Geo. M. Brooks, President. 



Treasurer, Geo. Heywood. 



Deposits, 


$998,312 00 




Profits, 


10,721 43 




Interest, 


16,686 43 




Public Funds, 




$30,000 00 


Bank Stock, 




272,000 00 


Railroad Bonds, . . . 




140,000 00 


Loans on Real Estate, . ... 




400,622 80 


on Personal Security, . 




114,654 97 


to Counties, Cities and Towns, 




35,828 00 


Interest paid, ....*. 




5,921 77 


Expense Account, ..... 




34 75 


Cash on hand, . . . 




26,557 57 




$1,025,719 86 


$1,025,719 86 



Number of Depositors, 2,927 

Rate of ordinary dividends for the last year, . . . , 6 per cent.. 
Last dividend of reserved profits, in 1873. 

Extra dividends are made once in , Three years.. 

Largest amount invested in the stock of any one bank, . . , $30,000 00 

Annual expenses, • 2,300 00 



56 



BANK COMMISSIONER'S EEPORT. [Jan. 



MILFORD SAVINGS BANK— MILFORD. 

[May 29.] 
Orison Underwood, President. 



Treasurer, A. G. Underwood. 



Deposits, . 

Profits, 

Interest, . 

Public Funds, 

Bank Stock, 

Real Estate, 

Loans on Public Funds, . 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand, 



$488,840 42 

55 57 

2,793 93 



$491,689 92 



$43,100 00 

62,858 87 

31,758 97 

3,950 00 

32,840 00 

173,149 20 

62,039 17 

80,000 00 

1,993 71 



$491,689 92 



Number of Depositors, 2,162 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . $15,000 00 

Annual expenses, 1,500 00 



MILLBURY SAVINGS BANK— MILLBURY. 

[July 10.] 
T. J. Harrington, President. Treasurer, F. C. Miles. 



Deposits, 


$319,753 33 




Interest, 


11,174 38 




Public Funds, 




$29,000 00 


JBank Stock, 




79,700 00 


Loans on Real Estate, .... 




177,875 00 


on Personal Security, . 




2,475 00 


to Counties, Cities and Towns, 




23,500 00 


Premium Account, .... 




9,079 24 


Expense Account, , 




1,789 88 


Cash on hand, ....... 




7,508 59 




$330,927 71 


$330,927 71 



Number of Depositors, 967 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $9,300 00 

Annual expenses 1,000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



57 



MINERS' SAVINGS BANK— WEST STOCKBRIDGE. 

[July L] 

Geo. W. Kniffin, President. Treasurer, Wm. C. Spaulding. 



Deposits, .... 
Interest, .... 
Public Funds, . 
Loans on Real Estate, 

on Personal Security, 
Expense Account, . 
Cash on hand, . 




$4,931 66 

25,325 00 

5,410 00 

376 80 

1,172 42 



$37,214 88 



Number of Depositors, . . * . 
Rate of ordinary dividends for the last year, 
No extra dividends. 
Annual expenses, 



175 

6 per cent. 



$25 00 



Chas. H. Merrick, President. 



MONSON SAVINGS BANK— MONSON. 

[June 24.] 

Treasurer, E. F. Morris. 



Deposits, .... 

Interest, . , . 

Bank Stock, 

Railroad Bonds, 

Loans on Bank Stock, 
on Real Estate, 
on Personal Security, 

Expense Account, . 

Cash on hand, . 



$195,005 63 
3,733 60 



$198,739 23 



$37,859 50 

4,615 00 

2,800 00 

133,000 00 

14,507 56 

570 46 

5,386 71 



$198,739 23 



Number of Depositors, ' 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



570 
7 per cent. 

$4,401 00 
600 00 



8 



58 



BANK COMMISSIONER'S REPORT. [Jan. 



NANTUCKET INSTITUTION FOR SAVINGS— NANTUCKET. 

[September 25.] 
Joseph C. Chase, President. 



Treasurer, Matthew Barney. 



Deposits, ..... 


$606,467 06 




Profits, .... 




300 38 




Interest, .... 




990 51 




Public Funds, . 






$37,150 00 


Bank Stock, 






127,000 00 


Real Estate, 






3,575 00 


Loans on Public Funds, . 






2,338 87 


on Bank Stock, 






215 54 


on Real Estate, 






408,995 00 


on Personal Security, 






* 25,060 72 


Expense Account, . 






393 80 


Cash on hand, . 






3,029 02 






$607,757 95 


$607,757 95 



Number of Depositors, 1,635 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $20,000 00 

Annual expenses, 3,478 00 



NATICK FIVE CENTS SAVINGS BANK— NATICK. 

[October 30.] 
John Kimball, President. Treasurer, James Whitney. 



Deposits, . 

Interest, . . . 

Bank Stock, 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand, 




Number of Depositors, . . . 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



$22,296 75 

295,100 18 

23,700 00 

58,500 00 

8,190 73 



$407,787 66 



1,775 
6 per cent. 

$5,000 00 
1,200 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



59 



NEW BEDFORD FIVE CENTS SAVINGS BANK— NEW BEDFORD. 

[October 6.] 
Geo. Howland, Jr., President. Treasurer, B. Ricketson, Jr. 



Deposits, . . . . 


fl,869,738 46 




Profits, . . . . ' . 






45,814 05 




Interest and Discount, 






83,688 50 




Premium Account, . 






31,453 97 




Public Funds, . 








$1,073,500 00 


Bank Stock, . . . * 








105,100 00 


Railroad Bonds, 








83,500 00 


Loans on Public Funds, . 








1,600 00 


on Bank Stock, 








5,530 00 


on Real Estate, 








379,821 00 


on Personal Security, 








282,965 63 


to Banks, on interest, 








20,000 00 


Fixtures, .... 








8,942 38 


Expense Account, . . ■ 








2,708 38 


Cash on hand, . 








67,027 59 








12,030,694 98 


$2,030,694 98 



Number of Depositors. 10,285 

Rate of ordinary dividends for the last year, ..... 6 per cent. 
Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $49,400 00 

Annual expenses, . 6,800 00 



NEW BEDFORD INSTITUTION FOR SAVINGS— NEW BEDFORD. 

[October 7.] 



Wm. C. Tabeb, President. 



Treasurer, Chas. H. Peirce. 



Deposits, , 


$8,614,259 80 




Profits and Discount, 


. . . 


117,731 24 




Public Funds, . 


• • . 




$2,812,994 75 


Bank Stock, 


. • . 




1,211,300 00 


Railroad Bonds, 


• • • 




967,807 50 


Real Estate, 


• . a • 




36,638 79 


Loans on Public Funds, 


■ • . . 




23,180 00 


on Bank Stock, 


■ • • . 




35,110 00 


on Real Estate, 


i . . • 




57,492 27 


on Personal Security, . 




2,809,503 74 


on Railroad Stock, 




24,000 00 


to Counties, Cities and Towns, 




537,846 53 


to Banks, on interest, . 




106,659 54 


Tax Account, 




21,588 16 


Expense Account, 




31 93 


Cash on hand, . . . 




7,907 83 






$8,731,991 04 


$8,731,991 04 



Number of Depositors, 18,262 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $109,600 00 

Annual expenses, 15,173 66 



60 



BANK COMMISSIONER'S REPORT. [Jan. 



NEWBURYPORT FIVE CENTS SAVINGS BANK— NEWBURYPORT. 

[October 27.] 
David Wood, President. 



Treasurer, J. A. Maynard. 



Deposits, . 

Profits, 

Interest, . 

Public Funds, 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

to Banks, on Interest, 
Cash on hand, . 



$863,636 74 
13,611 03 
28,209 25 



$905,457 02 



$30,000 00 
88,800 00 

9,769 

21,746 

1,000 

7,800 

569,363 

38,250 

85,400 00 

51,987 49 

1,340 49 



00 
06 
00 
00 
98 
00 



$905,457 02 



Number of Depositors, . . . 3,567 

Rate of ordinary dividends for the last year, . . . . ■ . 6£ per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $8,000 00 

Annual expenses, 1,700 00 



George Hyde, President. 



NEWTON SAVINGS BANK— NEWTON. 
[June 16.] 

Treasurer, E. J. Collins. 



Deposits, . 

Profits, 

Public Funds, . 

Bank Stock, 

Loans on Public Funds, 
on Real Estate, 
on Personal Security, 

Cash on hand, . 



$337,626 62 
9,486 69 



$347,113 31 



$3,500 00 
21,705 00 
5,000 00 
250,605 00 
51,835 02 
14,468 29 



$347,113 31 



Number of Depositors, 1J00 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Five years. 

largest amount invested in the stock of any one bank, . . . $5,000 00 

Annual expenses, 800 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



61 



NORTHAMPTON INSTITUTION FOR SAVINGS— NORTHAMPTON. 

[June 10.] 



William Allen, President. 



Treasurer, L. Maltbt. 



Deposits, . . ... 


fl,682,605 49 




Profits, 








28,202 16 




Public Funds, . 










$99,000 00 


Bank Stock, 










50,800 00 


Railroad Bonds, 










200,000 00 


Loans on Public Funds, 










3,200 00 


on Bank Stock, 










44,163 70 


on Real Estate, 










743,123 18 


on Personal Security, 








348,118 95 


to Counties, Cities and Towns, 




153,531 09 


Cash on hand, 




68,870 73 










$1,710,807 65 


$1,710,807 65 



Number of Depositors, 4,925 

Rate of ordinary dividends for the last year, . . . . . 6 per cent. 
Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $14,500 00 

Annual expenses, 5,000 00 



NORTH ADAMS SAVINGS BANK—NORTH ADAMS. 

[July 2.] 
John F. Arnold, President. Treasurer, V. A. Whitakee, 



Deposits, 


$654,442 91 




Profits, 


... 


270 30 




Interest, . 


« a • 


2,835 86 


• 


Surplus, . 


• • . 


17,244 80 




Bank Stock, 


• • 


. 


$30,832 75 


Real Estate, 


... 




9,421 03 


Loans on Public Funds, 


... 




1,200 00 


on Bank Stock, 


• . . 




4,900 00 


on Real Estate, 


. . . 




367,169 34 


on Personal Security, . 




200,075 30 


to Counties, Cities and Towns, 




20,958 66 


to Banks, on interest, . 




25,000 00 


Tax Account, 




2,754 28 


Expense Account, 




2,500 50 


Cash on hand, . . . . . 




9,982 01 






$674,793 87 


$674,793 87 



Number of Depositors, 2,292 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $29,432 75 

Annual expenses, 3,000 00 



62 



BANK COMMISSIONER'S REPORT. [Jan. 



NORTH AVENUE SAVINGS BANK— CAMBRIDGE. 

[December 29.] 

Sam'l F. Woodbridge, President. Treasurer, Milton L. Walton. 



Deposits, . 

Interest, .... 

Loans on Real Estate, 

on Personal Security, 
to Banks, on interest, 

Furniture and Fixtures, . 

Expense Account, . 

Cash on hand, . 



$47,053 25 




561 17 






|33,600 00 




9,200 00 




3,076 54 




542 52 




896 17 




299 19 


$47,614 42 


$47,614 42 



Number of Depositors, . . . 358 

Rate of ordinary dividends for the last year, . . . . .6 per cent. 

No extra dividends. 

Annual expenses, $350 00 



NORTH BRIDGEWATER SAVINGS BANK— BROCKTON. 

[October 16.] 
H. "W. Robinson, President. Treasurer, E. South worth, Jr. 



Deposits, . 
Profits, . 
Interest, . 
Public Funds, 
Bank Stock, 
Railroad Bonds, 
Loans on Real Estate, 

on Personal Security, 
Cash on hand, . . . 



$529,392 77 
2,332 16 
1,353 91 



$533,078 84 



$231 00 

26,898 00 

2,850 00 

347,907 03 

129,385 98 

25,806 83 



$533,078 84 



Number of Depositors, 2,247 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $14,666 50 

Annual expenses, 1,500 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



63 



NORTH BROOKFIELD SAVINGS BANK— NORTH BROOKFIELD. 

[June 26.] 
Chas. Adams, Jr., President. . Treasurer, Bonum Nye. 



Deposits, . . . . . 


$251,605 


99 




Profit and Loss Account, .... 


6,150 £ 




Public Funds, 






$31,500 00 


Bank Stock, . . . , 






11,500 00 


Railroad Bonds, . . . 






73,000 00 


Loans on Real Estate, .... 






129,395 00 


on Personal Security, . 






2,900 00 


to Counties, Cities and Towns, 






8,000 00 


Furniture Account, 






123 00 


Expense Account, 






20 00 


Cash on hand, 






1,318 60 




$257,756 


60 


$257,756 60 



Number of Depositors, » 1,151 

Rate of ordinary dividends for the last year, . . . . 6 per cent. 

No extra dividends. 

Annual expenses, $750 00 



NORTH EASTON SAVINGS BANK— NORTH EASTON. 

[August 21.] 

F. L. Ames, President. Treasurer, P. A. Gifpord. 



Deposits, . . . . . 


$252,385 73 


m 


Profits, .... 






8,953 33 




Public Funds, . 










$11,960 00 


Bank Stock, 










63,316 89 


Railroad Bonds, 










13,390 00 


Loans on Bank Stock, 










17,800 00 


on Real Estate, 










61,838 75 


on Personal Security, 










85,863 65 


Expense Account, . 










114 32 


Cash on hand, . 










7,055 45 








$261,339 


06 


$261,339 06 



Number of Depositors, 882 

Rate of ordinary dividends for the last year, . . . . . 7 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $10,690 00 

Annual expenses, 5Q0 00 



64 



BANK COMMISSIONERS REPORT. [Jan. 



NORTH END SAVINGS BANK— BOSTON. 

[February 12.] 
Robert Marsh, President. Treasurer, Geo. C. Trumbull. 



Deposits, . . . 


$429,372 41 




Interest, .... 






15,897 85 




Guarantee Fund, 






1,200 00 




Public Funds, . 








$47,456 25 


Bank Stock, 








37,018 7.9 


Railroad Bonds, 








29,573 75 


Loans on Public Funds, . 








2,000 00 


on Bank Stock, 








2,400 00 


on Real Estate, 








303,992 38 


on Railroad Stock, 








700 00 


Furniture Account, . 








1,750 00 


Expense Account, . 








2,236 94 


Tax Account, ... 








1,666 03 


Cash on hand, . 








17,676 12 








$446,470 26 


$446,470 26 



Number of Depositors, . . 1,505 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, . . . $8,012 75 

Annual expenses, * . . . 4,127 57 



A. J. Clark, President. 



ORANGE SAVINGS BANK—ORANGE. 

[June 3.] 

Treasurer, James H. Waite. 



Deposits, . 

Profits, 

Interest, . 

Suspense Account, 

Bank Stock, 

Loans on Public Funds, 
on Real Estate, 
on Personal Security, . 
to Counties, Cities and Towns, 

Tax Account, 

Expense Account, .... 

Cash on hand, 



,989 97 

522 79 

472 40 

14 50 



$93,999 66 



Rate of ordinary dividends for the last year, . 
No extra dividends. 

Largest amount invested in the stock of any one bank 
Annual expenses, 



$8,093 75 

600 00 

56,575 00 

20,150 00 

4,000 00 

277 22 

39 36 

4,264 33 



$93,999 66 



6 per cent. 



5,093 75 
325 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



65 



Wm. N. Flint, President. 



PALMER SAVINGS BANK— PALMER. 
[June 23.] 



Treasurer, E. Brown. 



Deposits, 


|288,037 27 




Interest, . 


■ • . 


1,951 05 




Public Funds, . 


... 




$10,440 00 


Bank Stock, 


... 




24,175 00 


Railroad Bonds, 


• • . 




4,000 00 


Loans on Public Funds, 


• • . 




950 00 


on Bank Stock, 


i . . . 




5,865 00 


on Real Estate, 


■ . • . 




172,777 00 


on Personal Security, . 




55,368 48 


to Counties, Cities and Towns, 




5,500 00 


Expense Account, . 




1,308 69 


Cash on hand, 




9,604 15 






$289,988 32 


$289,988 32 



Number of Depositors, 964 

Rate of ordinary dividends for the last year, . . . . 6 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $6,250 00 

Annual expenses, . 640 00 



PEOPLE'S SAVINGS BANK— WORCESTER. 

[July 31.] 
John C. Mason, President. Treasurer, C. M. Bent. 



Deposits, . 
Interest, . 
Rent Account, . 
Suspense Account, 
Public Funds, . 
Bank Stock, 
Railroad Bonds, 
Real Estate, 
Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

on Railroad Stock, 

to Counties, Cities and Towns, 
Profit and Loss Account, 
Loans to Banks, on interest, 
Premium Account, . 
Expense Account, . 
Tax Account, . . . 
Cash on hand, 



5,340,723 73 

103,922 05 

1,189 20 

17,182 40 



$3,463,017 38 



$278,500 00 

637,400 00 

72,000 00 

65,000 00 

14,800 00 

33,850 00 

1,762,745 17 

300,663 76 

4,300 00 

29,800 00 

50,934 24 

46,639 93 

145,529 02 

5,001 

11,524 

4,279 



09 
50 
67 



;3,463,017 38 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



9,597 
6£ per cent. 

#51,400 00 
8,476 89 



9 



66 



BANK COMMISSIONER'S REPOET. [Jan, 



PLYMOUTH FIVE CENTS SAVINGS BANK— PLYMOUTH. 

[September 28.] 

Leander Lovell, President. Treasurer, D. J. Bobbins. 



Deposits, 


$483,958 99 




Profits, 




. . • 


2,058 23 




Interest, . 




. • 


4,216 17 




Suspense Account, 




, . . • 


2 85 




Public Funds, . 




. . . 




$42,000 00 


Bank Stock, 




■ . i • 




25,000 00 


Railroad Bonds, 




. . . 




53,000 00 


Real Estate, 




• 




2,900 00 


Loans on Public Funds, 


. . . 




1,725 00 


on Bank Stock, 


... 




2,668 00 


on Real Estate, 


. . • 




274,687 00 


on Personal Security, . 




31.830 00 


to Counties, Cities and Towns, 




53,000 00 


Expense Account, 




475 69 


Cash on hand, . . . 


■ 


2,950 65 








$490,236 34 


$490,236 34 



Number of Depositors, 2,435 

Rate of ordinary dividends for the last year, . . . v . . 6 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one hank, . . . - $5,000 00 

Annual. expenses, 1,500 00 



PLYMOUTH SAVINGS BANK— PLYMOUTH. 

[September 28.] 
Jacob H. Loud, President. Treasurer, John J. Russell. 



Deposits, . 

Profits, 

Interest, . 

Suspense Account, 

Public Funds, . 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, 

on Railroad Stock, 

to Counties, Cities and Towns, 
Expense Account, 
Cash on hand, . 



52,005,768 47 

37,395 98 

27,289 29 

88 97 



$2,070,542 71 



$379,821 25 

452,175 00 

148,880 00 

9,800 00 

6,900 00 

13,925 00 

757,250 00 

154,559 98 

22,100 00 

115,000 00 

1,355 20 

8,776 28 



$2,070,542 71 



Number of Depositors, ; 6,797 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, ... $27,000 00 

Annual expenses, 5,500 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



67 



PROVIDENT INSTITUTION FOR SAVINGS— BOSTON. 

[December 3.] 

John Amory Lowell, President. Treasurer, C. I. Morrill. 



Deposits, 


112,943,429 47 




Profits, . 




. . . 


217,109 48 




Interest, . 




• . . 


318,104 96 




Suspense Account, 




. . • 


8,049 40 




Public Funds, . 




. • . 




$209,500 00 


Bank Stock, 




. . 




1,105,000 00 


Railroad Bonds, 




■ . • 




459,250 00 


Real Estate, 




■ • • • 




77,378 30 


Loans on Public Funds, 


• . . . 




15,000 00 


on Bank Stock, 


. . • 




35,000 00 


on Real Estate, 


• • • 




5,861,300 00 


on Personal Security, . 




4,495,500 00 


on Railroad Stock, 




6,500 00 


to Counties, Cities and Towns, 




914,300 00 


to Banks, on interest, . 




271,677 00 


Expense Account, ..... 




14,537 93 


Cash on hand, ...... 




21,750 04 








113,486,693 31 


$13,486,693 31 



Number of Depositors, . . . 31,686 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in . Five years. 

Largest amount invested in the stock of any one bank, . . . $100,000 00 

Annual expenses, 33,131 89 



PROVIDENT INSTITUTION FOR SAVINGS— SALISBURY. 

[October 27.] 
Wm. C. Binnet, President. Treasurer, Thomas J. Clark. 



Deposits, . . . . . . 


$1,194,852 


82 




Profits, 


. • . 


6,735 


00 




Interest, . 


• • • 


40,485 


63 




Public Funds, . 


. 






$411,000 00 


Bank Stock, 


• . . 






136,325 00 


Railroad Bonds, 


• • • 






60,000 00 


Real Estate, 


. . . 






2,500 00 


Loans on Public Funds, 


. . , 






2,000 00 


on Real Estate, 


• . . 






246,950 00 


on Personal Security, . 






242,400 00 


on Railroad Stock, 






4,000 00 


to Counties, Cities and Towns, 






101,500 00 


to Banks, on interest, . 






28,000 00 


Expense Account, .... 






997 28 


Cash on hand, 






6,401 17 






$1,242,073 


45 


$1,242,073 45 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



4,208 
7 per cent. 

$10,000 00 
2,300 00 



Q8 



BANK COMMISSIONER'S REPORT. [Jan. 



QTJINCY SAVINGS BANK— QTJINCY. 

[August 21.] 
Edward Turner, President. Treasurer, George L. Gill. 



Deposits, 


$1,087,152 95 




Profits, . ■ 


. • 


11,988 75 




Interest, . 


. . . > 


12,264 78 




Public Funds, . 


• • i 




$60,000 00 


Bank Stock, 


. • • 




85,862 74 


Railroad Bonds, 


. i . 




20,000 00 


Loans on Public Funds, 


• . 




10,200 00 


on Bank Stock, 


. • . 




42,600 00 


on Real Estate, 


. . • 




759,483 81 


on Personal Security, . 




70,600 00 


to Counties, Cities and Towns, 




20,000 00 


Furniture and Fixtures, .... 




1,200 00 


Expense Account, 




895 91 


Cash on hand, 




40,664 02 






11,111,406 48 


$1,111,406 48 



Number of Depositors, . 3,286 

Rate of ordinary dividends for the last year, . . . ; 6 per cent. 

Last dividend of reserved profits, in 1870. > 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $20,000 00 

Annual expenses, 2,750 00 



RANDOLPH SAVINGS BANK— RANDOLPH. 

[October 16.] 
Atherton Wales, President. Treasurer, Seth Turner. 



Deposits, 


$633,461 81 




Profits, 


, , 




9,647 68 




Interest, . 


, . 




12,824 24 




Public Funds, . 


. . • 






$16,000 00 


Bank Stock, 


, % 






176,713 47 


Railroad Bonds, 


, # 






110,000 00 


Loans on Public Funds, 


% # 






2,400 00 


on Bank Stock, 








5,000 00 


on Real Estate, 


, , 






225,400 00 


on Personal Security, . 






61,623 66 


on Railroad Stock, 






900 00 


to Counties, Cities and Towns, 






38,000 00 


Expense Account, .... 






2,649 16 


Cash on hand, 






17,247 44 








$655,924 73 


$655,924 73 



Number of Depositors, 1,854 

Rate of ordinary dividends for the last year 6 per cent. 

Last dividend of reserved profits, in 1871. 

Extra dividends are made once in ..." . . . Five years. 
Largest amount invested in the stock of any one bank, .... $13,000 00 
Annual expenses, 600 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



69 



READING SAVINGS BANK— READING. 

[November 13.] 
Ephraim Hunt, President. Treasurer, N. P. Pratt. 



Deposits, .... 
Interest, .... 
Bank Stock, 
Loans on Real Estate, 

on Personal Security, 
Cash on hand, . 



$176,671 81 
215 42 



$176,887 23 



$13,800 00 

134,968 00 

21,506 63 

6,612 60 



$176,887 23 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 
No extra dividends. 
Annual expenses, 



767 
6 per cent. 

$1,000 00 



ROCKPORT SAYINGS BANK— ROCKPORT. 

[October 28.] 
Henry Dennis, President. Treasurer, Newell Giles. 



Deposits, . 
Profits, . 
Dividend Account, . 
Bank Stock, 
Loans on Real Estate, 

on Personal Security, 
Cash on hand, . 



$379,940 26 

1,154 48 

10,937 68 



$392,032 42 



$83,357 25 

248,225 81 

53,639 00 

6,810 36 



$392,032 42 



Rate of ordinary dividends for the last year, 
Last dividend of reserved profits, in 1873. 
Extra dividends are made once in 
Annual expenses, 



6 per cent. 

Five years. 
$1,200 00 



70 



BANK COMMISSIONER'S REPORT. [Jan. 



SALEM FIVE CENTS SAVINGS BANK— SALEM. 
[October 3.] 



Henry L. Williams, President. 



Treasurer, Chas. H. Henderson. 



Deposits, 


$1,966,841 81 




Profit and Loss Account, * 


33,006 15 




Public Funds, 




$673,000 00 


Bank Stock, ...••• 




256,127 50 


Railroad Bonds, 




29,500 00 


Real Estate, 




8,726 10 


Loans on Public Funds, . 




17,275 00 


on Bank Stock, .... 




1,000 00 


on Real Estate, .... 




1,030,105 00 


on Personal Security, . 




238,296 00 


on Railroad Stock, 




4,950 00 


to Counties, Cities and Towns, 




296,600 00 


to Banks, on interest, . 




48,600 00 


Furniture and Fixtures, . . 




300 00 


Cash on hand, . . 




1,068 36 




$1,999,847 96 


$1,999,847 96 



Number of Depositors, 7,279 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $31,500 00 

Annual expenses, 5,600 00 



Joseph S. Cabot, President. 



SALEM SAVINGS BANK— SALEM. 
[October 2.] 



Treasurer, Chas. E. Symonds. 



Deposits, . 

Profits, . 

Public Funds, . 

Bank Stock, 

Real Estate, 

Loans on Public Funds, 
on Bank Stock, 
on Real Estate, 
on Personal Security, . 
on Railroad Stock, 
to Counties, Cities and Towns, 
to Banks, on interest, . 

Cash on hand, . . . • . 



1,707,266 45 
157,576 44 



$5,864,842 89 



$710,000 00 

341,960 00 

75,000 00 

20,000 00 

19,800 00 

1,634,612 50 

1,008,112 
229,000 

1,743,500 
72,000 
10,858 



00 
00 
00 
00 
39 



$5,864,842 89 



Number of Depositors, \q 063 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largi st amount invested in the stock of any one bank, . . . $ 60,000 00 

Annual expenses, 12) 000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



71 



SANDWICH SAVINGS BANK— SANDWICH. 

[August 25.] 

Wm. E. Boyden, President. Treasurer, H. G. 0. Ellis. 



Deposits, . ... 
Profits, . . . 

Public Funds, 

Loans on Real Estate, .... 

on Personal Security, . 
Expense Account, ..... 
Cash on hand, . . ... 


$96,964 33 
4,247 14 


$3,675 67 

66,787 00 

25,112 07 

4 35 

5,632 38 




$101,211 47 


$101,211 47 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 
No extra dividends. 
Annual expenses 



511 
7 per cent. 



$270 75 



SCITUATE SAVINGS BANK— SCITUATE. 

[September 30.] 



John Beale, President. 



Treasurer, C. W. Protjty. 



Deposits, .... 

Profits, . . . 

Interest, .... 

Bank Stock, . . . 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

Cash on hand, . . 



$150,761 98 

2,387 98 
774 43 



$153,924 39 



$17,500 00 

100,882 82 

13,228 00 

12,870 00 

9,503 57 



$153,924 39 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



425 
7 per cent. 

$7,000 00 
250 00 



72 



BANK COMMISSIONER'S REPORT. [Jan. 



SEAMEN'S SAVINGS BANK— PROVINCETOWN. 
[August 28.] 



Lysander N. Paine, President. 



Treasurer, J. H. Dyer. 



Deposits, . . . 


$607,137 37 




Profits, 




. • 


4,795 07 




Interest, . 




• . 


10,702 13 




Premium Account, 




• • . 


1,761 37 




Public Funds, .. 




. • • 




$79,500 00 


Bank Stock, 




. . . . 




68,000 00 


Railroad Bonds, 




i • • • 




87,350 00 


Real Estate, 




• . 




1,328 94 


Loans on Real Estate, 


. . * 




105,464 00 


on Personal Security, . 




74,961 00 


to Counties, Cities and Towns, 




196,075 00 


to Banks, on interest, . 




1,918 29 


Furniture and Fixtures, .... 




2,004 47 


Cash on hand, . . . 




7,794 24 








|624,395 94 


$624,395 94 



Number of Depositors, . 1,886 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $12,600 00 

Annual expenses, . 2,175 00 



SHELBURNE FALLS FIVE CENTS SAVINGS BANK— SHELBTJRNE FALLS. 

[June 4.] 
F. A. Ball, President. Treasurer, A. K. Hawks. 



Deposits, . 

Profits, . 

Interest, . 

Public Funds, 

Bank Stock, 

Real Estate, 

Loans on Bank Stock, 
on Real Estate, 
on Personal Security, . 
to Counties, Cities and Towns, 
to Banks, on interest, . 

Cash on hand, 



$584,953 24 

2,2l9 82 

279 43 



$587,452 49 



$13,400 00 

84,400 00 

5,500 00 

2,500 00 

338,112 00 

106,930 00 

21,300 00 

13,000 00 

2,310 49 



$587,452 49 



Number of Depositors, 2,750 

Bate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $27,300 00 

Annual expenses, 1,650 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



73 



SOUTHBMDGE SAVINGS BANK— SOUTHBMDGE. 

[November 10.] 
John P. Stedman, President. Treasurer, S. M. Lane. 



Deposits, ....... 


$755,090 67 




Profits, 


694 83 




Interest, 


17,203 46 




Public Funds, . . . 




$259,550 00 


Bank Stock, 




57,600 00 


Railroad Bonds, 




20,900 00 


Loans on Public Funds, 




26,950 00 


on Bank Stock, .... 




2,800 00 


on Real Estate, .... 


. 


303,550 00 


on Personal Security, . 




83,800 00 


to Counties, Cities and Towns, 




5,700 00 


to Banks, on interest, . 




11,000 00 


Expense Account, 




253 52 


Cash on hand, 




885 44 




$772,988 96 


$772,988 96 



Number of Depositors, 2,356 

Rate of ordinary dividends for the last year, . . . . . 5 per cent. 
Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years.^ 

Largest amount invested in the stock of any one bank, . . . $30,000 00 

Annual expenses, 2,224 30 



SOUTH ADAMS SAVINGS BANK— SOUTH ADAMS. 
[July 2.] 



H. J. Bliss, President. 



Treasurer, H. H. Wellington. 



Deposits, 


$266,987 97 




Profits, 


4,666 01 




Interest, 


9,706 70 




Bank Stock, 




$18,900 00 


Loans on Bank Stock, .... 




11,225 00 


on Real Estate, . . 




86,165 00 


on Personal Security, . 




128,825 00 


to Counties, Cities and Towns, 




19,000 00 


to Banks, on interest, . 




9,647 28 


Premium Account, 




3,140 00 


Expense Account, 




482 85 


Tax Account, 




916 73 


Cash on hand, 




3,058 82 




$281,360 68 


$281,360 68 



Number of Depositors, 860 

Rate of ordinary dividends for the last year, '. ... 6 per cent. 

Extra dividends are made once in . Five years. 

Largest amount invested in the stock of any one bank, . . . $18,200 00 

Annual expenses, 600 00 



10 



74 



BANK COMMISSIONER'S REPORT. [Jan. 



SOUTH BOSTON SAVINGS BANK— BOSTON. 
[April 8.] 



F. Nickerson, President. 



Treasurer, Geo, W. Ellis. 



Deposits, . . . . 


|1,382,220 62 




Profits, 


13,260 50 




Interest, ....... 


21,725 18 




Rent Account, 


2,637 50 




Public Funds, 




$110,433 25 


Bank Stock, 




165,285 87 


Railroad Bonds, • 




42,738 75 


Real Estate, 




95,042 30 


Loans on Real Estate, . .. . 




751,152 50 


on Personal Security, . 




104,500 00 


to Counties, Cities and Towns, 




97,193 67 


Furniture Account, 




4,722 13 


Expense Account, 




2,361 72 


Cash on hand, ...... 




46,413 61 




$1,419,843 80 


$1,419,843 80 



Number of Depositors, . 6,474 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in . . . . . . . Three years. 

Largest amount invested in the stock of any one hank, . . . $30,478 50 

Annual expenses, 4,338 97 



SOUTH SCITUATE SAVINGS BANK—SOUTH SCITUATE. 

[September 30.] 
Moses F. Rogers, President. Treasurer, Ebenezer T. Fogg. 



Deposits, .... 

Profits, . . . . 

Public Funds, . 

Bank Stock, 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 
Cash on hand, . 



$384,437 93 
7,045 26 



1,483 19 



$10,850 00 

52,700 00 

264,498 21 

51,835 00 

5,507 00 

6,092 98 



$391,483 19 



Number of Depositors, 1,094 

Rate of ordinary dividends for the last year, . . . . . 6 per cent. 

Last dividend of reserved profits, in 1870. 

Extra dividends are made once in ...... Five years. 

Largest amount invested in the stock of any one bank, . . . $6,500 00 

Annual expenses, 1,000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



75 



SOUTH WEYMOUTH SAVINGS BANK— SOUTH WEYMOUTH. 

[November 19.] 
Albert Tirrell, President. Treasurer, B. F. White. 



Deposits, .... 

Interest, .... 

Bank Stock, 

Loans on Real Estate, 

on Personal Security, 
to Banks, on interest, 

Expense Account, . 



$289,286 03 
9,251 41 



$298,537 44 



$106,683 48 

160,212 G6 

26,684 00 

4,684 33 

272 97 



$298,537 44 



Number of Depositors, 799 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in ...... Three years. 

Largest amount invested in the stock of any one bank, . . . $12,910 25 

Annual expenses, 700 00 



SPRINGFIELD FIVE CENTS SAVINGS BANK— SPRINGFIELD. 

[June 17.] 



J. C. Pynchon, President. 



Treasurer, Daniel J. Marsh. 



Deposits, 


$1,030,634 23 




Profits, 








31,760 11 




Public Funds, . 










$150,000 00 


Bank Stock, 










50,100 00 


Real Estate, 










89,666 67 


Loans on Public Funds, 










13,450 00 


on Bank Stock, 










29,800 00 


on Real Estate, 










694,250 00 


to Counties, Cities and Towns, 




17,000 00 


Cash on hand, . . . . . . 




18,117 67 










$1,062,394 34 


$1,062,394 34 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



6 per cent. 

$10,000 00 
3,645 26 



76 



BANK COMMISSIONER'S REPORT. [Jan. 



SPRINGFIELD INSTITUTION FOR SAVINGS— SPRINGFIELD. 

[June 25.] 
James M. Thompson, President. 



Treasurer, Henry S. Lee. 



Deposits, . . 


$5,352,913 43 




Profits and Interest, 








209,719 03 




Public Funds, . 










$580,985 00 


Bank Stock, 










527,900 00 


Real Estate, 










99,874 61 


Loans on Public Funds, 










99,750 CO 


on Bank Stock, 










124,350 00 


on Real Estate, 










3,248,450 00 


on Personal Security, 








120,900 00 


on Railroad Stock and Bonds, 




60,800 00 


to Counties, Cities and Towns, 




515,375 00 


to Banks, on interest, . 




110,000 00 


Cash on hand, 




74,247 85 










$5,562,632 46 


$5,562,632 46 



Number of Depositors, . . . ... 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



14,865 
6 per cent. 

$51,700 00 
11,583 68 



"William Upham, President. 



SPENCER SAVINGS BANK— SPENCER. 

[December 23.] 

Treasurer, Erastus Jones. 



Deposits, . 
Interest, . 
Public Funds, . 
Bank Stock, 
Railroad Bonds, 
Loans on Bank Stock, 

on Real Estate, 

on Personal Security, . 

on Railroad Stock, 

to Counties, Cities and Towns, 
Expense Account, .... 
Cash on hand, 




$3,054 94 
9,946 75 
5,043 75 
1,500 00 

47,850 00 
9,200 00 
1,000 00 

16,500 00 

195 07 

1,806 56 



$96,097 07 



Number of Depositors 356 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Annual expenses, $240 00 



e 



1875.] 



PUBLIC DOCUMENT— No. 8. 



77 



STONEHAM FIVE CENTS SAVINGS BANK— STONEHAM. 

[October 21.] 
Benj. F. Richardson, President. Treasurer, Onslow Gilmore. 



Deposits, . 

Profits, 

Interest, . 

Public Funds, 

Bank Stock, 

Loans on Real Estate, 

on Personal Security, 
on Railroad Stock, 

Cash on hand, . 



1292,066 13 

3,392 47 

11,636 53 



|307,095 13 



$61,500 00 
12,000 00 

206,012 25 

11,050 00 

5,000 00 

11,532 88 



|307,095 13 



Number of Depositors, 1,299 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1872. 

Extia dividends are made once in Two years. 

Largest amount invested in the stock of any one bank, . . . $3,000 00 

Annual expenses, 1,025 00 



STOCKBRIDGE SAVINGS BANK— STOCKBRIDGE. 

[July 1.] 
Marshall Warner, President. Treasurer, H. J. Dunham. 



Deposits, 


$60,066 28 




Interest, . . . . . . 


2,993 69 




Bills Payable, . . . . 


300 00 




Public Funds, . . . ... 




$7,000 00 


Bank Stock, 




12,320 00 


Loans on Real Estate, .... 




30,850 00 


on Personal Security, . 




8,920 70 


to Counties, Cities and Towns, 




3,200 00 


Cash on hand, 




1,069 27 




$63,359 97 


$63,359 97 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



6 per cent. 



f 6,990 00 
700 00 



78 



BANK COMMISSIONER'S EEPORT. [Jan. 



Thos. Lamb, President 



SUFFOLK SAVINGS BANK— BOSTON. 
[July .21. J 



Treasurer, Chas. Henry Pahker. 



Deposits, 


$6,951,423 08 




Profits, . . - . 






306,349 22 




Public Funds, . 








$288,000 00 


Bank Stock, . 








432,625 00 


Railroad Bonds, 








130,000 00 


Real Estate, ... 








203,035 75 


Loans on Real Estate, 








3,366,495 10 


on Personal Security, 








2,784,500 00 


to Banks, on interest, 








7,755 42 


Furniture Account, . 








3,366 66 


Expense Account, . 








5,081 59 


Cash on hand, . 








36,912 78 








$7,257,772 30 


$7,257,772 30 



Number of Depositors, 18,445 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in . . . . . . . Five years. 

Largest amount invested in the stock of any one hank, . . . $62,400 00 

Annual expenses, 21,724 39 



Willard Lovering, President. 



TAUNTON SAVINGS BANK— TAUNTON. 

[December 16.] 



Treasurer, Henry R. Wood. 



Deposits, .... 

Profits, .... 

Interest and Discount, 

Suspense Account, . 

Bank Stock, 

Railroad Bonds, 

Real Estate, 

Loans on Public Funds, . 
on Bank Stock, 
on Real Estate, 
on Personal Security, 

Profit and Loss Account, . 

Tax Account, . 

Furniture Account, . 

Expense Account, . ' . 

Cash on hand, . 



$1,538,290 74 

11,340 13 

70,897 35 

2,232 57 



$1,622,760 79 



$79,208 12 

30,000 00 

33,666 45 

1,600 00 

1,835 00 

952,478 

504,325 

35 

5,599 

3,173 

1,565 

9,27 1 



37 
90 
84 
51 

89 
72 
99 



fl,622,760 79 



Number of Depositors, 4 139 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $27,200 00 

Annual expenses, 3 qqq qq 



1875.] 



PUBLIC DOCUMENT— No. 8. 



79 



TEMPLETON SAVINGS BANK— TEMPLETON. 

[June 3.] 

Charles A. Perley, President. Treasurer, Otis D. Sawin. 



Deposits, 

Loans on Real Estate, . . . 

on Personal Security, . 
Cash on hand, 


$42,593 15 
197 86 


$30,585 00 

10,404 50 

1,801 51 




$42,791 01 


$42,791 01 



Number of Depositors, 203 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Annual expenses, $50 00 



UNION INSTITUTION FOR SAYINGS— BOSTON. 

[August 13.] 
J. C. Crowley, President. Treasurer, Geo. F. Emery. 



Deposits, . . . 


$3,992,198 75 




Interest, .... 








101,734 92 




Rent Account, . . 








5,627 19 




Public Funds, . 










$139,710 25 


Bank Stock, 










154,100 64 


Railroad Bonds, 










119,925 00 


Real Estate, . . 










300,000 00 


Loans on Real Estate, 










2,885,260 24 


on Personal Security, 










3o4,550 00 


to Banks, on interest, 










139,408 18 


Expense Account, . 










2,917 91 


Cash on hand, ... 










3,688 64 










$4,099,560 86 


$4,099,560 86 



Number of Depositors, 10,552 

Rate of ordinary dividends for the last year, 6| per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $39,704 51 

Annual expenses, 9,000 00 



80 



BANK COMMISSIONER'S REPORT. [Jan. 



UNION SAVINGS BANK— FALL RIVER. 
[October 9.] 



Augustus Chase, President. 



Treasurer, D. A. Chapin. 



Deposits, .... 

Interest and Discount, 

Public Funds, . 

Bank Stock, 

Real Estate, 

Loans on Real Estate, 

on Personal Security, 
Expense Account, . 
Cask on hand, . 



$657,068 89 
29,025 93 



,094 82 



$ 10,000 00 

34,572 00 

38,000 00 

358,567 00 

240,485 00 

3,579 52 

891 30 



,094 82 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



1,562 
7 per cent. 

$ 18,040 00 
1,200 00 



UXBRIDGE SAVINGS BANK— UXBRLDGE. 

[November 11.] 

Moses Taft, President. Treasurer, C. A. Taft. 



Deposits, 

Interest, 

Bank Stock, . . 
Loans on Real Estate, 

on Personal Security, . 

to Counties, Cities and Towns, 
Expense Account, .... 
Cash on hand, 



235,455 97 
6,044 04 



|241,500 01 



$77,269 12 

131,269 43 

24,020 00 

5,000 00 

1,725 26 

2,216 20 



$241,500 01 



Number of Depositors, 939 

Rate of ordinary dividends for the last year, 6£ per cent. 

Last dividend of reserved profits, in 1874. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $11,996 25 

Annual expenses, 825 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



81 



WAKEFIELD SAVINGS BANK— WAKEFIELD. 

[October 22.] 
James F. Emeksox, President. Treasurer, Chester W. Eaton. 



Deposits, . . . 
Interest, .... 
Loans on Real Estate, 

on Personal Security, 
Expense Account, . 
Cash on hand, . 



$60,111 76 
25 55 



$60,137 31 



142,136 00 

14,083 75 

145 81 

3,771 75 



,137 31 



Number of Depositors, 560 

Rate of ordinary dividends for the last year, ..... 6 per cent. 
Last dividend of reserved profits, in 1873. 

Extra dividends are made once in . . ■ . . . . . Three years. 

Annual expenses, $550 00 



WALES SAVINGS BANK— WALES. 

[June 24.] 
Elijah Shaw, President. Treasurer, J. C. Burley, 



Deposits, 


$28,423 53 




Profits, .... 






220 51 




Interest, . . . . 






91 21 




Bank Stock, . . . ' 








$11,634 00 


Loans on Public Funds, . 








315 63 


en Real Estate, 








14,140 00 


on Personal Security, 








1,654 89 


to Counties, Cities and Towns, 




932 03 


Cash on hand, 




58 70 








$28,735 25 


$28,735 25 



Number of Depositors, ......... 161 

Rate of ordinaiy dividends for the last year, 6 per cent. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . .. $2,405 00 

Annual expenses, 60 00 



11 



82 



BANK COMMISSIONER'S REPORT. [Jan. 



WALTHAM SAVINGS BANK— WALTHAM. 

[December 28.] 



Horatio Moore, President. 



Treasurer, J. S. Williams. 



Deposits, 


$1,180,828 51 




Interest, . . . . . 


14,343 02 




Bank Stock, 




$94,455 00 


Railroad Bonds, 




14,720 00 


Loans on Bank Stock, .... 




750 00 


on Real Estate, .... 




796,413 00 


on Personal Security, . 




118,750 00 


to Counties, Cities and Towns, 




143,100 00 


Premium Account, . . . 




2,257 21 


Profit and Loss Account, .... 




8,214 92 


Cash on hand, 




16,511 40 


• 


$1,195,171 53 


$1,195,171 53 



Number of Depositors, 3,952 

Rate of ordinary dividends for the last year, ..... per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $30,375 00 

Annual expenses, 2,000 00 



WARE SAVINGS BANK— WARE. 
[June 23.] 



William Hyde, President. 



Treasurer, Otis Lane. 



Deposits, . . . . 


$1,497,602 10 




Profits, 


3,942 82 




Interest, 


16,229 33 




Public Funds, 




$295,000 00 


Bank Stock, . . . . 




253,000 00 


Railroad Bonds, 




110,000 00 


Loans on Public Funds, .... 




3,500 00 


on Bank Stock, . . . 




11,600 00 


on Real Estate, .... 




331,136 79 


. on Personal Security, . 




303,297 44 


to Counties, Cities and Towns, 




1S2,880 00 


Expense Account, 




6,720 76 


Cash on hand, 




20,639 26 




$1,517,774 25 


$1,517,774 25 



Number of Depositors, 3,797 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . ... $39,000 00 

Annual expenses, 4,200 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



83 



WAREHAM SAVINGS BANK— WAREHAM. 

[August 25.] 
Jesse Murdoch, President. Treasurer, Thos. R. Miles. 



Deposits, . . . 


£592,439 69 


- 


Interest, . 








17,773 49 




Rent Account, . 








61 95 




Bank Stock, 










$188,871 59 


Railroad Bonds, 










14,910 05 


Real Estate, 










11,603 48 


Loans on Bank Stock, 










1,350 00 


on Real Estate, 










265,050 00 


on Personal Security, 








111,368 94 


on Railroad Stock, 








9,000 00 


Expense Account, 








2,559 96 


Cash on hand, . .. • . 








306 60 










$610,275 13 


$610,275 13 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



1,630 
7 per cent. 

$25,846 50 
1,524 87 



WARREN FIVE CENTS SAVINGS BANK— PEABODY. 

[October 24.] 



George Osborn, President. 



Treasurer, Albert H. Merrill. 



Deposits, . . . 


$1,013,970 13 




Profit and Loss Account, 








35,898 36 




Reserve Fund, . . \ 








2,164 00 




Suspense Account, . 








342 50 




Bills Payable, . 








404 66 




Public Funds, . 










$40,000 00 


Bank Stock, 










90,367 75 


Railroad Bonds, 










9,750 00 


Loans on Real Estate, 










700,240 00 


on Personal Security, 








19,220 00 


Cash on hand, . 








6,053 15 










$1,052,779 65 


$1,052,779 65 



Number of Depositors, , 3,159 

Rate of ordinary dividends or the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $16,500 00 

Annual expenses, 2,000 00 



84 



BANK COMMISSIONER'S REPORT. [Jan. 



James Adams, President. 



WARREN INSTITUTION FOR SAVINGS— BOSTON. 

[October 14.] 

Treasurer, Geo. F. Tufts. 



Deposits, . 


$3,477,269 02 




Profits, 


• . . • 


74,171 28 




Interest, . 


• • . 


55,016 35 


. 


Suspense Account, . 


. • 


1,324 10 




Rent Account, . 


. . . 


1,902 42 




Public Funds, . 


• . 




$320,345 89 


Bank Stock, 


. • . 




118,702 50 


Railroad Bonds, 


. • . 




50,000 00 


Real Estate, 


. • 




50,000 00 


Loans on Real Estate, 


. 




2,530,058 92 


on Personal Security, . 




301,950 00 


to Counties, Cities and Towns, 




140,381 87 


Expense Account, 




5,084 61 


Cash on hand, . . . 




93,159 38 






$3,609,683 17 


$3,609,683 17 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, 



10,382 
6£ per cent. 

$20,495 00 
8,965 21 



WATERTOWN SAVINGS BANK— WATERTOWN. 

[July 27.] 
Chas. J. Barry, President. Treasurer, John K. Stickney. 



Deposits, .... 
Interest, .... 
Bank Stock, 
Loans on Real Estate, 

on Personal Security, 
Profit and Loss Account, . 
Expense Account, . 
Cash on hand, . 



$74,083 51 
1,052 80 



$75,136 31 



$5,100 00 

52,100 00 

14,400 00 

1,180 00 

279 30 

2,077 01 



$75,136 31 



Number of Depositors, 300 

Rate of ordinary dividends for the last year, ..... 6 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $ 2,100 00 

Annual expenses, ' 425 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



85 



WEBSTER FIVE CENTS SAVINGS BANK— WEBSTER. 
[November 10.] 



H. H. Stevens, President. 



Treasurer, Edwin May. 



Deposits, 


$258,461 96 




Profits, 


622 92 




Interest, . . . ... 


1,002 31 




Bank Stock, ...... 




$25,500 00 


Loans on Real Estate, .... 




167,440 00 


on Personal Security, . 




27,275 00 


to Counties, Cities and Towns, 




23,000 00 


to Banks, on interest, 




8,859 12 


Premium Account, . 




7,555 50 


Expense Account, 




232 85 


Cash on hand, . . . . 




224 72 




$260,087 19 


$260,087 19 



Number of Depositors, 1,562 

Rate of ordinary dividends for the last year 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $8,000 00 

Annual expenses, 900 00 



WELLFLEET SAVINGS BANK— WELLFLEET. 

[August 28.] 
Richard R. Freeman, President. , 



Treasurer, Thomas Kemp. 



Deposits, . 




$350,562 54 




Profits, 


. 




11,070 93 




Interest, . 


. . 




1,186 03 




Bills Payable, . 


. 




3,016 00 




Bank Stock, 


, . 






$222,506 54 


Railroad Bonds, 


. , 






19,510 00 


Loans on Bank Stock, 


, 






200 00 


on Real Estate, 


. , 




• 


47,845 00 


on Personal Secur 


ity, . 






53,877 00 


to Counties, Cities 


and Towns, 




20,175 00 


Cash on hand, . 


. 




1,721 96 








$365,835 50 


$365,835 50 



Rate of ordinary dividends for the last year, 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Annual expenses, . . 



7 per cent. 

$21,129 37 
900 00 



86 



BANK COMMISSIONER'S REPORT. [Jan. 



WESTBOROUGH SAVINGS BANK— WESTBOROUGH. 

[July 3.] 
Cyrus Fay, President. Treasurer, Geo. 0. Brigham. 



Deposits, .... 

Interest, . . . 

Bank Stock, 

Loans on Bank Stock, 
on Real Estate, 
on Personal Security, 

Expense Account, . 

Cash on hand, . 



$210,820 68 
5,148 97 



$215,969 67 



$409 33 

3,000 00 

138,530 00 

26,400 00 

743 25 

6,363 42 



$215,969 67 



Rate of ordinary dividends for the last year, • . 
No extra dividends. 

Largest amount invested in the stock of any one hank, 
Annual expenses, 



6£ per ceat. 

$9,000 00 
500 00 



WEST BOSTON SAYINGS BANK— BOSTON. 

[August 19.] 

Franklin Haven, President. ' Treasurer, J. H. "Wilder. 



Deposits, . . . .. . 


$3,316,611 19 




Profit and Loss, 








1,324 31 




Interest, . 








28,130 22 




Public Funds, . 










$101,706 25 


Bank Stock, 










589,267 75 


Real Estate, 










3,500 00 


Loans on Public Funds, 










7,500 00 


on Real Estate, 










2,055,717 54 


on Personal Security, 








437,868 00 


on Railroad Stock, 








5,053 43 


Accrued Interest Account, 








16,858 69 


Tax Account, . 








11,621 57 


Loans to Banks, on interest, 








105,879 63 


Furniture and Fixtures, . 








2,900 00 


Expense Account, . 








4,218 39 


Cash on hand, . 








3,974 47 










$3,346,065 72 


$3,346,065 72 



Number of Depositors, 9,071 

Rate of ordinaiy dividends for the last year, . . . . 7 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one hank, . . . $41,000 00 

Annual expenses 9,000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



87 



WESTFIELD SAVINGS BANK— WESTFIELD. 

[June 18.] 

Wm. G. Bates, President. Treasurer, V. W. Crowson. 



Deposits, . . 


$655,499 42 




Profits, 


. 


2,461 22 




Interest, . 


• • • 


1,842 5S 




Surplus, . 


. 


363 29 




Public Funds, . 


. 




$117,500 00 


Bank Stock, 


i • . . 




27,500 00 


Loans on Public Funds, 


• • i 




2,340 22 


on Bank Stock, 


• . • 




3,100 00 


on Real Estate, 


• • . 




300,303 64 


on Personal Security, . 




155,262 57 


to Counties, Cities and Towns, 




33,000 00 


Premium Account, 




6,795 00 


Tax Account, 




2,413 48 


Cash on hand, 




11,951 60 






$660,166 51 


$660,166 51 



Number of Depositors, 2,250 

Rate of ordinary dividends for the last } r ear, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $24,300 00 

Annual expenses, 1,415 28 



WEYMOUTH SAVINGS BANK— WEYMOUTH. 

[October 13.] 
, President. Treasurer, Amos S. White. 



Deposits, . 
Public Funds, . 
Bank Stock, 
Railroad Bonds, 
Loans on Real Estate, 

on Personal Security; 
Accrued Interest Account, 
Cash on hand, . 



$825,007 99 



$825,007 99 



$21,200 00 

69,200 00 

10,000 00 

490,505 65 

218,707 00 

679 42 

14,715 92 



$825,007 99 



Number of Depositors, 2,398 

Rate of ordinary dividends for the last year 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $39,000 00 

Annual expenses 2,200 00 



88 



BANK COMMISSIONER'S REPORT. [Jan. 



WHITINSVILLE SAVINGS BANK— WHITINSVILLE. 
[November 11.] 



John C. Whitin, President. 



Treasurer, H. A. Goodell. 



Deposits, . 

Interest, 

Bank Stock, 

Loans on Real Estate, .... 

on Personal Security, . . . 

to Banks, on interest, . 
Expense Account, ..... 


$32,345 80 
773 02 


$16,261 37 

5,800 00 

9,000 00 

1,955 05 

102 40 




$33,118 82 


$33,118 82 



Number of Depositors, 
Commenced business this year. 



172 



WINCHENDON SAVINGS BANK— WINCHENDON. 

[February 27.] 
Orlando Mason, President. Treasurer, C. L. Beals. 



Deposits, 


$491,103 32 




Interest, .... 1 


> • . 


2,368 49 




Public Funds, . 


, , 




$12,000 00 


Bank Stock, 


. , 




62,800 00 


Railroad Bonds, 


, f 




969 90 


Loans on Bank Stock, 


, , 




10,000 00 


on Real Estate, 


, , 




182,531 96 


on Personal Security, 


. . 




144,801 01 


to Counties, Cities and Towns, 




50,640 00 


on Savings Bank Books, 




1,200 00 


Furniture Account, . . . . 




1,200 00 


Expense Account, ..... 




739 99 


Cash on hand, ...... 




20,515 83 






$493,471 81 


$493,471 81 



Number of Depositors, 1,893 

Rate of ordinary dividends for the last year, . . ... 6 per cent. 
Last dividend of reserved profits, in 1869. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . $ 10,000 00 

Annual expenses, . jqq 39 



1875.] 



PUBLIC DOCUMENT— No. 8. 



89 



WINCHESTER SAVINGS BANK— WINCHESTER. 

[December 25.] 
D. N. Skillings, President. Treasurer, John T. Manny. 



Deposits, .... 
Interest, .... 
Bills Payable, . 
Public Funds, . 
Loans on Real Estate, 

on Personal Security, 
Furniture Account, . 
Expense Account, . 
Cash on hand, . 



,717 33 
1,002 28 
2,300 00 



$72,019 61 



$20,000 00 

48,495 00 

1,590 72 

100 00 

254 95 

1,578 94 



$72,019 61* 



Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Annual expenses, $300 00 



WORCESTER COUNTY INSTITUTION FOR SAVINGS— WORCESTER. 

[August 4.] 



A. H. Bullock, President. 



Treasurer, C. A. Hamilton. 



Deposits, 


$5,302,706 22 




Profits, 




■ . . . 


212,267 21 




Interest, . 




■ . . . 


26,245 12 




Suspense Account, 




• . ' . 


21,256 78 




Public Funds, . 




. . . 




$920,300 00 


Bank Stock, 




... 




795,550 00 


Railroad Bonds, 


- 


.... 




142,000 00 


Loans on Public Funds, 


... 




15,450 00 


on Bank Stock, 


... 




10,300 00 


on Real Estate, 


• •• . 




2,783,226 00 


on Personal Security, . 




328,616 00 


to Counties, Cities and Towns, 




509,900 00 


to Banks, on interest, . 




48,833 36 


Expense Account, . .. 




36 40 


Cash on hand, 




8,263 57 








$5,562,475 33 


$5,562,475 33 



Number of Depositors, 15,363 

Rate of ordinary dividends for the last year, 6| per cent. 

No extra dividends. 

Annual expenses, $11,825 00 



12 



90 



BANK COMMISSIONER'S REPORT. [Jan. 



WORCESTER FIVE CENTS SAYINGS BANK— WORCESTER. 

[July 10.] 

Cha.s. L. Putnam, President. 



Treasurer, Geo. W. Wheeler. 



Deposits, . . . ... 


$1,299,091 


35 




Interest, 


19,590 7 




Public Funds, 






$105,000 00 


Bank Stock, 






152,200 00 


Railroad Bonds, 






22.000 00 


Loans on Public Funds, . . . 






10,350 00 


on Bank Stock, .... 






21,725 00 


on Real Estate, .... 






682,775 00 


on Personal Security, . 






5,300 00 


to Counties, Cities and Towns, 






252,000 00 


i to Banks, on interest, . 






62,339 41 


Expense, Account, 






1,463 35 


Cash on hand, 






3,529 36 




$1,318,682 


12 


$1,318,682 12 



Number of Depositors, ......... 6,891 

Rate of ordinary dividends for the last year, . . . . . 6 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $16,800 00 

Annual expenses, 4,200 00 



WORCESTER MECHANICS' SAVINGS BANK— WORCESTER. 

[July 28.] 



Harrison Bliss, President. 



Treasurer, H. Woodward. 



Deposits, . 
Interest, . 
Public Funds, . 
Bank Stock, 
Railroad Bonds, 
Loans on Public Funds, 

on Bank Stock, 

on Real Estate, 

on Personal Security, . 

on Railroad Stock, 

to Counties, Cities and Towns, 
Premium Account, .... 
Expense Account, .... 
Cash on hand, 



1,433,613 95 
71,952 48 



(,505,566 43 



$389,700 00 

196,900 00 

22,000 00 

7,750 00 

7,650 00 

1,562,333 91 

224,861 84 

23,100 00 

12,500 00 

16,086 75 

733 40 

41,950 53 



$2,505,566 43 



Number of Depositors 5,820 

Rate of ordinary dividends for the last year, . . . ... 6^ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $30,500 00 

Annual expenses, 7,000 00 



1875.] 



PUBLIC DOCUMENT— No. 8. 



91 



WORCESTER NORTH SAVINGS INSTITUTION— FITCHBURG. 

[July 7.] 
Augustus "Whitman, President. Treasurer, II. A. Willis. 



Deposits, . 


$1,044,453 47 




Profits, . * . 


. 


30,882 33 




Bills Payable, . 


. • . 


15,500 00 




Public Funds, . 


. . 




$58,718 62 


Bank Stock, 


• . . 




49,687 00 


Railroad Bonds, 


, . , , 




62,691 25 


Loans on Bank Stock, 


i • • 




15,800 00 


on Real Estate, 


. • • 




585,800 43 


on Personal Security, . 




271,384 07 


on Railroad Stock, 




13,800 00 


to Counties, Cities and Towns, 




2,000 00 


to Banks, on interest, . 




24,000 00 


Expense Account, 




5,130 44 


Cash on hand, 




1,823 99 






$1,090,835 80 


$1,090,835 80 



Number of Depositors, 2,705 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $8,180 00 

Annual expenses, 3,000 00 



WORONOCO SAVINGS BANK— WESTFIELD. 

[June 18.] 
Samuel Horton, President. Treasurer, R. Weller. 



Deposits, 


$305,462 


58 


♦ 


Interest, ....... 


480 


97 




Loans on Public Funds, .... 






$34,750 00 


on Bank Stock, .... 






2,340 00 


on Real Estate, .... 






156,700 00 


on Personal Security, . 






52,325 00 


to Counties, Cities and Towns, 






50,300 00 


Expense Account, 






1,236 65 


Cash on hand, . . . 






8,291 90 




$305,943 


55 


$305,943 55 



Number of Depositors, . • 840 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Annual expenses, $300 00 



92 



BANK COMMISSIONER'S REPORT. [Jan. 



COLLATERAL LOAN COMPANY— BOSTON. 

[December 26.] 

John Bigelow, President. Cashier, E. B. Foster. 



Loans with pledge of chattels, 

Auction Sale, . 

Expense Account, . 

Profit and Loss Account, 

General Interest Account 

Insurance Account, 

Capital Stock, . 

Interest Account, 

Dividend Account, 

Reserve Account, 

Storage Account, 

Cash Account, . 

Notes Payable, 



$150,613 98 

388 34 

6,000 91 

2,441 75 

1,388 67 

481 12 



$161,314 77 



$121,400 00 

15,004 19 

516 00 

629 21 

66 00 

1,199 37 

22,500 00 



$161,314 77 



WORCESTER SAFE DEPOSIT AND TRUST COMPANY— WORCESTER. 

[November 11.] 
Geo. M. Rice, President. Secratary, E. B. Bisco. 



Capital Stock, . . . . . 




$200,000 00 


Deposits, ... 








1,179,394 45 


Surplus Fund, . 








50,000 00 


Interest, .... 








12,281 71 


Commissions and Exchange, 








230 11 


Safe Rental, 








2,604 00 


Deposit Premium, . 








460 50 


Profit and Loss, 








11,111 33 


Dividend, 








120 00 


United States Bonds, 






$1,200 00 




City Bonds, 






488 17 




Railroad Bonds, 






152,000 00 




Bank Stock, 


- 




28,655 00 




Loans on call, . 






12,025 00 




on Mortgages, 






68,250 00 




on Notes Receivable, 






969,834 19 




on United States Bonds 






' 14,190 00 




Expense, . . . 






591 73 




Taxes, 








3,150 08 




Furniture and Fixtures, 








10,000 00 




Premiums, 








210 12 




Coupons, . " 








210 49 




Clearing House Fund, 








1,000 00 




Real Estate, 








33,000 00 




Cash in other Banks, 








90,465 80 




in office, . 








70,931 52 












$1,456,202 10 


$1,456,202 10 



1875.] 



PUBLIC DOCUMENT— No. 8, 



93 



NORTHAMPTON LOAN AND TRUST COMPANY— NORTHAMPTON. 

[November 20.] 
H. G. Knight, President. Treasurer, Stephen M. Crosby. 



Bills Receivable, 


$98,922 22 




Merchandise Loans, 






596,053 62 




gold, ' 






16,200 00 




Sundry Accounts, 






2,046 50 




Dividend Account, . 






5,352 66 




Tax Account, . 






2,127 16 




Expense Account, . 






13,641 13 




Office, .... 






2,109 89 




C. B. & Q. Railroad Stock, 






10,900 00 




Cash, 






41,311 12 




Capital Stock, .... 








$500,000 00 


Interest, ... . . 








13,244 65 


Commissions, . 








10,193 08 


Bills Payable, . 








258,431 71 


Profit and Loss, 








5,944 36 


Interest in gold, 








486 00 


Commissions in gold, 


„ 






364 50 








$788,664 30 


$788,664 30 



THE CHAPIN BANKING AND TRUST COMPANY— SPRINGFIELD. 

[December 22.] 
Chester W. Chapin, President. Cashier, Jas. D. Safford. 



Capital Stock, 






$500,000 00 


Surplus Fund, . 














100,000 00 


Profit and Loss, 














46,309 12 


Discount, ... 














38,922 65 


Interest, . 














4,973 28 


Exchange, 














1,203 31 


Deposits, . 














519,622 90 


Collection Account, . 










♦ 




77,000 00 


Special Deposits, 














50,000 00 


Sundry Accounts, 














5,750 00 


Due to other Banks, 














13,709 70 


Bills Receivable, 










$1,242,871 


38 




Furniture and Fixtures, 










10,000 


00 




Expenses and Taxes, 










13,954 


56 




Due from other Banks, 










54,492 


67 




Cash, Legal Tender Notes, 








15,000 


00 


i 


National Bank Notes, 








9,684 


00 




Currency and Nickels, 








4,327 


93 




Clearing House Checks, 






6,786 


88 




Cash Items, .... 






373 


54 














$1,357,490 


96 


$1,357,490 96 



94 



BANK COMMISSIONER'S REPORT. [Jan. 75. 



NEW ENGLAND TRUST COMPANY— BOSTON. 

[December 1.] 

Actuary, Jacob H. Loud. 



Amos A. Lawrence, President. 



Capital Stock, 

Guarantee, 

Deposits, . 

Trust Accounts, 

interest, . 

Profit and Loss, 

Dividends on Trust Accounts, . 

Tax Account, .... 

Income of General Trust Fund, 

Sundry Accounts, 

Investments of Capital Stock, 
of Deposits, 
of Trust Accounts, 

Expense, 

Cash short, 

Cash, 



$499,342 50 

4,047,951 13 

123,947 

25,195 

311 

874,134 



11 

83 
67 



|5,570,883 12 



$500,000 00 

90,000 00 

4,665,913 42 

127,889 55 

140,617 03 

26,072 92 

1,431 86 

13,228 89 

1,871 33 

3,858 12 



$5,570,883 12 



Investments and Loans. 

United States Bonds, . $260,046 00 

State and City Bonds, . . . . , . . . 207,802 50 

Railroad Bonds, 60,602 11 

Loans on Real Estate, 128,000 00 

Notes Receivable, .... .... 3,363,796 13 

Demand Loans, 651,000 00 

$4,671,240 74 






ABSTRACT 



OF THE 



ANNUAL RETURNS 



OF THE 



SAVINGS BANKS. 



18 74 



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1875.] 



PUBLIC DOCUMENT— No. 8. 



159 



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1875.] 



PUBLIC DOCUMENT— No. 8, 



167 



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168 



BANK COMMISSIONER'S REPORT. 



[Jan. 



AGGEEGATES. 



1874. 

One hundred and 
seventy-nine Savings 
Banks. _ 



1873. 

One hundred and 

seventy-five Savings 

Banks. 



Number of Depositors, . 

Amount of Deposits, 

Number of Deposits during the last 

year, ....... 

Amount of the same, 

Number of Deposits during the last year 

of and exceeding $300 at one time 
Amount of the same, 
Number of withdrawals during the last 

year, 

Amount of the same, 

Number of accounts opened during the 

year, 

Number of accounts closed during the 

year, 

Amount of surplus on hand, . 

Public Funds, 

Loans on public funds, . 

Bank Stock, 

Loans on bank stock, 

Deposits in banks, bearing interest, 

Railroad Bonds, .... 

Loans on railroad stock and bonds, 

Invested in real estate, . 

Loans on mortgage of real estate, 

Loans to counties, cities and towns, 

Loans on personal security, . 

Cash on hand, .... 

Average rate of ordinary dividends for 

the last year, 
Aggregate amount of ordinary divi 

dends for the last year, 
Annual Expenses of the institutions, 



702,099 
$217,452,120 84 

645,149 
$57,611,608 52 

42,899 

$24,848,847 75 

483 947 
$49,696',893 51 

131,715 

96,584 

$3,490,934 39 

18,843,066 32 

730,234 85 

22,377,009 56 

1,517,279 68 

3,294,486 26 

6,486,881 94 

617,811 87 

2,798,970 82 

109,254,540 01 

13,746,158 37 

' 37,995,689 34 

2,042,958 70 

6£ per cent. 

$11,782,914 47 
644,682 68 



666,229 
$202,195,343 70 

695,327 
$58,846,558 14 

40,026 
$23,455,059 31 

' 454,787 
$50,458,340 21 

142,051 

96,570 

$3,159,593 12 

17,530,639 81 

1,123,214 93 

21,733,490 44 

1,572,687 89 

2,367,824 57 

6,098,435 68 

495,237 66 

2,273,749 53 

100,406,767 16 

14,722,283 32 

35,260,386 13 

2,125,490 19 

6^ per cent. 

$10,807,906 06 
547,518 83 



The amount invested in United States bonds^ is 
city and town bonds, $10,389,307.39, 



5,453,758.93; in state, 



1875.] 



PUBLIC DOCUMENT— No. 8. 



169 



! 



Statements made by the following- named Companies, in 
accordance with provisions in their charters : — 

CHAPIN BANKING AND TRUST COMPANY, 

November 3, 1874. 

Capital Stock, . . . f 500,000 00 

Deposits, 838,138 04 

Number of depositors, . . ... . . . 224 

Loans on notes of corporations, $267,895 67 

Loans on notes of individuals, . . . . . 899,453 91 
Cash on hand, . 82,664 64 



NORTHAMPTON LOAN AND TRUST COMPANY. 



Capital Stock, 

Loans on notes of individuals, 

Chicago, Burlington and Quincy Railroad Stock, 

Cash on hand, 

Dividend since last return, August 15, 1874, . 



|500,000 00 
88,830 43 
10,900 CO 
25,003 25 

SJ per cent. 



170 BANK COMMISSIONER'S REPORT. [Jan. 



WORCESTER SAFE DEPOSIT AND TRUST COMPANY, 

October 31, 1874. 

Capital Stock, . . . $200,000 00 

Deposits, . . . • . 1,169,193 22 

Number of* depositors, including holders of 

certificates, . . . . . . . 1,374 

Bonds of the United States, .... $58,950 00 

Bonds of city of Worcester, .... 500 00 

Vermont Central and Vermont and Canada 

R. R. Equipment bonds, . ... . 152,000 00 



Central National Bank stock, New York, . $17,400 00 
Ninth National Bank stock, New York, . . 11,255 00 



211,450 00 
28,655 00 

1,008,835 99 

131,845 51 
Dividend October 1, 1874, 4 per cent., 8,000 00 



Loans on notes of corporations, . . . $875,470 99 
Loans on notes of individuals, with collateral, 65,115 00 

Loans on mortgage of real estate, . . . 68,250 00 



Cash in office, $60,612 92 

Cash on deposit, , . . . . . 71,232 59 



NEW ENGLAND TRUST COMPANY, 
November 3, 1874. 

Capital Stock, $500,000 00 

Money in trust and on deposit, . . . . . 4,916,816 59 
Money on special deposit, . 160 00 

Number of depositors, including holders of certificates, 
Railroad bonds, 
State bonds. 



Boston bonds, . 
United States bonds, 
Railroad stock, 

Cash in banks in Boston, 
Cash in office, . 

Loans on call, with collateral or two sureties, $918,650 00 
Loans on mortgages of real estate, . . 128,000 00 
Loans on time notes, with collateral or sure- 
ties, 3,392,335 79 

$4,438,985 79 





$5,416,976 59 


rtificates, 


. 


1,591 


$18,756 


25 




1,000 00 




206,802 


50 




260,040 


00 




46,947 


11 


$533,545 86 






$672,760 


52 




2,261* 


20 


675,021 72 



1875.] 



PUBLIC DOCUMENT— No. 8, 



171 



COLLATERAL LOAN COMPANY, 
October 24, 1874. 



4 






Capital Stock, 

Dividend Account, 




$121,400 00 
652 00 


Reserve Account, ...... 




685 82 


Net Profits, 




583 14 


Notes payable, 

Amount due from the Company, . 
Loans on pledge of goods and chattels, 
Cash on deposit, . . 
Cash in office, . 


$161,031 77 

5,795 74 

29 83 


42,500 00 
1,036 38 




$166,857 34 


$166,857 34 



Dr. Profit and Loss Account. 

1873. July 1. Balance of losses, . 



1874. July 1. Amount of losses, . 

Less surplus unclaimed, . . . 

Balance of loss, 
Dividends declared in 1874, 8 per cent. 



$17,861 94 
2,244 45 

$20,106 39 
687 49 

$19,418 90 



EEPOET. 



To Hon. Oliver Warner, Secretary of the Commonwealth. 

I have the honor to submit the Ninth Annual Eeport of the 
Commissioner of Savings Banks, with the foregoing abstract 
of the annual returns of the banks, made in compliance with 
the requisition of His Honor the Lieutenant-Governor, Octo- 
ber 31st, and also an abstract of the examinations made by 
the Commissioner during the year, and the last semi-annual 
statements received from the several trust companies. 

The number of Savings Banks now organized is one 
hundred and seventy-nine, five of which commenced business 
this year, namely : — 



Bass Eiver Savings Bank, 
Mechanics' Savings Bank, 
Melrose Savings Bank, . 
Needham Savings Bank, 
Whitinsville Savings Bank, 



South Yarmouth. 

Boston. 

Melrose. 

Needham. 

Whitinsville. 



The Dukes County Savings Bank, at Edgartown, was 
closed in June last, as there was not sufficient inducement, in 
the opinion of the members of the corporation, to continue it 
longer. All claims against the bank have been paid in full, 
and a certificate of the action of the corporation, in closing 
its affairs, has been filed in this office. 

No public interest is more immediately affected by the 
results of general business operations than the Savings 
Banks. When all our industrial resources are successfully 
employed, large additions to their deposits uniformy follow ; 
but when, as during the present year, inactivity settles on 
every branch of business, seriously affecting all, and, for the 



174 



BANK COMMISSIONER'S REPORT. [Jan. 



time, suspending some, much increase, beyond the accumula- 
tion of interest, in not anticipated. 

While the increase of deposits is less than for several years 
past, being about fifteen million dollars, the beneficial and 
successful operation of the institutions has never been more 
fully realized. 

The withdrawals exceed by nearly thirty thousand those of 
last year, but the amount withdrawn is three-fourths of a 
million dollars 4ess, the excess in number being due to the 
unusual call for small sums. 

The evident causes, which have produced a decrease of 
deposit and increase of withdrawal of small sums, have not 
yet materially affected the deposit of larger sums ; these have 
continued to flow in through most of the year without abate- 
ment. 

The dividends paid were substantially the same as for the 
last four years, but, in some cases, to effect this, it became 
necessary to supplement the earnings of the year by taking 
some portion of the undivided profits of previous years. 
This method of dividing previous earnings, whether resorted 
to for the purpose of keeping up the rate of ordinary 
dividends, or for any other purpose, is neither equitable or 
justified by law. 

The rate of ordinary dividends paid by one hundred and 
seventy-five banks was as follows : — 



1, . . 


. 4 pei 


• cent. 


1, -.... . 


• 6i 


per cent 


9, . . 


. 5 


It 


21, . 


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u 


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. 6 


it 


1, . 


. 8 


it 



The rate of interest charged on loans is returned this year 
for the first time, and appears to have been, on the 31st day 
of October last, as follows :— 



Loans at 5 per cent,, . . . . . . $134,000 00 

H " 69,899 36 

38,000 00 

. . . ... . . 215,725 00 

10,500 00 

. 1,963,226 98 



5| 



1875.'] 



PUBLIC DOCUMENT— No. 8, 



175 



as at 6^ per cent., 
















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6 i u 
















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" 6| " 
















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6| " 
















347,402 87 


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82,026,800 12 


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« 7 3" 

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15,590,677 67 


ci 71 « 
















27,045,524 26 


7| u 
















38,300 00 


8 
















30,067,622 42 


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140,750 00 


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381,901 56 


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39,752 87 


" 10 
















232,391 81 


« 


$159,839,774 24 



The loans, at rates less than seven per cent., are loans to 
cities and towns, for a term of years, and not yet due. 
The loans at and above eight per cent, are nearly all loans 
secured by mortgage of real estate. 

Although the supply of money has been generally in excess, 
of demand, for the greater part of the year, the Savings 
Banks have been able to maintain their rates on loans, and 
there is no evidence of any voluntary action, on their part, 
looking to a reduction. 

The management of a large majority is, in some degree, 
unfavorably influenced by a supposed necessity to pay 
depositors at least six per cent, dividends. A constant 
pressure in this direction is the source of greatest danger to 
the banks, and some remedy should be applied, either by a 
law limiting the rate of interest on loans, or the rate of 
ordinary dividends, and perhaps both. Such laws would 
destroy unwise competition for deposits ; check any injurious 
accumulations of capital, where its use is limited, and where 
it may foster speculation, because its use is limited ; secure 
uniformity of action among the banks, so far as that is 
desirable ; and tend to make the constant and most urgent 
consideration in management the safety of the deposits. 

The accumulation of a disproportionate part of the capital 



176 BANK COMMISSIONER'S REPORT. [Jan. 

of the State, by any single class of corporations, is attended 
with injurious effects on all interests ; and specially so when re- 
strictions on the investment of the fund are imposed, as in the 
case of Savings Bank deposits, which arbitrarily prevent its 
use for many of the common wants of business. The increase 
of over a hundred and fifty million dollars of capital, held by 
our Savings Banks, in the last ten years, suggests the inquiry 
whether the interests of the public, as well as the safety of 
the banks, may not be better secured by some provision 
which shall, while preventing too rapid growth of the institu- 
tions, more fully confine their use to the only purposes for 
which they are established. The dangers which necessarily 
hang over all financial affairs, as affected by the condition of 
our currency, furnish other reasons for, and add to, the 
importance of the inquiry. 

The table of aggregates, following the abstract of returns, 
will show in what proportion the deposits are distributed 
among the several classes of investments to which the banks 
are limited, and the variations in each class made in the past 
year. 

The general policy of management has not been changed 
in any respect since the last report. 

No losses have happened during the year, affecting the 
ability of any bank to meet all liabilities. 

In the case of banks having for treasurer the cashier of a 
national bank, the examination has been made at the time of 
the official examination of the national bank, or, when that 
was not practicable, in the presence of persons connected with 
the boards of both institutions, and having knowledge of the 
securities of each. 

I again suggest that the banks be required to make their 
annual return on the last week-day in October, and that they 
furnish a statement, showing their condition at the close of 
business on that day, in the form of a trial balance of their 
accounts. 

There has been no important change in the condition of the 
Trust Companies since the last report. Their business is 
still the ordinary business of banking, except in the case of 
the Northampton Loan and Trust Company, which does not 
receive deposits, and which makes nearly all its loans with 



1875.] PUBLIC DOCUMENT— No. 8. 177 

staple articles of merchandise as collateral. In relation to 
these companies there are the same reasons for a general law, 
prescribing the methods of organization, their duties and 
privileges, as in the case of other corporations, and, if others 
are proposed, it will be advisable that the subject should 
receive attention. 

F. M. STONE, 

Commissioner of Savings Banks. 

December 31, 1874. 

23 



178 



BANK COMMISSIONER'S REPOET. [Jan. 



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INDEX TO THE ANNUAL EETUBNS. 











[LOCATIONS.] 










Page 


Page 


Abington, 158 


Grafton, ... .128 


Adams, 








146 


Great Barrington, 






. 146 


Aniesbury, . 








. 104 


Greenfield, 






144 


Amherst, . 








136 


Grovelaud, 








106 


Andover, . 








104 


Haverhill, . 






1 


06-108 


Arlington, . 








. 114 


Harwich, . 








164 


Ashburnham, 








126 


Haydenville, 








136 


Athol, 








126 


Hingham, . 








160 


Attleborough, 








. 154 


Holliston, . 




. 




. 116 


Barnstable, 








164 


Holyoke, 








. 140 


Barre, 








126 


Hopkinton, 








116 


Beverly, 








104 


Hudson, 








116 


Boston, ■ . 








96-104 


Hy ami is, . . 








164 


Braintree, . 








148 


Hyde Park, , 








152 


Bridgewater, 








160 


Ipswich, . 








108 


Brockton, . 








160 


Lancaster, . 








128 


Brookfield, 








126 


Lawrence, . 








108 


Brookline, . 








148 


Lee, 








146 


Cambridge, 








114 


Leicester, . 








130 


Canton, 








150 


Leominster, 








130 


Chelsea, 








104 


Lexington, 








118 


Chieopee, . 








138 


Lowell, 






1 


18-120 


Clinton, 








126 


Lynn, 








110 


Cohasset, . 








150 


Maiden, 








120 


Concord, 








116 


Marblehead, 








110 


Danvers, 








106 


Marlborough, 








120 


Dedham, 








150 


Medford, . 








120 


East Bridgewate 


r, 






160 


Medway, 








152 


Easthampton, 








136 


Melrose, 








122 


Fairhaven, 








154 


Middle borough, 








,160 


Fall River, 








156 


Milford, . 








130 


Fitchburg, . 








128 


Millbury, . 








130 


Florence, . 








138 


Monson, 








140 


Foxborough, 








150 


Nantucket, 








166 


Framingham, 








116 


Natick, 








122 


Franklin, . 








150 


Needham, . 








152 


Gardner, 








128 


New Bedford, 






1 


56-158 


Georgetown, 








106 


Newburyport, 








110 


Gloucester, 








106 


Newton, , , 


i 






122 



INDEX. 









Page 








Page 


Northampton, * » 138 


Springfield, * * * 140-142 


North Brookfield, 




130 


Stockbridge, 


. 148 


North Easton, . 






158 


Stoneham, . 






122 


Orange, 






144 


Taunton, 






158 


Palmer, 






140 


Templeton, 






132 


Peabody, . 






112 


Turner's Falls, . 






144 


Pittsfield, . 






148 


Uxbridge, . 






132 


Plymouth, . 






162 


Wakefield, . 






124 


Provincetown, . 






164 


Wales, 






142 


Quincy, 






152 


Waltham, . 






124 


Randolph, . 






152 


Ware, 






138 


Reading, 






122 


Wareham, . 






164 


Rockland, . 






162 


Watertown, 






124 


Rockport, . 






112 


Webster, 






132 


Salem, 






112 


Wellfleet, . 






166 


Salisbury, 






112 


Westborough, . 






134 


Sandwich, . 






166 


Westfield, . 






142 


Scituate, 






162 


West Stockbridge, 






148 


Shelburne Falls, 






144 


Weymouth, 






154 


Southbridge, 






132 


Whitinsville, 






134 


South Adams, . 






146 


Winchendon, 






134 


South Weymouth, 






154 


Winchester, 






124 


South Scituate, . 






162 


Woburn, 






124 


South Yarmouth, 






. 166 


Worcester, . 




134-136 


Spencer, 






132 











PUBLIC DOCUMENT No. 8. 



ANNUAL REPORT 



OF THE 



COMMISSIONER OF SAVINGS BANKS, 



INCLUDING THE 



ABSTKACTS OF KETUBJSTS 



FROM THE 



SAYINGS INSTITUTIONS IN MASSACHUSETTS. 



18 7 5. 



BOSTON : 

WRIGHT & POTTER, STATE PRINTERS, 
79 Milk Street (corner of Federal). 

1876. 



f • •• 



• • • « • • • 



■3 3 x Y\ a 
(I 



ABSTRACT 



OF 



ANNUAL EXAMINATIONS 



OF THE 



SAYINGS BANKS, BANKING AND 
TKUST COMPANIES. 

18 7 5. 



BANK COMMISSIONER'S REPORT. 



[Jan. 



ABINGTON SAVINGS BANK— ABINGTON. 

[October 13.] 
Z. N. Whitmarsh, President. Treasurer, J. N. Farrar. 



Deposits, . ... 


$845,844 88 




Profits, .... 


, 




37,577 50 




Bills Payable, 


. 




2,121 65 




Public Funds, 


. 






$68,657 50 


Bank Stock, . 


, 






120,353 25 


Railroad Bonds, . 


. 






70,053 75 


Loans on Public Funds, 


. 






3,815 00 


on Bank Stock, . 


, 






4,590 00 


on Real Estate, . 


. 






480,221 00 


on Personal Security, 






93,613 00 


to Counties, Cities and Towns, . 






33,500 00 


to Banks, on interest, 






10,000 00 


Taxes and Insurance, . 






98 95 


Cash on hand, . . . . 






641 58 








$885,544 03 


$885,544 03 



Number of Depositors, 2,655 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . $14,810 00 

Average annual expenses, 1,700 00 



AMESBURY SAVINGS BANK— AMESBTJRY. 

[November 30.] 
John S. Poyen, President. Treasurer, Daniel J. Poore, Jr. 



Deposits, 

Profits, 

Due First National Bank, 

Railroad Bonds, . 

Loans on Real Estate, . 

on Personal Security, 
Expense Account, . 



$79,278 17 

62 41 

130 76 



$79,471 34 



$7,000 00 

42,225 00 

29,202 50 

43 84 



$79,471 34 



Number of Depositors, 360 

Rate of ordinary dividends for the last year, 6£ per cent. 

Average annual expenses, , $300 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



AMHERST SAVINGS BANK— AMHERST. 

[December 24.] 
E. F. Cook, President. Treasurer, Samuel C. Carter. 



Deposits, . . . . 


$405,994 23 




Interest, .... 






6,698 44 




Public Funds, 








$42,500 00 


Bank Stock, .... 








6,000 00 


Real Estate, .... 








13,269 07 


Loans on Public Funds, 








899 79 


on Bank Stock, . 








550 00 


on Real Estate, . 








230,385 00 


on Personal Security, 








51,060 71 


on Railroad Stock, . 








900 00 


to Counties, Cities and Towns,. 






64,000 00 


Cash on hand, 






3,128 10 








$412,692 67 


$412,692 67 



Number of Depositors, ....... 

Rate of ordinary dividends for the last year, . 
Largest amount invested in the stock of any one bank, 
Average annual expenses, 



1,880 

6 per cent. 

$6,000 00 

1,000 00 



ANDOVER SAVINGS BANK— ANDOVER. 

[November 30.] 
Nathaniel Swift, President. Treasurer, John F. Kimball. 



Deposits, 


$1,350,157 36 




Profits, . . . . 




41,878 61 




Public Funds, .... 






$20,000 00 


Bank Stock, 






130,000 00 


Railroad Bonds, .... 






228,000 00 


Loans on Public Funds, 






1,700 00 


on Real Estate, ... 






399,854 40 


on Personal Security, 






73,935 00 


to Counties, Cities and Towns, 






526,000 00 


to Banks, on interest, 






3,000 00 


Cash on hand, .... 






9,246 57 






$1,392,035 97 


$1,392,035 97 



Number of Depositors, 3,237 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $35,000 00 

Average annual expenses, 2,000 00 



BANK COMMISSIONER'S REPORT. 



[Jan, 



ARLINGTON FIVE CENTS SAVINGS BANK— ARLINGTON. 

[October 28.] 
Albert Winn, President. Treasurer, Abel R. Proctor. 



Deposits, . 


$612,773 12 




Profits, . 




, , 




11,160 54 




Bills Payable, 




, 




10,000 00 




Public Funds, 




, , 






$35,000 00 


Bank Stock, 




, , 






21,014 75 


Railroad Bonds, . 




, 






10,690 00 


Real Estate, 




* 






26,396 59 


Loans on Real Estate, 




• 






450,116 00 


on Personal Security, 






45,350 00 


to Counties, Cities and Towns, 






40,368 75 


to Banks, on interest, 






2,752 52 


Expense Account, 






372 54 


Taxes Paid, . ■ . 






277 56 


Cash on hand, 






1,594 95 










$'633,933 66 


$633,933 66 



Number of Depositors, . 1,904 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, Oct. 1, 1870. 

Extra dividends are made once in . Three years. 

Largest amount invested in the stock of any one bank, .... $5,955 75 

Average annual expenses, 1,200 00 



ASHBURNHAM SAVINGS BANK— ASHBURNHAM. 

[September 1.] 
Geo. C. Winchester, President. Treasurer, Geo. W. Eddy. 



Deposits, 

Interest, 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

Expense Account, . . . 

Cash on hand, . ........ 


$22,762 94 

163 80 

42 11 


$8,955 51 

2,795 00 

9,000 00 

25 00 

2,193 34 




$22,968 85 


$22,968 85 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 
No extra dividends. 



139 
6 per cent. 



1876.] 



PUBLIC DOCUMENT— No. 8. 



ATHOL SAVINGS BANK— ATHOL. 

[September 2.] 



Chas. C. Bassett, President. 



Treasurer, A. Harding. 



Deposits, . . 




$711,790 57 




Profits, . . . • . 




, 




6,639 36 




Public Funds, 




. 






$10,000 00 


Bank Stock, . 




. 






21,222 50 


Railroad Bonds, . 




. 






5,231 87 


Loans on Public Funds, 




, 






2,950 00 


on Bank Stock, . 




. 






23,550 00 


on Real Estate, . 




, . 






361,891 00 


on Personal Secur 


ity, 






181,852 20 


to Counties, Cities and Towns, 






91,930 00 


Expense Account, 


, , 






305 45 


Cash on hand, 


-• 






19,496 91 










$718,429 93 


$718,429 93 



Number of Depositors, 

Rate of ordinary dividends for the last year, . . ,. 

Last dividend of reserved profits, 

Extra dividends are made once in 

Largest amount invested in the stock of any one bank, . 
Average annual expenses, . 



2,554 

6 per cent. 

Jan. 1, 1874. 

Three years. 

$5,500 00 

1,800 00 



ATTLEBOROUGH SAVINGS BANK— ATTLEBOROUGH. 

[August 24.] 
A. Codding, Jr., President. Treasurer, E. R. Price. 



Deposits, . . . 

Profits, 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

Cash on hand, 


$328,718 64 
11,100 36 


$216,497 00 

85,611 21 

32,025 00 

5,685 79 




$339,819 00 


$339,819 00 



Number of Depositors, 1,075 

Rate of ordinary dividends for the last year ' . •' 7£ per cent. 

No extra dividends. 

Average annual expenses, . . $1,200 00 



BANK COMMISSIONER'S REPORT. 



[Jan. 



BARNSTABLE SAVINGS BANK— BARNSTABLE. 

[August 17.] 
Daniel Scttddeb, President. Treasurer, Gtjstavus A. Hinckley. 



Deposits, . . . . 


$1,505,612 89 




Bills Payable, . . . .... 


10,000 00 




Bank Stock, . . . 




$273,450 00 


Real Estate, 




95,025 00 


Loans on Bank Stock, ..... 




250 00 


on Real Estate, ..... 




680,504 20 


on Personal Security, 




435,198 49 


to Counties, Cities and Towns, 




6,000 00 


to Banks, on interest, . . . 




4,111 88 


Accrued Interest Account, . . *..''. 




18,496 45 


Cash on hand, ...... 




2,601 87 




$1,515,612 89 


$1,515,612 89 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 
No extra dividends. 
Average annual expenses, 



3,716 
6 per cent. 



$4,000 00 



BARRE SAVINGS BANK— BARRE. 

[December 27.] 
Chas. Brimblecom, President. Treasurer, Edwin Woods. 



Deposits, 


$310,055 08 




Profits, ........ 


9,453 24 




Public Funds, 




$9,530 00 


Bank Stock, 




123,931 16 


Loans on Real Estate, 




121,610 67 


on Personal Security, 




35,550 00 


to Counties, Cities and Towns, 




20,900 00 


Expense Account, 




36 55 


Cash on hand, . , . 




7,949 94 




$319,508 32 


$319,508 32 



Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, . . . . . . . None yet made. 

Extra dividends are made once in Three years. 



1876.] 



PUBLIC DOCUMENT— No. 8. 



BASS RIVER SAVINGS BANK— SOUTH YARMOUTH. 

[December 10.] 

David Akin, President. Treasurer, P. P. Akin. 



Deposits, ....... 


$138,551 01 




Profits, . . 








2,280 57 




Public Funds, 










$2,000 00 


Bank Stock, . 










52,079 62 


Railroad Bonds, . 










8,292 50 


Loans on Public Funds, 










900 00 


on Bank Stock, . 










425 00 


on Real Estate, . 










19,000 00 


on Personal Security, 








49,783 00 


Cash on hand, 








8,351 46 










$140,831 58 


$140,831 58 



Number of Depositors, 662 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, .... $9,381 25 

Average annual expenses, 442 82 



BENJAMIN FRANKLIN SAVINGS BANK— FRANKLIN. 

[December 13.] 
David Thayer, Jr., President. Treasurer, C. W. Stewart. 



Deposits, . . . . . 


$208,625 87 




Profits, 


6,478 23 




Bank Stock, . . . . 




$51,126 12 


Railroad Bonds, 




2,043 33 


Loans on Real Estate, 




125,440 00 


on Personal Security, 




22,313 11 


to Counties, Cities and Towns, 




4,911 00 


Suspense Account, 




51 13 


Furniture, . . . . 




538 31 


Cash on hand, 




8,681 10 




$215,104 10 


$215,104 10 



Number of Depositors, 875 

Rate of ordinary dividends for the last year, 7 per cent. 

Last dividend of reserved profits, in July, 1875. 

Extra dividends are made at No regular time. 

Largest amount invested in the stock of any one bank $12,055 00 

Average annual expenses, 1,000 00 



10 



BANK COMMISSIONER'S REPORT. 



[Jan, 



BERKSHIRE COUNTY SAVINGS BANK— PITTSFIELD. 
[November 11.] 



Julius Rockwell, President. 



Treasurer, Robert W. Adam. 



Deposits, . 


$1,938,054 06 




Profits, 


26,017 96 




Public Funds, . • . 




$291,000 00 


Bank Stock, 




100,620 00 


Railroad Bonds, 




20,000 00 


Real Estate, 




7,883 40 


Loans on Public Funds, 




4,900 00 


on Bank Stock, 




53,900 00 


on Real Estate, 




941,133 72 


on Personal Security, 




335,895 00 


on Railroad Stock, .... 




4,700 00 


to Counties, Cities and Towns, 




179,800 00 


Expense Account, 




4,646 50 


Cash on hand, . . 




19,593 40 




$1,964,072 02 


$1,964,072 02 



Number of Depositors, 5,640 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

Last dividend of reserved profits, in Jan., 1872. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . ... $16,000 00 

Average annual expenses, 5,000 00 



BEVERLY SAVINGS BANK— BEVERLY. 

[November 18.] 
"William Endicott, President. Treasurer, R. G. Bennett. 



Deposits, 


$511,640 25 




Profits, 








3,891 68 




Bank Stock, .... 










$136,067 35 


Railroad Bonds, . 










2,732 08 


Loans on Public Funds, 










3,300 00 


on Bank Stock, . 










5,860 00 


on Real Estate, . 










348,837 62 


on Personal Security, 










10,600 00 


Expense Account, 










100 00 


Cash on hand, 










8,034 88 










$515,531 93 


$515,531 93 



Number of Depositors, 1,900 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $15,747 00 

Average annual expenses, . . . . 1,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



11 



A. H. "Evans, President. 



BOSTON FIVE CENTS SAVINGS BANK— BOSTON. 

[March 17.] 

Treasurer, Curtis C. Nichols. 



Deposits, 


$12,326,597 83 




Interest, 








352,659 13 




Suspense Account, . • 








9,712 30 




Public Funds,, 










$2,035,000 00 


Bank Stock, . 










422,987 50 


Railroad Bonds, . 










240,000 00 


Real Estate, . 










125,377 52 


Loans on Public Funds, 










1,000 00 


on Bank Stock, . 










8,600 00 


on Real Estate, . 1 










7,398,650 00 


on Personal Security, 








903,000 00 


on Railroad Bonds, . 








5,000 00 


to Counties and Towns, 








730,800 00 


to Banks, on interest, 








663,606 24 


Expense Account, 








35,460 70 


Profit and Loss, . 








115,732 24 


Cash on hand, . . 








3,755 06 










$12,688,969 26 


$12,688,969 26 



Number of Depositors, 68,248 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in April, 1874. 

Extra dividends are made once in . Three years. 

Largest amount invested in the stock of any one hank, .... $64,900 00 

Average annual expenses, 39,985 00 



BOSTON PENNY SAVINGS BANK— BOSTON. 

[March 15.] 
Daniel Harwood, President. Treasurer, Henry R. Reynolds. 



Deposits, 


$1,143,267 29 




Interest, 


• • • 


16,010 43 




Bank Stock, . . . 


# • • 




$45,426 87 


Railroad Bonds, . 


i • 




5,012 50 


Real Estate, . 


• • a 




122,495 94 


Loans on Public Funds, 


• • • 




350 00 


on Bank Stock, . 


• • a 




11,150 00 


on Real Estate, . 


• # • 




690,450 00 


on Personal Security, 




/ 220,333 33 


to Counties, Cities and Towns, 




24,137 50 


to Banks, on interest, 




36,343 57 


Cash on hand, . . . . . . 




3,578 01 






$1,159,277 72 


$1,159,277 72 



Number of Depositors, 8,817 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

No extra dividends are made. 

Largest amount invested in the stock of any one bank, .... $15,000 00 

Average annual expenses, 7,233 85 



12 



BANK COMMISSIONER'S REPORT. 



[Jan. 



BRAINTREE SAVINGS BANK— BRAINTREE. 

[October 12.] 

E. A. Hollingsworth, President. Treasurer, C. H. Hobart. 



Deposits, . • , • 


$68,794 71 




Profits, 


513 83 




Bank Stock, ....... 




$7,102 00 


Railroad Bonds, 




1,011 25 


Loans on Real Estate, . . . . . 




54,465 00 


on Personal Security, 




1,100 00 


to Counties, Cities and Towns, 




1,500 00 


Cash on hand, 




4,130 29 




$69,308 54 


$69,308 54 



Number of Depositors, ....... 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses, 



342 
6 per cent. 

$2,591 50 
175 00 



BRIGHTON FIVE CENTS SAVINGS BANK— BOSTON. 

[September 14.] 

James Dana, President. Treasurer, B. S. Fisk. 



Deposits, 

Profits, .... 

Suspense Account, 

Bank Stock, . 

Loans on Public Funds, 

on Real Estate, . 

on Personal Security 
Expense Account, 
Cash on hand, 



$194,480 72 
11,655 79 



$206,136 51 



$3,802 97 

19,977 00 

3,000 00 

153,373 00 

22,815 07 

283 34 

2,885 13 



$206,136 51 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 
Last dividend of reserved profits, in ... 
Extra dividends are made once in . 
Largest amount invested in the stock of any one bank, 
Average annual expenses, . . 



768 

5 per cent. 

July, 1873. 

Three years. 

$9,465 25 
1,500 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



13 



BRISTOL COUNTY SAVINGS BANK— TAUNTON. 

[December 16.] 

Joseph "Wilbar, President. Treasurer, Charles H. Atwood. 



Deposits, 


$3,366,901 61 




Profits, 






42,448 51 




Interest, .... 






24,124 98 




Public Funds, 








$62,360 00 


Bank Stock, . 








56,750 00 


Suspense Account, 








12,141 80 


Real Estate, .... 








23,890 51 


Loans on Public Funds, 






• 


2,100 00 


on Bank Stock, . 








5,500 00 


on Real Estate, . 








2,473,099 04 


on Personal Security, 








777,350 00 


on Railroad Stock, . 








500 00 


Expense Account, 








141 06 


Cash on hand, 








19,642 69 








$3,433,475 10 


$3,433,475 10 



Number of Depositors, 8,870 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $13,600 00 

Average annual expenses, . 7,000 00 



BRIDGEWATER SAVINGS BANK— BRIDGEWATER. 

[October 12.] 

J. A. Hyde, President. Treasurer, Samuel P. Gates. 



Deposits, . 

Interest, . 

Bank Stock, .... 

Loans on Real Estate, . 

on Personal Security, 
Expense Account, 
Cash on hand, 



$220,519 13 
6,512 81 



$227,031 94 



$31,712 48 

131,220 00 

52,185 00 

3,017 73 

8,896 73 



$227,031 94 



Number of Depositors, 794 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $12,594 12 

Average annual expenses, . 675 00 



14 



BANK COMMISSIONER'S REPORT. 



[Jan. 



BROADWAY SAVINGS BANK— LAWRENCE. 

[November 23.] 
John Fallon, President. Treasurer, J. L. Brewster. 



Deposits, 

Profits, .... 

Bills Payable, 

Bank Stock, . 

Loans on Public Funds, 

on Bank Stock, . 

on Real Estate, . 

on Personal Security, 
Cash on hand, 



,013,874 40 
12,870 41 
10,000 00 



,036,744 81 



$197,622 01 

1,900 00 

7,500 

793,670 

25,852 

10,199 



00 
00 
87 
93 



,036,744 81 



Number of Depositors, . . . 3,370 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $25,064 64 

Average annual expenses, 3,000 00 



BROOKFIELD savings bank— brookfield. 
[December 29.] 



Emmons Twichell, President. 



Treasurer, Geo. E. Forbes. 



Deposits, .... 

Profits, 

Interest, .... 

Loans on Real Estate, . 

on Personal Security, 
on Railroad Stock, . 

Cash on hand, 






$32,358 00 

547 76 

1,430 41 


$21,300 00 

10,100 00 

1,900 00 

1,036 17 








$34,336 17 


$34,336 17 



Number of Depositors, 269 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

Extra dividends are made at discretion of Trustees. 

Average annual expenses $100 00 



1876.] 



PUBLIC DOCUMENT— No. 8, 



15 



BROOKLINE SAVINGS BANK— BROOKLINE. 

[September 12.] 
Edward Atkinson, President. Treasurer, F. W. Prescott. 



Deposits, 


$144,684 69 




Guarantee Fund, 


556 96 




Bank Stock, . . . . 




$53,078 37 


Loans on Real Estate, 




65,725 00 


on Personal Security, 




15,550 00 


to Counties, Cities and Towns, 




8,400 00 


Expense Account, 




21 00 


Interest, 




376 66 


Cash on hand, 




2,090 62 




$145,241 65 


$145,241 65 



Number of Depositors, 1,478 

Bate of ordinary dividends for the last year, 6 per cent. 

No extra dividends have been made. 

Largest amount invested in the stock of any one bank, .... $9,470 00 

Average annual expenses, . . 1,200 00 



CAMBRIDGE SAYINGS BANK— CAMBRIDGE. 

[October 26.] 

John B. Dana, President. Treasurer, James M. Thurston. 



Deposits, 

Profits, .... 

Public Funds, 

Bank Stock, . 

Railroad Bonds, . 

Loans on Public Funds, 

on Real Estate, . 

on Personal Security, 
Cash on hand, 



.,796,300 25 
11,677 05 



.,807,977 30 



$113,916 67 

180,834 21 

20,700 00 

2,700 00 

1,298,961 00 

129,440 00 

61,425 42 



,807,977 30 



Number of Depositors, 4,902 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $18,646 62 

Average annual expenses, 5,000 00 



16 



BANK COMMISSIONER'S REPORT. 



[Jan. 



CAMBRIDGEPORT SAVINGS BANK— CAMBRIDGE. 

[November 3.] 

Benj. Tilton, President. Treasurer, Edwin Hyde. 



Deposits, . 

Interest, 

Bank Stock, . 

Loans on Real Estate, . 

on Personal Security, 

to Counties, Cities and Towns, 

to Banks, on interest, 

Expense Account, 

Cash on hand, .... 



.,902,702 77 
36,536 63 



$1,939,239 40 



$129,879 45 

1,416,951 06 

120,800 00 

100,000 

168,000 

871 

2,737 



00 
00 
00 
89 



,939,239 40 



Number of Depositors, 5,887 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $30,691 87 

Average annual expenses, 4,000 00 



CANTON INSTITUTION FOR SAVINGS— CANTON. 

[November 22.] 
Chas. H. French, President. Treasurer, F. "W. Deane. 



Deposits, . 


$307,337 16 




Profits, . 










11,619 24 




Public Funds, 












$10,000 00 


Bank Stock, . 












31,897 62 


Railroad Bonds, . 












27,000 00 


Real Estate, . 












4,131 50 


Loans on Bank Stock, 












9,000 00 


on Real Estate, 












188,985 00 


on Personal Security, 








42,500 00 


Cash on hand, . 








5,442 28 












$318,956 40 


$318,956 40 



Number of Depositors, 1,209 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in . . . . ' . . . April, 1870. 

Extra dividends are made once in Five years. 

Average annual expenses, $750 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



17 



CAPE ANN SAVINGS BANK— GLOUCESTER. 
Gorham P. Low, President. Treasurer, Geo. J. Marsh. 



Deposits, ........ 


$1,164,973 91 




Profits, .... 








36,371 79 




Public Funds, 










$55,000 00 


Bank Stock, . 










197,292 27 


Railroad Bonds, . 










41,654 43 


Real Estate, . 










8,000 00 


Loans on Public Funds, 










1,400 00 


on Real Estate, . 










545,219 00 


on Personal Security, 








121,125 00 


to Counties, Cities and Towns, 




212,892 92 


Cash on hand, 




18,762 08 










$1,201,345 70 


$1,201,345 70 



Number of Depositors, 3,987 

Rate of ordinary dividends for the last year, ...... 6 per cent. 

Last dividend of reserved profits, in April, 1871. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . . $21,46150 

Average annual expenses, 3,300 00 



CAPE COD FIVE CENTS SAVINGS BANK— HARWICH. 
[December 10.] 



Josiah Hardy, President. 



Treasurer, Obed Brooks. 



Deposits, . . ... 


$547,860 72 




Profits, .... 


, . 




1,781 36 




Public Funds, 


■ • . 






$708 00 


Bank Stock, . 


, , 






28,807 08 


Railroad Bonds, . 


, . 






10,000 00 


Real Estate, . 


■ . . 






2,249 30 


Loans on Public Funds, 


, t 






5,000 00 


on Real Estate, . 


m t 






67,726 68 


on Personal Security, 






402,267 75 


to Counties, Cities and Towns, 






2,000 00 


to Banks, on interest, 






23,228 44 


Suspense Account, .... 






518 67 


Cash on hand, 






7,136 16 








$549,642 08 


$549,642 08 



Number of Depositors, . . . 2,545 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested n the stock of any one bank, .... $15,805 25 

Average annual expenses 1,600 00 



18 



BANK COMMISSIONER'S REPORT. 



[Jan. 



CENTRAL SAVINGS BANK— LOWELL. 

[November 18.] 
O. H. Moulton, President. Treasurer, S. A. Chase. 



Deposits, . 


$1,093,215 70 




Profits, 


1,578 29 




Interest, 


8,551 42 




Bank Stock, 




$187,997 87 


Real Estate, 




51,500 00 


Loans on Bank Stock, . . . . 




16,900 00 


on Real Estate, 




728,825 00 


on Personal Security, 




56,127 60 


to Counties, Cities and Towns, 




23,000 00 


to Banks, on interest, 




37,968 17 


Expense Account, 




214 09 


Cash on hand, 




812 68 




$1,103,345 41 


$1,103,345 41 



Number of Depositors, 2,910 

Rate of ordinary dividends for the last year, ...... 5 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $20,000 00 

Average annual expenses 3,700 00 



CHARLESTOWN FIVE CENTS SAVINGS BANK— BOSTON. 

[November 2.] 
P. J. Stone, President. * Treasurer, Amos Stone. 



Deposits, 


|3,085,330 08 




Profits, .... 








67,468 68 




Bank Stock, . 










$572,478 50 


Railroad Bonds, . 










179,000 00 


Real Estate, . 










98,416 06 


Loans on Public Funds, 










3,000 00 


on Bank Stock, . 










29,500 00 


on Real Estate, . 










2,192,086 35 


on Personal Security, 








51,500 00 


to Counties, Cities and Towns, 




20,000 00 


Cash on hand, 




6,817 85 










$3,152,798 76 


$3,152,798 76 



Number of Depositors, . . 9,009 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in April, 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $45,900 00 

Average annual expenses. 5,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



19 



CHELSEA SAVINGS BANK— CHELSEA. 

[October 21.] 
John H. Osgood, President. Treasurer, J. F. Fellows. 



Deposits, 

Profits, . 

Public Funds, 

Bank Stock, . 

Real Estate, . 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

Cash on hand, .... 



.,058,434 50 
40,215 73 



,098,650 23 



$121,356 25 
72,458 31 
15,925 25 
779,526 20 
16,000 00 
46,000 00 
47,384 22 



.,098,650 23 



Number of Depositors, 5,216 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in . August, 1874. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $10,988 25 

Average annual expenses, 4,500 00 



CHICOPEE SAVINGS BANK— CHICOPEE. 
[December 30.] 



Geo. D. Robinson, President. 



Treasurer, H. H. Harris. 



Deposits, . . . . . 


$454,319 41 




Profits, . 


8,971 16 




Public Funds, 




$15,000 00 


Bank Stock, 




11,075 00 


Loans on Real Estate, 




383,214 50 


on Personal Security, 




26,070 00 


on Railroad Stock, .... 




1,250 00 


to Counties, Cities and Towns, 




8,900 00 


to Banks, on interest, 




5,000 00 


Cash on hand, 




12,781 07 




$463,290 57 


$463,290 57 



Number of Depositors, 1,332 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

Last dividend of reserved profits, in 1869. 

No extra dividends are made. 

Largest amount invested in the stock of any one bank, .... $5,000 00 

Average annual expenses, 2,000 00 



20 



BANK COMMISSIONER'S REPORT. 



[Jan. 



CHICOPEE FALLS SAVINGS BANK— CHICOPEE FALLS. 

[December 30.] 
J. "W. Osgood, President. Treasurer, A. C. Chapin. 



Deposits, . 

Interest, 

Loans on Bank Stock, 

on Real Estate, 

on Personal Security, 

Expense Account, 

Cash on hand, 


$5,553 70 
9 50 


$1,000 00 

1,500 00 

875 00 

181 07 

2,007 13 




$5,563 20 


$5,563 20 



Number of Depositors, 92 

Rate of ordinary dividends for the last year, 6 per cent. 

Extra dividends are made once in Five years. 

Average annual expenses, • No expense. 



CITIZENS' SAVINGS BANK— FALL RIVER. 

[December 31.] 

Joseph Osborn, President. Treasurer, E. E. Hathaway. 



Deposits, 

Profits, .... 

Bills Payable, 

Bank Stock, . 

Loans on Real Estate, . 

on Personal Security 
Expense Account, 
Dividends Paid, . 
Cash on hand, 



,807,679 93 

132,676 79 

16,783 15 



'.,957,139 87 



$285,891 50 

649,690 00 

1,001,076 25 

142 50 

18,888 86 

1,450 76 



,957,139 87 



Number of Depositors, 

Bate of ordinary dividends for the last year, . 

No extra dividends are made. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses, ...... 



2,889 
7 per cent. 

$80,000 00 
3,065 81 



1876.] 



PUBLIC DOCUMENT— No. 8. 



21 



CITY FIVE CENTS SAVINGS BANK— HAVERHILL. 

[December 1.] 

W. R. "Whittier, President. Treasurer, E. G. Wood. 



Deposits, . . . . . 


$943,088 49 




Interest, 


22,081 87 




Public Funds, 




$71,192 05 


Bank Stock, 




43,611 08 


Railroad Bonds, . . . . 




68,138 33 


Unsettled Insurance, 




3,952 00 


Loans on Public Funds, .... 




2,750 00 


on Bank Stock, 




8,500 00 


on Real Estate, 




642,283 19 


on Personal Security, 




55,291 39 


to Counties, Cities and Towns, 




26,000 00 


to Banks, on interest, 




20,000 00 


Expense Account, 




573 98 


Cash on hand, 




22,878 34 




$965,170 36 


$965,170 36 



Number of Depositors, . 4,355 

Rate of ordinary dividends for the last year, . 6 per cent. 

Last dividend of reserved profits, in 1874. 

Largest amount invested in the stock of any one bank, . . . . $21,588 71 

Average annual expenses, 2,500 00 



CITY INSTITUTION FOR SAVINGS— LOWELL. 
[April 23.] 



Nathaniel Allen, President. 



Treasurer, John A. Buttrick. 



Deposits, 


$3,393,229 49 




Interest, 


220,083 06 




Bank Stock, 




$636,153 00 


Railroad Bonds, 




236,000 00 


Loans on Bank Stock, 




22,600 00 


on Real Estate, 




1,585,540 00 


on Personal Security, 




416,600 00 


to Counties, Cities and Towns, 




604,400 00 


to Banks, on interest, 




91.908 40 


Suspense Account, 




17,906 57 


Cash on hand, . . . . . 




2,204 58 




$3,613,312 55 


$3,613,312 55 



Number of Depositors, 8,439 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in Jan., 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $50,700 00 

Average annual expenses, 7,245 79 



22 



BANK COMMISSIONER'S REPORT. 



[Jan. 



CLINTON SAVINGS BANK— CLINTON. 
Franklin Forbes, President. Treasurer, C. L. S. Hammond. 



Deposits, 


$712,355 49 




Profits, 






14,038 52 




Public Funds, 








$97,000 00 


Bank Stock, .... 








84,062 50 


Loans on Public Funds, 








1,700 00 


on Bank Stock, . 








23,100 00 


on Real Estate, . 








310,032 58 


on Personal Security, 








151,203 86 


to Counties, Cities and Towns, 




8,000 00 


Cash on hand, 




51,295 07 








$726,394 01 


$726,394 01 



Number of Depositors, 2,347 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $25,100 00 

Average annual expenses, 2,200 00 



COHASSET SAYINGS BANK— COHASSET. 

[August 26.] 
Martin Lincoln, President. Treasurer, L. N. Bates. 



Deposits, 


$390,618 76 




Profits, - 


3,491 80 




Bank Stock, 




$58,700 00 


Railroad Bonds, . . . 




40,000 00 


Loans on Real Estate, 




277,450 00 


to Counties, Cities and Towns, 




11,000 00 


Cash on hand, 




6,960 56 




$394,110 56 


$394,110 56 



Number of Depositors, 985 

Rate of ordinary dividends for the last year . 6 per cent. 

Last dividend of reserved profits, in Jan., 1872. 

Extra dividends are made once in . . . . . . . . Five years. 

Average annual expenses, $1,253 10 



1876.] 



PUBLIC DOCUMENT— No. 8. 



23 



CROCKER INSTITUTION FOR SAVINGS— TURNER'S FALLS. 

[November 9.] 
Alvah Crocker, President. Treasurer, R. H. Oakman. 



Deposits,- 

Profits, . 

Bank Stock, . 

Loans on Bank Stock, . 
on Real Estate, . 
on Personal Security, 
to Counties, Cities and Towns, 

Expense Account, 

Cash on hand, .... 



$70,421 42 
343 72 



$70,765 14 



$2,500 00 
2,130 00 

40,700 
9,525 

11,000 

4 

4,905 



00 
00 
00 
75 
39 



$70,765 14 



Number of Depositors, 445 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $2,500 00 

Average annual expenses, 85 00 



Ruftjs Putnam, President. 



DANVERS SAVINGS BANK— DANVERS. 

[November 18.] 

Treasurer, Wm. L. Weston. 



Deposits, 


$1,021,101 69 




Profits, ....... 


21,337 32 




Bills Payable, 


1,259 21 




Public Funds, 




$17,500 00 


Bank Stock, ....... 




142,847 25 


Loans on Public Funds, .... 




4,900 00 


on Bank Stock, . . . . 




29,565 00 


on Real Estate, . . . 




562,241 13 


on Personal Security, 




243,939 00 


to Counties, Cities and Towns, 




34,155 00 


to Banks, on interest, 




8,432 34 


Expense Account, 




2,350 00 


Cash on hand, 




9,500 00 




$1,043,698 22 


$1,043,698 22 



Number of Depositors, 2,906 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $18,000 00 

Average annual expenses, 2,000 00 



24 



BANK COMMISSIONER'S REPORT. 



[Jan. 



DEDHAM SAVINGS BANK— DEDHAM 
[July 23.] 
Thomas Barrows, President. 



Treasurer, Calvin Guild. 



Deposits, , 


$1,145,235 85 




Profits, 


35,087 83 




Public Funds, 




$128,039 50 


Bank Stock, 




45,522 25 


Railroad Bonds, . . 




65,076 25 


Loans on Public Funds, ... 




900 00 


on Bank Stock, 




2,300 00 


on Real Estate, 




854,335 00 


on Personal Security, 




19,053 00 


on Railroad Stock, .... 




10,025 00 


to Counties, Cities and Towns, 




16,850 00 


to Banks, on interest, 




36,138 39 


Cash on hand, ...... 




2,084 29 




$1,180,323 68 


$1,180,323 68 



Number of Depositors, 3,541 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in May, 1871. 

Extra dividends are made once in Five years. 



DORCHESTER SAVINGS BANK— DORCHESTER. 

[December 10.] 
William Pope, President. Treasurer, J. Frank Pope. 



Deposits, 


|581,224 53 




Suspense Account, 








39 19 




Public Funds, 










$19,436 00 


Bank Stock, .... 










48,961 50 


Railroad Bonds, . 










33,235 50 


Real Estate, . 










6,000 00 


Loans on Real Estate, . 










367,840 27 


on Personal Security. 










92,644 88 


to Banks, on interest 










8,885 67 


Accrued interest, . 










2,412 08 


Cash on hand, 










1,847 82 










$581,263 72 


$581,263 72 



Number of Depositors, . . 1,805 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, .... $5,492 25 

Average annual expenses, 2,500 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



25 



EAST ABINGTON SAVINGS BANK— ROCKLAND. 

[December 27.] 

Richmond Lane, President. Treasurer, Wm. B. Studley. 



Deposits, 


$338,996 47 




Interest, 








5,512 97 




Suspense Account, 








873 13 




Bank Stock, . 










$68,728 35 


Railroad Bonds, . 










2,049 00 


Loans on Public Funds, 










860 00 


on Bank Stock, . 










3,025 00 


on Real Estate, . 










235,065 62 


on Personal Security, 








29,497 88 


to Banks, on interest, 








2,497 27 


Expense Account, 








1,606 17 


Cash on hand, 








2,053 28 










$345,382 57 


$345,382 57 



Number of Depositors, 1,221 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in . . July, 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $ 11,644 25 

Average annual expenses, 700 00 



EAST BOSTON SAVINGS BANK— BOSTON. 

[March 16.] 

P. M. Crane, President. Treasurer, Albert Bowker. 



Deposits, 


$2,341,023 79 




Profits, 






31,164 30 




Interest, .... 






8,508 80 




Bank Stock, .... 








$529,523 51 


Railroad Bonds, ... 








8,525 00 


Real Estate, .... 








28,209 77 


Loans on Public Funds, 








8,175 00 


on Bank Stock, . 








43,440 00 


on Real Estate, . 








1,496,185 00 


on Personal Security, 








224,450 00 


to Banks, on interest, 








20,000 00 


Suspense Account, 








908 69 


Expense Account, 








548 38 


Cash on hand, .... 








20,731 54 








$2,380,696 89 


$2,380,696 89 



Number of Depositors, 8,137 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank §132,018 38 

Average annual expenses, 6,137 00 



26 



BANK COMMISSIONER'S REPORT. 



[Jan. 



EAST BRIDGEWATER SAVINGS BANK— EAST BRIDGEWATER. 

[October 12.] 
Henry Hobart, President. Treasurer, Isaac N. Nutter. 



Deposits, 

Profits, . 

Public Funds, 

Bank Stock, . 

Railroad Bonds, 

Loans on Real Estate, 

on Personal Security, 
to Banks, on interest, 

Expense Account, 

Safe, 

Cash on hand, 




$7,803 40 

11,311 75 

7,052 50 

40,798 67 

19,748 28 

5,355 49 

105 37 

370 00 

223 79 



192,769 25 



Number of Depositors, 463 

Rate of ordinary dividends for the last year, ...... 6 per cent. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $2,317 50 

Average annual expenses, 300 00 



EAST CAMBRIDGE FIVE CENTS SAYINGS BANK— EAST CAMBRIDGE. 

[October 21.] 
Geo. Stevens, President. Treasurer, Samuel Slocomb. 



Deposits, 


$867,863 03 




Profits, . 




. . . 


29,882 11 




Interest, 




• . . 


34,505 29 




Bank Stock, . 




. . . 




$106,154 00 


Railroad Bonds, . 




... 




68,000 00 


Real Estate, . 




• . . 




10,000 00 


Loans on Real, Estate, 




. . . 




659,575 00 


on Personal Security, 




7,800 00 


to Counties, Cities and Towns, 




61,000 00 


to Banks, on interest, 




12,587 95 


Expense Account, . . 




5,978 32 


Cash on hand, 




1,155 16 








$932,250 43 


$932,250 43 



Number of Depositors, 3,413 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in October, 1875. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $9,000 00 

Average annual expenses, 1,800 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



27 



EASTHAMPTON SAVINGS BANK— EASTHAMPTON. 

[December 30.J 
E. H. Sawyer, President. Treasurer, C. E. Williams. 



Deposits, 


$163,202 87 




Profits, 






3,295 44 




Bank Stock, 








$28,272 25 


Loans on Public Funds, 








2,600 00 


on Bank Stock, . 








6,000 00 


on Real Estate, . 








91,325 00 


on Personal Security, 








34,075 00 


State Tax, . . . 








581 40 


Expense Account, 








109 80 


Cash on hand, 








3,534 ^6 








$166,498 31 


$166,498 31 



Number of Depositors, 716 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in July, 1873. 

Extra dividends are made once in . Three years. 

Largest amount invested in the stock of any one bank, .... $8,972 00 

Average annual expenses, 500 00 



EAST WEYMOUTH FIVE CENTS SAVINGS BANK— EAST WEYMOUTH. 

[October 1.] 
John P. Lovell, President'. Treasurer, Nathan Canterbury. 



Deposits, 

Profits, .... 

Bills Payable, 

Bank Stock, . 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

Accrued Interest, . 

Cash on hand, .... 



$53,335 91 

2,337 37 

65 00 



$55,738 28 



$2,000 00 
43,225 00 
1,100 00 
4,500 00 
1,376 00 
3,537 28 

$55,738 28 



Number of Depositors, 333 

Rate of ordinary dividends for the last year, 6 per cent. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . . $2,000 00 

Average annual expenses, 150 00 



28 



BANK COMMISSIONER'S REPORT. 



[Jan. 



Wm. C. Appleton, President. 



ELIOT FIVE CENTS SAVINGS BANK— BOSTON 
[March 10.] 



Treasurer. Geo. C. Leach. 

1 \ 



Deposits, . . . . . 


$1,124,115 82 




Profits, 






7,270 74 




Interest, .... 






8,573 45 




Suspense Account, 






47 30 




Public Funds, 








$113,000 00 


Bank Stock, .... 








55,400 00 


Railroad Bonds, . 








45,000 00 


Loans on Public Funds, 








45,600 00 


on Bank Stock, . 








200 00 


on Real Estate, . 








735,050 00 


on Personal Security, 








139,200 00 


Expense Account, 








2,059 72 


Cash on hand, 








4,497 59 








$1,140,007 31 


$1,140,007 31 



Number of Depositors, . . . 4,938 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in April, 1874. 

Extra dividends are made once in . . Five years. 

Largest amount invested in the stock of any one bank, .... $13,000 00 

Average annual expenses, 4,666 37 



EMIGRANT SAVINGS BANK— BOSTON. 

[March 12.] 
Charles F. Donnelly, President. Treasurer, James Havey. 



Deposits, 


$2,651,996 24 




Interest, 






15,432 22 




Public Funds, 








$216,725 12 


Bank Stock, .... 








67,265 88 


Railroad Bonds, . 








225,000 00 


Real Estate, .... 








291,498 57 


Loans on Public Funds, 








1,000 00 


on Real Estate, . 








1,652,468 71 


on Personal Security, 








109,500 00 


Profit and Loss, . 








3,075 41 


Suspense Account, 








1,185 05 


Fixtures, .... 








13,808 25 


Expense Account, 








11,639 34 


Cash on hand, 








74,262 13 








$2,667,428 46 


$2,667,428 46 



Number of Depositors, 9,596 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $22,507 38 

Average annual expenses, 12,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8, 



29 



ESSEX SAVINGS BANK— LAWRENCE. 

[November 23.] 

Geo. D. Cabot, President. Treasurer, James H. Eaton. 



Deposits, ....... 


$3,159,225 35 




Profits, .... 1 


. . 


81,169 35 




Suspense Account, 


* • . • 


1,169 33 




Public Funds, 


. • • 




$150,000 00 


Bank Stock, . 


• . . 




307,750 00 


Railroad Bonds, . 


... 




401,500 00 


Real Estate, . 


. . . 




17,000 00 


Loans on Real Estate, . 


. • • 




1,938,662 10 


on Personal Security, 




235,742 34 


to Counties, Cities and Towns, 




57,000 00 


to Banks, on interest, 




119,154 13 


Expense Account, 




1,050 00 


Cash on hand, ...... 




13,705 46 






$3,241,564 03 


$3,241,564 03 



Number of Depositors, 9,011 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, on Oct. 1, 1872. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $30,000 00 

Average annual expenses, 6,000 00 



FAIRHAVEN INSTITUTION FOR SAVINGS— FAIRHAVEN. 

[December 31.] 
J. F. Terry, President. Treasurer, Charles Drew. 



Deposits, 


$1,013,950 30 




Profits, .... 


, 




37,734 11 




Public Funds, 


, 






$84,500 00 


Bank Stock, . 


, 






264,640 00 


Railroad Bonds, . 


, 






20,000 00 


Real Estate, . 








12,416 48 


Loans on Public Funds, 








600 00 


on Bank Stock, . 








10,421 22 


on Real Estate, . 


, 






230,032 50 


on Personal Security, 






387,349 98 


to Counties, Cities and Towns, 






28,000 00 


Expense Account, 






488 31 


Cash on hand, .... 






13,235 92 








$1,051,684 41 


$1,051,684 41 



Number of Depositors, 1,727 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $40,240 00 

Average annual expenses, 2,486 00 



30 



BANK COMMISSIONER'S REPORT. 



[Jan. 



FALL RIVER FIVE CENTS SAVINGS BANK— FALL RIVER. 

[December 30.] 
S. Angier Chace, President. Treasurer, Chas. J. Holmes. 



Deposits, 
Profits, . 
Public Funds, 
Bank Stock, . 
Railroad Bonds, 
Loans on Real Estate, . 

on Personal Security 
Expense Account, 
Cash on hand, 



11,430,848 56 
56,331 72 



$1,487,180 28 



$100,000 00 

179,700 00 

70,000 00 

410,324 00 

719,950 00 

402 99 

6,803 29 



11,487,180 28 



Number of Depositors, 5,764 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank $30,000 00 

Average annual expenses, 3,750 00 



FALL RIVER SAVINGS BANK— FALL RIVER. 
[December 31.] 



J. B. French, President. 



Treasurer, J. F. Lindsey. 



Deposits, 

Interest, 

Public Funds, 

Bank Stock, . 

Real Estate, . 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

Cash on hand, 



15,807,534 36 
262,579 59 



1,070,113 95 



$240,000 00 

683,600 00 

50,000 00 

1,942,910 00 

3,021,913 00 

105,000 00 

26,690 95 



1,070,113 95 



Number of Depositors, 11,562 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $75,600 00 

Average annual expenses, 9,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



31 



FITCHBURG SAVINGS BANK— FITCHBURG. 

[April 16.] 
Nathaniel "Wood, President. Treasurer, C. J. Billings. 



Deposits, ....... 


$2,310,452 51 


* 


Interest, 




41,701 32 




Suspense Account, 




98 23 




Rent Account, 




6,808 07 




Public Funds, .... 






$171,000 00 


Bank Stock, 






234,200 00 


Railroad Bonds, .... 






2,700 00 


Real Estate, 






187,000 00 


Loans on Public Funds, 






18,800 00 


on Bank Stock, . 






26,000 00 


on Real Estate, . 






1,063,226 00 


on Personal Security, 






789,832 00 


on Railroad Stock, . 






6,822 00 


to Counties, Cities and Towns, 






217,347 50 


Expense Account, 






1,756 88 


Cash on hand, .... 






40,375 75 






$2,759,060 13 


$2,759,060 13 



Number of Depositors, 7,069 

Hate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in ....... 1871. 

Extra dividends are made once in '.. Five years. 

Largest amount invested in the stock of any one bank, .... $22,800 00 

Average annual expenses, 4,000 00 



FLORENCE SAVINGS BANK— FLORENCE. 
[December 30.] 



A. F. Lilly, President. 



Treasurer, H. H. Bond. 



Deposits, .... 
Interest, .... 
Loans on Real Estate, . 

on Personal Security, 
Expense Account and Taxes, 
Cash on hand, 




,596 06 

22,516 89 

298 98 

17 03 



11,428 91 



Number of Depositors, 522 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in April, 1875. 

Extra dividends are made once in Two years. 

Average annual expenses, 357 41 



32 



BANK COMMISSIONER'S REPORT. 



[Jan. 



FOXBOROUGH SAVINGS BANK— FOXBOROUGH. 

[January 5.] 
Otis Cary, President. Treasurer, James F. Leonard. 



Deposits, . 


$217,471 49 




Interest, 


2,602 55 




Public Funds, 




$9,300 00 


Bank Stock, 




5,500 00 


Loans on Real Estate, 




165,415 00 


on Personal Security, 




21,095 00 


to Counties, Cities and Towns, 




18,500 00 


Cash on hand, 




264 04 




$220,074 04 


$220,074 04 



Number of Depositors, 900 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in . . May, 1871. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . . $1,500 00 

Average annual expenses, 500 00 



FRAMINGHAM SAVINGS BANK— FRAMINGHAM. 

[July 20.] 
George Phipps, President, Treasurer, C. S. Adams. 



Deposits, 


$1,051,284 68 




Profits, 


35,783 12 




Bills Payable, ...... 


10,000 00 




Public Funds, 




$20,100 00 


Bank Stock, 




112,000 00 


Railroad Bonds, 




25,000 00 


Loans on Public Funds, .... 




140 00 


on Bank Stock, 




2,700 00 


on Real Estate, 




874,009 93 


on Personal Security, 




30,785 00 


on Railroad Stock, .... 




2,000 00 


to Counties, Cities and Towns, 




6,000 00 


Expense Account, . 




2,859 69 


Vaults, Safes, &c, ..... 




2,000 00 


Cash on hand, 




19,473 18 




$1,097,067 80 


$1,097,067 80 



Number of Depositors, 4,049 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Average annual expenses, $3,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



33 



FRANKLIN SAVINGS BANK— BOSTON. 

[March 19.] 
Osmyn Brewster, President. Treasurer, Henry Whitemore. 



Deposits, 

Profits, . 

Interest, 

Pub lie Funds, 

Bank Stock, . 

Railroad Bonds, 

Loans on Public Funds 
on Bank Stock, 
on Real Estate, 
on Personal Security 
on Railroad Stock, 
to Banks, on interest 

Interest accrued, . 

Expense Account, 

Cash on hand, 



c,299,168 59 
35,420 04 
25,281 37 



$1,359,870 00 



$399,289 

113,503 

9,737 

1,100 

18,800 

2,883,045 

807,807 

3,400 

67,141 

51,741 

938 

3,365 



17 
33 
50 
00 
00 
44 
50 
00 
21 
76 
73 
36 



$1,359,870 00 



Number of Depositors, 9,710 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in Aug., 1873. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . . $49,417 75 

Average annual expenses, . 14,196 66 



FRANKLIN INSTITUTION FOR SAVINGS— GREENFIELD. 

[September 3.] 
S. O. Lamb, President. Treasurer, Wm. Henry Allen. 



Deposits, 


$2,998,411 09 




Profits, .... 


. 




55,603 77 




Public Funds, 


. 






$152,300 00 


Bank Stock, . 


, 






71,400 00 


Railroad Bonds, . 


, 






186,000 00 


Real Estate, . 


, , 






722 23 


Loans on Public Funds, 


, 






7,785 00 


on Bank Stock, . 


# 






64,250 00 


on Real Estate, . 


• • i 






1,090,950 12 


on Personal Security, 






433,692 68 


to Counties, Cities and Towns, 






505,224 60 


to Banks, on interest, 






232,042 39 


Interest due, .... 






8,340 79 


Cash on hand, 






1,307 05 








$3,054,014 86 


$3,054,014 86 



Number of Depositors, 7,401 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in Jan., 1872. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $20,400 00 

Average annual expenses, 4,652 49 



34 



BANK COMMISSIONER'S REPORT. 



[Jan. 



GARDNER SAVINGS BANK— GARDNER. 
[September 1.] 



Chas. HeywoOd, President. 



Treasurer, John D. Edgell. 



Deposits, 

Profits, .... 

Bank Stock, . 

Railroad Bonds, . 

Loans on Collaterals, . 
on Bank Stock, . 
on Real Estate, . 
on Personal Security, 
to Counties, Cities and Towns, 
to School Districts, . 

Expense Account, 

Cash on hand, .... 



$558,663 13 
.2,413 55 



$561,076 68 



$33,952 75 

8,560 00 

5,933 44 

10,800 00 

261,162 66 

99,379 20 

125,063 21 

9,100 00 

31 82 

7,093 60 



$561,076 68 



Number of Depositors, . . 1,736 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $10,000 00 

Average annual expenses, 363 35 



GEORGETOWN SAVINGS BANK— GEORGETOWN. 

[November 30.] 
A. P. Jones, President. Treasurer, Wm. H. Hamuman. 



Deposits, . 

Profits, 

Suspense Account, 

Bank Stock, .... 

Loans on Real Estate, . 

on Personal Security, 
Expense Account, 
Cash on hand, 



$102,947 06 

336 13 

2,000 00 



$105,283 19 



$20,211 75 

66,996 65 

12,265 00 

247 50 

5,562 29 



$105,283 19 



Number of Depositors, * 448 

Rate of ordinary dividends for the last year, 6^ per cent. 

Largest amount invested in the stock of any one bank, .... $8,000 00 

Average annual expenses, 225 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



35 



GRAFTON SAVINGS BANK— GRAFTON. 

[December 30.] 
Abram M. Bigelow, President. Treasurer, Henry F. "Wing. 



Deposits, 


$114,939 46 




Interest, 


7,050 39 




Bank Stock, 




$37,434 74 


Loans on Real Estate, 




61,985 00 


on Personal Security, 




6.450 00 


to Counties, Cities and Towns, 




10,000 00 


Expense Account, 




419 40 


Cash on hand, . 




5,700 71 




$121,989 85 


$121,989 85 



Number of Depositors, 425 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one hank, . . . . $6,310 00 

Average annual expenses, None. 



GREENFIELD SAVINGS BANK— GREENFIELD. 
[September 3.] 



John Sanderson, President. 



Treasurer, Henry K. Simons. 



Deposits, 


$922,501 12 




Profits, . 


1,618 47 




Bank Stock, . . . . . . 




$153,637 30 


Railroad Bonds, 




20,000 00 


Loans on Bank Stock, 




11,550 00 


on Real Estate, 




434,568 82 


on Personal Security, 




188,250 29 


to Counties, Cities and Towns, 




9,410 00 


to Banks, on interest, 




15,000 00 


Bank Stock Tax, 




46 34 


Expense Account, 




1,103 98 


Taxes, 




3,077 73 


Cash on hand, 




87,475 13 




$924,119 59 


$324,119 59 



Number of Depositors, . . 3,292 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $25,930 40 

Average annual expenses, 1,400 00 



36 



BANK COMMISSIONERS EEPORT. 



[Jan, 



GREAT BARRINGTON SAVINGS BANK— GREAT BARRINGTON. 

[November 10.] 
E. Hollister, President. Treasurer, Wm. H. Parks. 



Deposits, . 


$492,646 31 




Profits 


4,601 19 




Bank Stock, 




$94,279 70 


Loans on Public Funds, .... 




3,350 00 


on Bank Stock, 




4,201 34 


on Real Estate, 




261,209 40 


on Personal Security, 




110,678 69 


on Railroad Stock, .... 




600 00 


to Counties, Cities and Towns, 




12,500 00 


Expense Account, . • . 




1,223 86 


Tax Account, 




1,728 85 


Cash on hand, 




7,475 66 




1497,247 50 


$497,247 50 



Number of Depositors, 1,798 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $15,34163 

Average annual expenses, . . 2,000 00 



GROVELAND SAVINGS BANK— GROVELAND. 

[December 1.] 



Moses Foster, President. 



Treasurer, N. H. Griffith. 



Deposits, . . . . . 


$41,360 74 




Profits, 


327 47 




Bank Stock, 




$3,029 00 


Loans on Real Estate, 




28,800 00 


on Personal Security, 




536 00 


to Counties, Cities and Towns, 




6,950 00 


Cash on hand, 




2,373 21 




$11,688 21 


$11,688 21 



Number of Depositors, 162 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, . . . . $2,21100 

Average annual expenses, 45 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



37 



HAMPDEN SAVINGS BANK— SPRINGFIELD. 

[December 31.] 

E. Trask, President. Treasurer > P. S. Bailey. 



• 

Deposits, ....... 


$1,718,037 06 




Profits, .... 


, , 




22,952 65 




Public Funds, 


, , 






$100,000 00 


Bank Stock, . 


, 






195,090 00 


Railroad Bonds, . 


, 






23,000 00 


Taxes Paid, . 


, 






6,281 64 


Loans on Public Funds, 


, , 






4,900 00 


on Bank Stock, . 


, 






17,050 00 


on Real Estate, . 


. 






1,046,449 00 


on Personal Security, 






292,125 00 


on Railroad Stock, 






8,500 00 


to Counties, Cities and Towns, 






10,000 00 


to Banks, on interest, 






20,000 00 


Expense Account, 






2,310 54 


Cash on hand, .... 






15,283 53 








$1,740,989 71 


$1,740,989 71 



Number of Depositors, . 3,830 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1871. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, . . . . $17,966 00 

Average annual expenses, ... * 5,000 00 



Luther Bod man, President. 



HAMPSHIRE SAVINGS BANK— NORTHAMPTON. 

[December 30.] 

Treasurer, Lewis "Warner. 



Deposits, 

Profits, .... 

Bank Stock, . 

Loans on Bank Stock, . 
on Real Estate, . 
on Personal Security, 
to Counties, Cities and Towns, 

Expense Account, 

Cash on hand, 



$441,473 85 
2,465 97 



$443,939 82 



$199,404 92 

15,000 00 

193,482 51 

25,935 58 

6,550 

22 

3,544 



00 
00 
81 



$443,939 82 



Number of Depositors, 1,457 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in . . . . . . . May, 1875. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $10,363 00 

Average annual expenses, 1,250 00 



38 



BANK COMMISSIONERS EEPORT. 



[Jan. 



HAVERHILL SAVINGS BANK— HAVERHILL. 

[December 1.] 
John A. Appleton, President. Treasurer, A. B. Jaques. 



Deposits, . 




$2,628,384 88 




Profits, .... 




... 


. 23,516 16 




Public Funds, 




• • • 




$800,600 00 


Bank Stock, . 




. . • 




499,650 00 


Railroad Bonds, . 




... 




60,000 00 


Loans on Public Funds, 




... 




5,450 00 


on Bank Stock, . 




. . ■ 




20,300 00 


on Real Estate, . 




• . . . 




1,179,950 00 


on Personal Security, 




14,950 00 


to Counties, Cities and Towns, 




60,000 00 


Expense Account, 


.... 




262 50 


Cash on hand, 


. 




10,738 54 








$2,651,901 04 


$2,651,901 04 



Number of Depositors, 7,255 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $37,500 00 

Average annual expenses, 4,000 00 



HAYDENVILLE SAVINGS BANK— HAYDENVILLE. 
[December 30.] 



Joel Hayden, President. 



Treasurer, B. S. Johnson. 



Deposits, 

Profits, ' 

Interest, 

Loans on Real Estate, . 

on Personal Security, 

to Counties, Cities and Towns, 

to Banks, on interest, 

Expense Account, 

Cash on hand, .... 



$208,715 
1,281 
7,003 



33 
55 
80 



$217,000 68 



$88,350 00 

119,839 85 

3,600 00 

3,352 84 

1,083 10 

774 89 



$217,000 68 



Number of Depositors, 799 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Average annual expenses, $1,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



39 



HINGHAM INSTITUTION FOR SAVINGS— HINGHAM. 
[August 16.] 



Daniel Bassett, President. 



Treasurer, Henry C. Harding. 



Deposits, 


$1,567,053 29 




Public Funds, 


... 




$100,000 00 


Bank Stock, ... 


. • . 




143,100 00 


Railroad Bonds, . 


. . • 




45,000 00 


Real Estate, . 


• . . . 




2,850 00 


Loans on Public Funds, 


... 




1,000 00 


on Bank Stock, . 


, , , 




600 00 


on Real Estate, . 1 


... 




1,120,845 13 


on Personal Security, 




92,860 00 


on Railroad Stock, . . 




1,200 00 


to Counties, Cities and Towns, 




14,000 00 


to Banks, on interest, 




15,650 38 


Profit and Loss, 




1,257 71 


Cash on hand, 




28,690 07 






$1,567,053 29 


$1,567,053 29 



Number of Depositors, 3,770 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in ....... Jan., 1875. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . . $15,000 00 

Average annual expenses, 2,960 00 



Joel Russell, President. 



HOLYOKE SAVINGS BANK— HOLYOKE. 
[December 22.] 



Treasurer, R. B. Johnson. 



Deposits, 


$982,399 40 




Interest, 






34,876 89 




Public Funds, .... 








$45,200 00 


Bank Stock, . . . . 








178,549 17 


Furniture and Fixtures, 








3,400 00 


Loans on Public Funds, 








150 00 


on Bank Stock, . 








9,000 00 


on Real Estate, . 








586,514 00 


on Personal Security, 








140,680 00 


Premium Account, 








5,323 75 


Expense Account, 








1,311 16 


Cash on hand, 








47,148 21 








$1,017,276 29 


$1,017,276 29 



Number of Depositors 3,164 

Rate of ordinary dividends for the last year, . ..... 6^ per cent. 

Last dividend of reserved profits, in 1865. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $32,625 00 

Average annual expenses, 2,938 51 



40 



BANK COMMISSIONER'S REPORT. 



[Jan. 



HOME SAYINGS BANK— BOSTON. 
[October 15.] 



Henry Smith, President. 



Treasurer, E. 0. Rockwood. 



Deposits, . . . 


$6,798,243 04 




Profits, .... 


• • • • 


13,668 44 




Interest, 


> . • • 


38,442 79 




State Tax, . 


.■ . . 


19,000 00 




Bills Payable, 


• . . 


50,000 00 




Public Funds, 


• • • 




$3,834 50 


Bank Stock, . 


... 




515,109 35 


Railroad Bonds, . 


. . • 




518,000 00 


Real Estate, . 


• • • 




21,500 00 


Loans on Public Funds, 


... 




5,000 00 


on Bank Stock, . 


... 




81,700 00 


on Real Estate, . 1 


. . . 




3,702,289 34 


on Personal Security, 




951,700 00 


on Railroad Stock, .... 




19,200 00 


to Counties, Cities and Towns, 




831,368 17 


to Banks, on interest, 




82,415 51 


Accrued Interest, 




144,149 96 


Expense Account, 




276 59 


Suspense Account, . . . . . 




617 37 


Cash on hand, . . . . 




42,193 48 






$6,919,354 27 


$5,919,354 27 



Number of Depositors 27,295 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $52,896 25 

Average annual expenses, 25,000 00 



HOOSAC SAVINGS BANK— NORTH ADAMS. 
[November 11.] 



S. Johnson, President. 



Treasurer, Ai'stin Bond. 



Deposits, . . 
Profits,. . . . 
Suspense, . 

Bank Stock, .... 
Loans on Real Estate, . 

on Personal Security, 
Expense Account, 
Cash on hand, 



$181,271 12 
4,434 97 



$185,706 09 



$657 83 

13,372 00 

107,926 0,0 

60,002 62 

748 55 

2,999 09 



$185,706 09 



Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses, 



6 per cent. 

$10,000 00 
1,500 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



41 



HOPKINTON SAVINGS BANK— HOPKINTON. 
[December 3.] 



L. H. Bowker, President. 



Treasurer, "VVm. E. Jenks. 



Deposits, . 




$176,004 20 




Profits, .... 


.... 


1,204 86 




Bank Stock, . 


.... 




158,308 24 


Railroad Bonds, . 


.... 




16,020 00 


Loans on Bank Stock, . 


.... 




250 00 


on Real Estate, . 


. . . 




63,634 77 


on Personal Security, 




14,050 00 


to Counties, Cities and Towns, . . 




21,885 00 


Expense Account, 


• . . . 




7,040 00 


Cash, on hand, 






2,990 65 




$177,209 06 


$177,209 06 



Number of Depositors, 620 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1872. 

Extra dividends are made once in Every five years. 

Largest amount invested in the stock of any one bank, . . . . $11,023 74 

Average annual expenses, 600 00 



HOLLISTON SAVINGS BANK— HOLLISTON. 

[December 3.] 
Alden Leland, President. Treasurer, Orrin Thompson. 



Deposits, 


$203,129 60 




Interest, 


2,384 25 




Public Funds, 




$6,600 00 


Bank Stock, 




16,811 75 


Railroad Bonds, 




5,150 00 


Loans on Public Funds, .... 




400 00 


on Bank Stock, ..... 




7,600 00 


on Real Estate, 




109,275 00 


on Personal Security, 




12,235 00 


to Counties, Cities and Towns, 




33,500 00 


to Banks, on interest, ... 




11,314 49 


Cash on hand, 




2,487 61 




$205,513 85 


$205,513 85 



Number of Depositors, 746 

Rate of ordinary dividends for the last year, . . t . . . . 6 per cent. 

Largest amount invested in the stock of any one bank, .... $9,203 00 

Average annual expenses, 1,200 00 



42 



BANK COMMISSIONER'S REPORT. 



[Jan. 



. HUDSON SAVINGS BANK— HUDSON. 
[April 29.] 
Francis Brigham, President. Treasurer, F. D. Brigham. 



Deposits, . . . . . 


$210,284 11 




Profits, . 


1,513 30 




Interest, ....... 


1,031 98 




Public Funds, 




$4,884 28 


Bank Stock, . 




14,307 00 


Railroad Bonds, . . 




7,820 00 


Loans on Bank Stock, 




4,000 00 


on Real Estate, . . . 




137,628 95 


on Personal Security, 




9,250 00 


to Counties, Cities and Towns, 




28,000 00 


to Banks, on interest, 




3,269 00 


Expense Account, ..... 


• 


301 00 


Cash on hand, . . . . 




3,369 16 




$212,829 39 


$212,829 39 



Rate of ordinary dividends for the last year, . . . 
No extra dividends. 

Largest amount invested in the stock of any one bank, . 
Average annual expenses, 



6 per cent. 



5,201 00 
625 00 



HYANNIS SAVINGS BANK— HYANNIS. 

[December 6.] 

F. G. Kelley, President. Treasurer, Joseph R. Hall. 



Deposits, ....... 


$606,875 19 




Profits, 1 






10,972 02 




Public Funds, 








$14,225 00 


Bank Stock, 








121,237 25 


Railroad Bonds, . 








15,000 00 


Real Estate, .... 








10,410 95 


Loans on Public Funds, 








1,000 00 


on Bank Stock, . 








7,100 00 


on Real Estate, . 








223,978 54 


on Personal Security, 








217,621 72 


on Railroad Stock, . 








756 00 


to Counties, Cities and Towns, 




1,000 00 


Cash on hand, 




5,517 75 








$617,847 21 


$617,847 21 



Number of Depositors, 1,721 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, . . . . $26,473 25 

Average annual expenses, 1,952 72 



1876.] 



PUBLIC DOCUMENT— No. 8. 



43 



HYDE PARK SAVINGS BANK— HYDE PARK. 

[August 9.] 

C. F. Gerry, President. Treasurer, Henry S. Bunton. 



Deposits, ...... 

Interest, ..... 

Bank Stock, 

Loans on Real Estate, . 

to Counties, Cities and Towns, 
Furniture, etc., .... 
Expense Account, 
Profit and Loss, .... 
Cash on hand, .... 



L7,601 19 
173 06 



$17,774 25 



$10,323 25 

26,550 00 

9,300 00 

930 77 

9 25 

202 04 

458 94 



$17,774 25 



Number of Depositors, 407 

Rate of ordinary dividends for the last year, 6 per cent. 

Extra dividends are made once in Five years. 

Average annual expenses, $450 00 



INSTITUTION FOR SAVINGS IN ROXBURY— BOSTON. 

[March 10.] 
A. D. Hodges, President. Treasurer, Edward Richards. 



Deposits, 


$2,525,272 61 




Interest, 








101,368 68 




Public Funds, 










$99,329 90 


Bank Stock, . 










188,139 97 


Railroad Bonds, . 










130,000 00 


Real Estate, . 










15,800 00 


Loans on Public Funds, 










33,000 00 


on Bank Stock, . 










62,850 00 


on Real Estate, . 










1,063,117 97 


on Personal Security, 








942,730 00 


to Counties, Cities and Towns, 




33,900 00 


Cash on hand, 




57,773 45 


. 








$2,626,641 29 


$2,626,641 29 



Number of Depositors, 7,271 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in Oct., 1870. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $58,729 50 

Average annual expenses, 8,382 43 



44 



BANK COMMISSIONER'S REPORT. 



[Jan. 



INSTITUTION FOR SAVINGS IN NEWBURYPORT— NEWBURY PORT. 

[November 13.] 



Edward S. Mosely, President. 



Treasurer, R. Stone. 



Deposits, . 


$5,026,758 87 




Profits, . 


, 




31,825 07 




Suspense Account, 


, 




503 18 




Public Funds, 


. 






$70,000 00 


Bank Stock, . 


, 






1,011,487 60 


Railroad Bonds, . 


, 






429,600 00 


Real Estate, . 


t 






43,007 04 


Loans on Public Funds, 


, 






6,500 00 


on Bank Stock, . 


. 






2,900 00 


on Real Estate, . B 


, 






1,557,525 07 


on Personal Security, 






564,942 00 


to Counties, Cities and Towns, 






1,237,463 00 


Accrued Interest Account, . 






53,021 70 


Loans to Banks, on interest, 






57,033 80 


Expense Account, 






13 25 


Fifty Associates Stock, 






25,000 00 


Cash on hand, .... 






593 06 








$5,059,087 12 


$5,059,087 12 



Number of Depositors, 10,949 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $79,500 00 

Average annual expenses, 6,200 00 



IPSWICH SAVINGS BANK— IPSWICH. 

[September 28.] 



Joseph Ross, President. 



Treasurer, Theodore F. Cogswell. 



Deposits, . 
Profits, . . . 
Public Funds, . . . 
Bank Stock, .... 
Loans on Real Estate, . 

on Personal Security, 
Expense Account, 
Cash on hand, 



$82,197 06 
858 61 



$83,055 72 



$1,868 84 
25,515 00 
44,430 00 

8,435 00 
5 40 

2,801 48 



$83,055 72 



Number of Depositors, 542 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $i,194 75 

Average annual expenses, 355 57 



1.876.] 



PUBLIC DOCUMENT— No. 8. 



45 



JAMAICA PLAIN SAVINGS BANK— BOSTON. 

[August 11.] 

John C. Pratt, President, Treasurer, J. Phillips George. 



Deposits, 

Interest, 

Loans on Real Estate, . . . 
on Personal Security, 

Expense Account, 

Cash on hand, 


$22,000 45 
205 52 


$17,400 00 
2,000 00 
1,077 52 
1,728 45 




$22,205 97 


$22,205 97 



Bate of ordinary dividends for the last year, 
Average annual expenses, 



6 per cent. 
No expense. 



LANCASTEB SAVINGS BANK— LANCASTEB. 

[October 19.] 

C. F. Stmmes, President. Treasurer, W. H. McNeil. 



Deposits, 


$1,042,389 74 






Profits, . . . 






49,502 77 






Bank Stock, . 








$76,300 


00 


Railroad Bonds, . 








31,500 


00 


Real Estate, .... 








23,315 


96 


Loans on Public Funds, 








1,075 


00 


on Bank Stock, . 








2,000 


00 


on Real Estate, . 








599,671 


27 


on Personal Security, 








348,722 


15 


on Railroad Stock, . 








1,800 


00 


Cash on hand, 








7,508 


13 








$1,091,892 51 


$1,091,892 


51 



Number of Depositors, 2,522 

Bate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, . . . . $15,000 00 

Average annual expenses, 2,500 00 



46 



BANK COMMISSIONER'S REPORT. 



[Jan. 



LAWRENCE SAVINGS BANK— LAWRENCE. 
[November 23.] 



Milton Bonnet, President. 



Treasurer, W. R. Spaulding. 



Deposits, 


$129,660 34 




Profits, B 




21.539 31 




Public Funds, 






$1,000 00 


Bank Stock, .... 






57,667 87 


Loans on Public Funds, 






4,754 17 


on Real Estate, . 






330,963 81 


on Personal Security, 






30,278 00 


Premiums, .... 






10,966 07 


Expense Account, 






761 56 


Cash on hand, 






14,808 17 






$151,199 65 


$151,199 65 



Number of Depositors, 1,630 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $16,100 74 

Average annual expenses, . . 1,800 00 



H. Garfield, President. 



LEE SAVINGS BANK— LEE. 
[November 10.] 



Treasurer, J. L. Kilborn. 



Deposits, 


$146,712 24 


* 


Profits, 1 






4,251 72 




Bills Payable, 






758 72 




Public Funds, 








$10,000 00 


Bank Stock, .... 








53,060 00 


Loans on Public Funds, 








5,200 00 


on Bank Stock, . 








960 00 


on Real Estate, . 








256,195 32 


on Personal Security, 








45,589 56 


to Counties, Cities and Towns, 




50,000 00 


Expense Account, 




717 80 








$451,722 68 


$151,722 68 



Number of Depositors, 1,424 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $11,000 00 

Average annual expenses, 1,500 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



47 



Cheney Hatch, President. 



LEICESTER SAVINGS BANK— LEICESTER. 

[December 29.] 

Treasurer, D. E. Merriam. 



Deposits, 




$240,258 61 




Interest, 


• t • . 


11,710 72 




Public Funds, 


.... 




$67,020 00 


Bank Stock, . 


• • • • 




50,119 12 


Railroad Bonds, . 


. . . • 




3,030 00 


Loans on Public Funds, 


.... 




3,300 00 


on Real Estate, . 


.... 




107,850 00 


on Personal Secur 


ity, . . 




15,949 00 


to Counties, Cities 


and Towns, 




1,850 00 


Expense Account, 


. . • • 




1,906 13 


Cash on hand, 






945 08 




$251,969 33 


$251,969 33 



Number of Depositors, 525 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, .... $10,467 57 

Average annual expenses, 1,000 00 



LEOMINSTER SAVINGS BANK— LEOMINSTER. 

[September 27.) 
Leonard Burrage, President. Treasurer, A. L. Burditt. 



Deposits, 

Profits, .... 

Bank Stock, . 

Loans on Public Funds, 

on Bank Stock, . 

on Real Estate, . 

on Personal Security 

on Railroad Bonds, 
Cash on hand, 



$180,201 53 
10,963 95 



$191,165 48 



1,451 00 

1,450 00 

19,000 00 

330,440 00 

84,075 00 

600 00 

9,149 48 



$191,165 48 



Number of Depositors, 2,699 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, .... $22,102 00 

Average annual expenses, 1,300 00 



48 



BANK COMMISSIONER'S REPORT. 



[Jan. 



LEXINGTON SAYINGS BANK— LEXINGTON. 

[November 19.] 
Geo. W. Robinson, President. Treasurer, ¥m. D. Phelps. 



Deposits, 

Profits, .... 

Bills Payable, 

Bank Stock, . 

Loans on Real Estate, . 

on Personal Security 
Expense Account, 
Cash on hand, 



$111,095 20 
3,769 20 
3,000 00 



$117,864 40 



$5,000 00 

84,900 00 

22,800 00 

3,007 59 

2,156 81 



$117,864 40 



Number of Depositors, 488 

Rate of ordinary dividends for the last year, . . . • . . . 7 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in . Three years. 

Largest amount invested in the stock of any one hank, .... $5,000 00 

Average annual expenses, 751 89 



LOWELL FIVE CENTS SAVINGS BANK— LOWELL. 

[December 24.] 
Horatio Wood, President. Treasurer, Artemas S. Tyler. 



Deposits, 


$2,866,831 59 




Profits, . . . . . 


24,991 54 




Public Funds, 




$140,000 00 


Bank Stock, 


, 


458,748 37 


Real Estate, ....... 




89,996 86 


Loans on Public Funds, .... 




2,000 00 


on Bank Stock, 




13,400 00 


on Real Estate, 




1,553,962 50 


on Personal Security, 




347,020 00 


on Railroad Stock, . 




6,400 00 


to Counties, Cities and Towns, 




174,975 00 


to Banks, on interest, 




94,837 20 


Furniture and Fixtures, . . . 




9,036 48 


Cash on hand, 




1,446 72 




$2,891,823 13 


$2,891,823 13 



Number of Depositors, 10,932 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in July, 1875. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $34,50000 

Average annual expenses, 8,600 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



49 



LOWELL INSTITUTION FOR SAVINGS— LOWELL. 

[November 30.] 

Theodore Edson, President. Treasurer, Geo. J. Carney. 



Deposits, ....... 


$2,180,710 04 




Profits, .... 








10,546 26 




Public Funds, 










$75,000 00 


Bank Stock, . 










320,700 00 


Real Estate, .... 










20,334 06 


Loans on Public Funds, 










5,400 00 


on Bank Stock, . 










11,500 00 


on Real Estate, . 










.. 412,300 00 


to Counties, Cities and Towns, 




1,279,975 00 


to Banks, on interest, 




66,047 24 










$2,191,256 30 


$2,191,256 30 



Number of Depositors, 5,358 

Rate of ordinary dividends for the last year, 4 per cent. 

Last dividend of reserved profits, in May, 1875. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . 550 shares, Hamilton Bank. 
Average annual expenses, $5,500 00 



LYNN FIVE CENTS SAVINGS BANK— LYNN. 
[November 5.] 



Thos. B. Newhall, President. 



Treasurer, B. V. French. 



Deposits, ........ 


$1,715,396 07 




Profits, 


34,898 07 




Public Funds, 




$50,127 04 


Bank Stock, 




436,792 97 


Railroad Bonds, 




49,450 00 


Real Estate, . 




49,003 99 


Loans on Bank Stock, 




17,700 00 


on Real Estate, 




783,435 00 


on Personal Security, 




37,827 47 


to Counties, Cities and Towns, 




276,558 60 


to Banks, on interest, 




44,986 06 


Expense Account, 




1,168 59 


Cash on hand, ...... 




3,244 42 




$1,750,294 14 


$1,750,294 14 



Number of Depositors, 8,157 

Rate of ordinary dividends for the last year, 6^ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $72,440 37 

Average annual expenses, 5,000 00 



50 



BANK COMMISSIONER'S REPOET. 



[Jan. 



LYNN INSTITUTION FOR SAVINGS— LYNN. 
[November 5.] 



Philip A. Chase, President. 



Treasurer, D. H. Sweetser. 



Deposits, . 


$1,842,644 76 




Profits 


• . • 


16,024 57 




Public Funds, 


• • • 




$278,580 00 


Bank Stock, . 


• • • 




272,578 00 


Railroad Bonds, . 


« . • 




42,700 00 


Real Estate, . 


■ • • 




63,944 00 


Loans on Public Funds, 


• ■ • 




8,200 00 


on othei? Collaterals, 


, , , 




5,000 00 


on Bank Stock, . 


i • • 




8,950 00 


on Real Estate, . 


• . • 




907,098 00 


on Personal Security, 




55,137 00 


to Counties, Cities and Towns, 




150,925 00 


to Banks, on interest, 




63,556 36 


Cash on hand, 




2,100 97 






$1,858,669 33 


$1,858,669 33 



Number of Depositors 5,355 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $48,180 00 

Average annual expenses, 4,500 00 



MALDEN SAVINGS BANK— MALDEN. 

[September 10.] 
Henry Barrett, President. Treasurer, Charles Merrill. 



Deposits, ....... 


$263,227 12 




Profits, 


5,020 89 




Public Funds, 




$20,000 00 


Bank Stock, 




5,900 00 


Loans on Real Estate, 




197,100 00 


on Personal Security, 




25,900 00 


to Counties, Cities and Towns, 




10,000 00 


Expense Account, 




254 82 


Cash on hand, 




9,093 19 




$268,248 01 


$268,248 01 



Number of Depositors, 1,366 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent.- 

Last dividend of reserved profits, in 1875. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $5,900 00 

Average annual expenses, 1,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



51 



MARBLEHEAD SAVINGS BANK— MARBLEHEAD. 

[December 2.] 

John F. Harris, President. Treasurer, William Gillet. 



Deposits, . . . . , . 


$160,580 28 




Profits, 


5,466 66 




Bank Stock, 




$27,225 39 


Railroad Bonds, 




13,737 51 


Real Estate, 




5,860 89 


Loans on Real Estate, 




95,100 00 


on Personal Security, 




13,000 00 


to Counties, Cities and Towns, 




8,147 83 


to Banks, on interest, 




2,107 88 


Expense Account, 




784 44 


Cash on hand, 




83 00 




$166,046 94 


$166,046 94 



Number of Depositors, 926 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $3,979 15 

Average annual expenses, . . . 800 00 



MARLBOROUGH SAVINGS BANK— MARLBOROUGH. 

[April 29.] 
Elbridge Howe, President. Treasurer, Edwd. C. Whitney. 



Deposits, 


$717,632 75 




Interest, 


12,477 47 




Bank Stock, 




$79,875 00 


Loans on Real Estate, 




504,800 00 


on Personal Security, 




1,600 00 


to Counties, Cities and Towns, 




109,100 00 


Expense Account, . . 




540 44 


Cash on hand, 




34,194 78 




$730,110 22 


$730,110 22 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Average annual expenses, ... 



2,162 
6 per cent. 

$44,875 00 
2,300 00 



52 



BANK COMMISSIONER'S REPORT. 



[Jan. 



MECHANICS' SAVINGS BANK— BOSTON. 

[September 9.J 

Nathl. O. Hart, President. Treasurer, Geo. R. Dwelley. 



Deposits, . 

Bank Stock, .... 

Furniture and Fixtures, 

Interest, .... 

Loans on Real Estate, . 

on Personal Security, 
to Banks, on interest, 

Expense Account, 

Cash on hand, 



$378,876 77 



$378,876 77 



$31,201 00 

3,607 34 

2,369 67 

260,800 00 

24,000 00 

51,272 96 

s 3,390 69 

2,235 11 



$378,876 77 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 



1,486 
6 per cent. 



MECHANICS' SAVINGS BANK— HOLYOKE. 

[December 30.] 
J. H. Newton, President. Treasurer, C. B. Prescott. 



Deposits, . 


$232,065 33 


■ 


Interest, .... 






490 50 




Bank Stock, .... 








$19,383 50 


Furniture and Fixtures, 








1,571 23 


Loans on Public Funds, 








1,250 00 


on Bank Stock, . 








1,000 00 


on Real Estate, . 








165,750 00 


on Personal Security, 








39,490 14 


Expense Account, 








936 38 


Cash on hand, 






3,174 58 








$232,555 83 


$232,555 83 



Number of Depositors, 925 

Rate of ordinary dividends for the last year, 6^ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $8,500 00 

Average annual expenses, 1,200 00 



1876.] 



PUBLIC DOCUMENT— -No. 8. 



53 



MECHANICS' SAVINGS BANK— LOWELL. 

[April 21.] 
Wm. A. Burke, President. 



Treasurer, C. C. Hutchinson. 



Deposits, 


$2,050,580 22 




Interest, 


.... 


42,001 93 




Public Funds, 


.... 




$78,500 00 


Bank Stock, . 


.... 




180,250 00 


Real Estate, . 


• . . • • 




98,205 06 


Loans on Bank Stock, 


.... 




26,000 00 


on Real Estate, 


.... 




1,175,542 04 


on Personal Security, 




392,500 00 


on Railroad Stock, .... 




10,000 00 


to Counties, Cities and Towns, 




35,000 00 


to Banks, on interest, 




90,923 05 


Expense Account, 




2,200 06 


Cash on hand, 




3,461 94 






$2,092,582 15 


$2,092,582 15 



Number of Depositors, 5,024 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in June, 1873. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $28,100 00 

Average annual expenses, 4,300 00 



MEDFORD SAVINGS BANK— MEDFORD. 

[December 31.] 



Henry Hastings, President. 



Treasurer, Daniel W. Lawrence. 



Deposits, ...... 


$262,643 62 




Profits, . 


8,632 65 




Public Funds, 




$20,510 00 


Bank Stock, 




19,915 00 


Railroad Bonds, 




5,300 00 


Loans on Real Estate, 




179,550 00 


on Personal Securitj^ 




2,700 00 


to Counties, Cities and Towns, 




38,000 00 


to Banks, on interest, 




4,028 90 


Furniture Account, ..... 




285 00 


Expense Account, . . 




395 35 


Cash on hand, 

* 




592 02 




$271,276 27 


$271,276 27 



Number of Depositors, 1,177 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $5,947 50 

Average annual expenses, 950 00 



54 



BANK COMMISSIONER'S REPORT. 



[Jan. 



MED WAY SAVINGS BANK— MED WAY. 

[August 23.] 

M. M. Fisher, President. Treasurer, 0. A. Mason. 



Deposits, . . 


$149,287 84 




Profits, 


980 09 




Bank Stock, 




$15,397 50 


Railroad Bonds, 




917 50 


Loans on Real Estate, . . . 




104,589 13 


on Personal Security, 




15,133 14 


to Counties, Cities and Towns, 




7,500 00 


Expense Account, 




41 47 


Cash on hand, . . . 




6,689 19 




$150,267 93 


$150,267 93 



Number of Depositors, 678 

Rate of ordinary dividends for the last year, 6| per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank $5,040 00 

Average annual expenses, 600 00 



MELROSE SAVINGS BANK— MELROSE. 

[December 11.] 
W. P. Sargent, President. Treasurer, E. H. Goss. 



Deposits, . . . . . . 

Loans on Real Estate, 

on Personal Security, 

to Counties, Cities and Towns, 

Expense Account, 

Cash on hand, 


$21,015 58 
374 62 


$15,500 00 
250 00 

4,000 00 
106 34 

1,533 86 




$21,390 20 


$21,390 20 



Number of Depositors, . 284 

Rate of ordinary dividends for the last year, 6 per cent. 

Extra dividends are made once in . . . . . . . . Three years. 

Average annual expenses, $100 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



55 



MERCANTILE SAVINGS INSTITUTION— BOSTON. 
[December 29.] 
L. S. Hapgood, President. 



Treasurer, Anson J. Stone. 



Deposits, 


$4,722,734 95 




Profits, . 


, 




, . 


3,693 65 


- 


Capital Stock, 


, , 




. . 


205,571 18 




Notes Payable, 


, . 




. 


110,000 00 




Public Funds, 


, 




. 




$4,000 00 


Bank Stock, . 


, 




, , 




27,500 00 


Railroad Bonds, 


. 




, 




301,600 00 


Real Estate, . 


■ • 




* • • 




192,727 56 


Loans on Real Estate, . 




, , 




3,001,944 12 


on Personal Security 




, . 




135,865 10 


to Counties, Cities and Towns, 




1,095.550 00 


Rents, Taxes and Interest Account, . 




97,818 96 


Mortgage, Insurance and Expense Account, 




18,319 10 


Cash on hand, 




166,674 94 










$5,041,999 78 


$5,041,999 78 



Number of Depositors, 12,575 

Rate of ordinary dividends for the last year, 61-6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $10,600 00 

Average annual expenses, 11,426 06 



MERRIMACK RIVER SAVINGS BANK— LOWELL. 

[April 21.] 
J. G. Peabody, President. Treasurer, Almy J. Flint. 



Deposits, 


$230,305 27 






Interest, 








2,924 72 






Bank Stock, . 












$13,044 38 


Loans on Bank Stock, . 












1,700 


00 


on Real Estate, . 












167,775 


00 


on Personal Security 












36,800 


00 


Interest Paid, 












43 


24 


Loans to Banks, on interest 












13,381 


97 


Expense Account, 












215 


10 


Cash on hand, 












270 


30 












$233,229 99 


$233,229 99 



Number of Depositors, 628 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in May, 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $3,875 00 

Average annual expenses, 300 00 



56 



BANK COMMISSIONER'S REPORT. 



[Jan. 



MIDDLEBOROUGH SAVINGS BANK— MIDDLEBOROUGH. 

[July 25.] 
Everett Robinson, President. Treasurer, Cornelius B. "Wood. 



Deposits, 


$116,231 68 




Bank Stock, 




$3,540 00 


Loans on Real Estate, 




59,085 00 


on Personal Security, 




30,952 37 


Interest Accrued, ...... 




5,191 77 


Loans to Counties, Cities and Towns, 




11,000 00 


Expense Account, 




411 58 


Cash on hand, 




6,050 96 




$116,231 68 


$116,231 68 



Number of Depositors, .......... 618 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Average annual expenses $150 00 



MIDDLESEX INSTITUTION FOR SAVINGS— CONCORD. 

[November 19.] 

Geo. M. Brooks, President. Treasurer, Geo. Heywood. 



Deposits, 


$1,071,484 40 




Interest received, 


52,389 42 




Public Funds, . . . 




$55,205 88 


Bank Stock, . . . 




272,100 00 


Railroad Bonds, 




140,000 00 


Loans on Real Estate, 




430,068 80 


on Personal Security, 




60,828 00 


to Counties, Cities and Towns, 




116,250 00 


Expense Account, 




861 51 


Cash on hand, 




48,559 63 




$1,123,873 82 


$1,123,873 82 



Number of Depositors, . 2,973 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $30,000 00 

Average annual expenses, 2,600 00 



1876.] 



public document—No. 8. 



57 



MILFORD SAVINGS BANK— MILFORD. 

[December 3.] 



Orison Underwood, President. 



Treasurer, A. G. Underwood. 



Deposits, 




$577,410 00 




Profits, .... 




> • • . 


3,455 71 




Public Funds, 




. 




$23,600 00 


Bank Stock, . 




. • . 




112,048 74 


Real Estate, . 




. ,. 




38,758 97 


Loans on Public Funds, 




• • . 




3,200 00 


on Bank Stock, . 




• . . 




12,240 00 


on Real Estate, . 




• . . 




239,817 10 


on Personal Secur 


ity, 




77,424 91 


to Counties, Cities and Towns, 




70,000 00 


Expense Account, 


. . . • 




63 50 


Cash on hand, 


. 




3,712 49 








$580,865 71 


$580,865 71 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses, 



2,264 
6 per cent. 

$23,973 75 
2,538 32 



MILLBURY SAVINGS BANK— MILLBURY. 

[July 21.] 
T. J. Harrington, President. Treasurer, F. C. Miles. 



Deposits, 

Profits, .... 

Suspense Account, 

Bills Payable, 

Public Funds, 

Bank Stock, . 

Loans on Real Estate, . 

on Personal Security, 

to Counties, Cities and Towns, 

Premiums, 

Cash on hand, .... 



$356,688 41 

103 53 

744 64 

17,000 00 



$374,536 58 



$26,000 00 

85,000 00 

229,310 00 

2,275 00 

20,000 00 

9,000 00 

2,951 58 



$374,536 58 



Number of Depositors, 

Rate of ordinary dividends for the last year, 

Average annual expenses, .... 



1,016 
6£ per cent. 
$1,250 00 



8 



58 



BANK COMMISSIONER'S REPORT. 



[Jan. 



MINERS' SAVINGS BANK— WEST STOCKBRIDGE. 

[November 11.] 

Geo. "W. Kniffin, President. Treasurer, Vm. C. Spaulding. 



Deposits, . . . 

Profits, . . . 

Public Funds, 

Loans on Real Estate, . 

on Personal Security, 

to Counties, Cities and Towns, 

Expense Account, . 

Cash on hand, . . . . 



$39,676 76 
5,337 01 



$45,013 77 



$1,125 82 

34,800 00 

5,575 00 

1,894 84 

954 31 

663 80 



$45,013 77 



Number of Depositors, 208 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Average annual expenses, $272 66 



MONSON SAVINGS BANK— MONSON. 

[December 21.] 

Chas. H. Merrick, President. Treasurer, E. F. Morris. 



Deposits, 

Interest, 

Bank Stock, . 

Railroad Bonds, . 

Loans on Public Funds, 
on Bank Stock, . 
on Real Estate, . 
on Personal Security, 
to Counties, Cities and Towns, 
to Banks, on interest, 

Expense Account, 

Cash on hand, .... 



$339,719 47 
5,558 15 



$345,277 62 



$39,234 50 

4,615 00 

1,000 00 

12,450 00 

235,050 00 

19,270 00 

17,850 00 

12,500 00 

1,178 95 

2,129 17 



$345,277 62 



Number of Depositors, 876 

Rate of ordinary dividends for the last year, 6| per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $5,070 00 

Average annual expenses, 800 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



59 



NANTUCKET INSTITUTION FOR SAVINGS— NANTUCKET. 

[December 7.] 
Joseph C. Chase, President. Treasurer, Matthew Barney. 



Deposits, 


$678,524 16 




Profits, 






7,448 67 




Interest, .... 






484 33 




Public Funds, 








$37,150 00 


Bank Stock, .... 








129,000 00 


Real Estate, .... 








3,575 00 


Loans on Public Funds, 








1,300 00 


on Bank Stock, . 








1,340 33 


on Real Estate, . 








472,924 00 


on Personal Security, 








31,695 72 


on Railroad Stock, . 








663 87 


to Banks, on interest, 








2,067 38 


Expense Account, 








1,099 70 


Tax, 








48 16 


Cash on hand, 








6,593 00 








$686,457 16 


$686,457 16 



Number of Depositors, 1,736 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $20,000 00 

Average annual expenses, 2,369 87 



NATICK FIVE CENTS SAVINGS BANK— NATICK. 

[December 6.] 
John Kimball, President. Treasurer, James Whitney. 



Deposits, 


$453,354 44 




Profits, ........ 


5,662 25 




Bank Stock, 




$29,796 75 


Loans on Real Estate, 




311,746 47 


on Personal Security, 




34,000 00 


to Counties, Cities and Towns, 




69,500 00 


Furniture and Fixtures, .... 




575 19 


Cash on hand, 




13,398 28 




$459,016 69 


$459,016 69 



Number of Depositors, 1,969 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in May, 1870. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $8,210 00 

Average annual expenses, 1,250 00 



60 



BANK COMMISSIONER'S REPORT. 



[Jan. 



NEEDHAM SAVINGS BANK— NEEDHAM. 

[July 22.] 

Samuel H. Orr, President. Treasurer, E. Henry Greenwood. 



Deposits, 

Profits, 

Bank Stock, . 

Loans on Real Estate, . 

on Personal Security 
to Banks, on interest 

Expense Account, 

Furniture, 

Cash on hand, 



$18,410 51 
344 26 



,754 77 



$3,071 25 
11,400 00 
650 00 
2,630 85 
235 09 
219 36 
548 22 



$18,754 77 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 
Largest amount invested in the stock of any one hank, . 



190 
6 per cent. 
$658 75 



NEW BEDFORD FIVE CENTS SAVINGS BANK— NEW BEDFORD. 

[December 30.] 
Geo. Howl and, Jr., President. Treasurer, B. Ricketson, Jr. 



Deposits, 


$1,912,526 56 




Surplus, 




31,538 11 




Interest, 




38,277 63 




Premium Account, 


* • * 


25,429 33 




Public Funds, 




• 


$1,222,000 00 


Bank Stock, . 






125,200 00 


Real Estate, . 






8,942 38 


Loans on Public Funds, 






1,000 00 


on Bank Stock, . 






4,944 00 


on Real Estate, . 






393,410 47 


on Personal Security 






250,422 23 


Expense Account, 






474 54 


Cash on hand, 






1,378 01 




♦ 


$2,007,771 63 


$2,007,771 63 



Number of Depositors, 10,241 

Rate of ordinary dividends for the last year, 5| per cent. 

Last dividend of reserved profits, in October, 1874. 

Largest amount invested in the stock of any one bank, .... $49,400 00 

Average annual expenses, 6,500 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



61 



NEW BEDFORD INSTITUTION FOR SAVINGS— NEW BEDFORD. 

[December 31.] 
W. C. Taber, President. Treasurer, Chas. H. Pierce. 



Deposits, ....... 


$9,588,855 58 




Profits, 






172,658 60 




Public Funds, 








$2,565,202 25 


Bank Stock, .... 








1,403,470 00 


Railroad Bonds, . 








1,476,057 50 


Real Estate, .... 








46,474 47 


Loans on Public Funds, 








15,420 00 


on Bank Stock, . 








46,860 00 


on Real Estate, .... 






156,960 00 


on Personal Security, 






3,497,166 83 


on Railroad Stock, . 






33,790 00 


on Railroad Bonds, . 






2,000 00 


to Counties, Cities and Towns, 






412,146 53 


to Banks, on interest, 






94,067 06 


Expense Account, .... 






3,186 40 


Cash on hand, 






8,713 14 








$9,761,514 18 


$9,761,514 18 



Number of Depositors, 19,428 

Rate of ordinary dividends for the last year, 6£ per cent. 

Last dividend of reserved profits, in 1859. 

Extra dividends, No rule. 

Largest amount invested in the stock of any one bank, . . . . $136,600 00 

Average annual expenses, .......... 15,836 43 



NEWBURYPORT FIYE CENTS SAVINGS BANK— NEWBURYPORT. 

[November 13.] 
David Wood, President. Treasurer, J. A. Maynard. 



Deposits, 


$1,115,302 06 




Profits, 


5,067 12 




Public Funds, ...... 




$30,000 00 


Bank Stock, 




88,900 00 


Railroad Bonds, . . . . . 




20,069 00 


Real Estate, 




43,794 70 


Loans on Public Funds, 




1,000 00 


on Bank Stock, . . . 


• 


6,000 00 


on Real Estate, 




717,244 53 


on Personal Security, 




83,650 00 


to Counties, Cities and Towns, 




105,611 25 


to Banks, on interest, 




20,267 99 


Expense Account, 




277 42 


Cash on hand, 




3,554 29 




$1,120,369 18 


$1,120,369 18 



Number of Depositors, 4,152 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $8,000 00 

Average annual expenses, 1,800 00 



62 



BANK COMMISSIONER'S REPORT. 



[Jan. 



NEWTON SAYINGS BANK— NEWTON. 
[May 5.] 



George Hyde, President. 



Treasurer, E. J. Collins. 



Deposits, 

Interest, 

Public Funds, 

Bank Stock, . 

Loans on Real Estate, 

on Personal Security, 
Cash on hand, 



$436,487 85 
14,832 41 



$451,320 26 



$3,500 00 
22,445 00 
308,605 00 
84,200 00 
32,570 26 



151,320 26 



Number of Depositors, 1,945 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in Jan., 1874. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $5,000 00 

Average annual expenses, . . 1,944 03 



NORTHAMPTON INSTITUTION FOR SAVINGS— NORTHAMPTON. 

[December 30.] 
William Allen, President. Treasurer, L. Maltby. 



Deposits, . 


$1,888,262 37 




Profits, ..... 






27,007 91 




Public Funds, .... 








$190,000 00 


Bank Stock, .... 








50,800 00 


Railroad Bonds, . 








471,875 00 


Loans on Public Funds, 








7,325 00 


on Bank Stock, . 








40,232 84 


on Real Estate, . 








773,641 18 


on Personal Security, 








215,843 64 


to Counties, Cities and Towns, 




108,207 27 


Cash on hand, 




57,345 35 








$1,915,270 28 


$1,915,270 28 



Number of Depositors, 5,103 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in April, 1870. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $14,500 00 

Average annual expenses, . 4,600 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



63 



NORTH ADAMS SAVINGS BANK— NORTH ADAMS. 

[November 10.] 

John F. Arnold, President. Treasurer, V. A. Whitaker. 



Deposits, 


$750,843 17 




Surplus, 


. ■ • 


24,284 14 




Taxes, . . . 


• . • 


2,300 00 




Bank Stock, . 


. . . 




$37,743 85 


Real Estate, . 


■ • • 




9,157 45 


Loans on Public Funds, 


• • • 




1,200 00 


on Bank Stock, . 


a a » 




3,800 00 


on Real Estate, . 


I • a 




460,724 80 


on Personal Security, 




203,879 15 


to Counties, Cities and Towns, 




19,250 00 


to Banks, on interest, 




20,000 00 


Interest Account, . . . . . 




8,806 96 


Expense Account, 




406 40 


Cash on hand, 




12,458 70 






$777,427 31 


$777,427 31 



Number of Depositors, 2,568 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $29,432 75 

Average annual expenses, 3,500 00 



NORTH AVENUE SAVINGS BANK— CAMBRIDGE. 
[October 26.] 



Sam'l F. "Woodbridge, President. 



Treasurer, Milton L. Walton. 



Deposits, .... 

Interest, .... 

Loans on Real Estate, . 

on Personal Security, 
to Banks, on interest, 

Expense Account, 

Furniture and Fixtures, 

Cash on hand, 



$64,382 95 
1,386 32 



$65,769 27 



$45,100 00 

14,300 00 

3,633 82 

1,243 66 

542 52 

949 27 



$65,769 27 



Number of Depositors, 407 

Rate of ordinary dividends for the last year, 6 per cent. 

Average annual expenses, $375 00 



64 



BANK COMMISSIONER'S REPORT. 



[Jan. 



NORTH BRIDGEWATER SAVINGS BANK— BROCKTON. 

[July 27.] 



H. W. Robinson, President. 



Treasurer, E. South worth, Jr. 



Deposits, 

Profits, . 

Public Funds, 

Bank Stock, . 

Loans on Real Estate, 

on Personal Security, 
Cash on hand, 



$560,036 19 
825 19 



$560,861 38 



$182 85 

19,915 00 

347,467 03 

175,209 69 

18,086 81 



$560,861 38 



Number of Depositors, 2,238 

Rate of ordinary dividends for the last year, 6 per cent. 

Average annual expenses, $1,500 00 



NORTH BROOKFIELD SAVINGS BANK— NORTH BROOKFIELD. 

[December 30.] 
Chas. Adams, Jr., President. Treasurer, Bonum Nye. 



Deposits, 

Profits, . 

Public Funds, 

Bank Stock, . 

Railroad Bonds, 

Loans on Real Estate, . 

on Personal Security, 

to Counties, Cities and Towns, 

Furniture, 

Expense Account, 

Cash on hand, .... 



$291,560 51 
6,184 09 



$297,744 60 



$48,500 00 

11,500 00 

90,000 00 

139,950 00 

2,000 00 

2,000 00 

123 00 

5 70 

3,665 90 



$297,744 60 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses, ....... 



1,236 
6 per cent. 

$10,000 00 
900 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



65 



NORTH EASTON SAVINGS BANK— NORTH EASTON. 

[November 22.] 

F. L. Ames, President. Treasurer , P. A. Gifford. 



Deposits, 


$291,460 09 




Profits, . 










4,948 01 




Bills Payable, 










1,308 21 




Public Funds, 












$9,960 00 


Bank Stock, . 












127,604 02 


Railroad Bonds, . 












13,390 00 


Real Estate, . 












8,363 54 


Loans on Bank Stock, 












6,400 00 


on Real Estate, 












92,664 00 


on Personal Security, 








39,000 00 


Cash on hand, 








334 75 












$297,716 31 


$297,716 31 



Number of Depositors, . 962 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $15,074 63 

Average annual expenses, 575 00 



NORTH END SAVINGS BANK— BOSTON. 

[March 9.] 

Robert Marsh, President. Treasurer, G. C. Trumbull. 



Deposits, ....... 


$567,840 23 




Interest, .... 






20,080 26 




Guarantee Fund, . 








1,137 00 




Public Funds, 










$65,832 50 


Bank Stock, . 










43,781 29 


Railroad Bonds, . 










37,578 75 


Loans on Public Funds, 










8,000 00 


on Bank Stock, . 










2,363 00 


on Real Estate, . 










386,241 12 


on Railroad Stock, 










1,500 00 


Furniture and Fixtures, 










1,750 00 


Expense Account, 










5,352 82 


Cash on hand, 










36,658 01 










$589,057 49 


$589,057 49 



Number of Depositors, 1,766 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $8,012 75 

Average annual expenses, 4,532 00 



9 



66 



BANK COMMISSIONER'S REPORT. 



[Jan. 



ORANGE SAVINGS BANK— ORANGE. 

[September 2.] 



A. J. Clark, President. 



Treasurer, James H. "Waite. 



Deposits, 

Profits, .... 

Bank Stock, . 

Loans on Real Estate, . 

on Personal Security 
Expense Account, 
Cash on hand, 



$135,386 06 
378 61 



$135,764 67 



$37,063 87 

67,868 00 

27,550 66 

18 75 

3,263 39 



$135,764 67 



Number of Depositors, 700 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1875. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $5,000 00 

Average annual expenses, 481 59 



PALMER SAVINGS BANK— PALMER. 
[November 12.] 



Wm. N. Flint, President. 



Treasurer, E. Brown. 



Deposits, . 


$229,055 46 




Profits, 


5,445 52 




Public Funds, . . 




$8,700 00 


Bank Stock, 




24,175 00 


Railroad Bonds, ...... 




9,640 00 


Loans on Public Funds, .... 




1,925 00 


on Bank Stock, 




4,425 00 


on Real Estate, ..... 




218,913 00 


on Personal Security, 




50,328 99 


to Counties, Cities and Towns, 




4,700 00 


Expense Account, 




3,283 81 


Cash on hand, 




8,410 18 




$334,500 98 


$334,500 98 



Number of Depositors, 1,281 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $6,250 00 

Average annual expenses, 1,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



67 



PEOPLE'S SAVINGS BANK— WORCESTER. 

[April 22.] 

John C. Mason, President. Treasurer, C. M. Bent. 



Deposits, . . 


$3,639,069 21 




Interest, .... 


, . 




54,113'59 




Rent Account, 


. , 




884 45 




Public Funds, 


. 






$278,500 00 


Bank Stock, .... 


, , 






675,600 00 


Railroad Bonds, . 


. 






72,000 00 


Real Estate, .... 


, i 






65,000 00 


Loans on Public Funds, 


, 






14,750 00 


on Bank Stock, . 


, 






38,050 00 


on Real Estate, . 


, 






1,903,093 93 


on Personal Security, 






332,763 76 


on Railroad Stock, . 






1,300 00 


to Counties, Cities and Towns, 






21,500 00 


to Banks, on interest, 






85,967 52 


Premium Account, 






153,363 27 


Profit and Loss, . 


, , 






42,730 02 


Expense Account, 


, , 






1,447 06 


Suspense Account, 


, . 




ft 


3,949 06 


Cash on hand, 


• 






4,052 63 








$3,694,067 25 


$3,694,067 25 



Number of Depositors, . 

Rate of ordinary dividends for the last year, . 

No extra dividends are made. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses, 



10,065 
6 per cent. 

$67,161 50 
9,443 64 



PLYMOUTH FIVE CENTS SAVINGS BANK— PLYMOUTH. 

[August 27.] 

Treasurer, D. J. Robinson. 



Leander Lovell President. 



Deposits, . .'.■-". 


$502,454 98 




Profits, 




6,673 35 




Suspense Account, 




2 85 




Public Funds, .... 






$43,000 00 


Bank Stock, . . . . 






27,500 00 


Railroad Bonds, .... 






49,000 00 


Real Estate, 






2,900 00 


Loans on Public Funds, . . 






500 00 


on Bank Stock, . 






2,494 00 


on Real Estate, . 






274,876 00 


on Personal Security, 






36,010 00 


on Railroad Stock, . 






1,300 00 


to Counties, Cities and Towns, 






59,000 00 


Expense Account, 






559 30 


Cash on hand, .... 






11,991 88 






$509,131 18 


$509,131 18 



Number of Depositors, 2,448 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

No extra dividends are made. 

Largest amount invested in the stock of any one hank, .... $5,000 00 

Average annual expenses, 1,700 00 



68 



BANK COMMISSIONER'S REPORT. 



[Jan. 



Jacob H. Loud, President. 



PLYMOUTH SAVINGS BANK— PLYMOUTH. 
[August 27.] 



Treasurer, John J. Russell. 



Deposits, 


$2,165,970 75 




Profits, . , 




66,735 29 




Interest, 




220 97 




Public Funds, .... 






$392,805 00 


Bank Stock, 






454,775 00 


Railroad Bonds, . . . 






165,880 00 


Real Estate, 






20,659 67 


Loans on Public Funds, 






3,900 00 


on Bank Stock, . 






12,825 00 


on Real Estate, . 






727,250 00 


on Personal Security, 






270,764 98 


on Railroad Stock, . 






19,950 00 


to Counties, Cities and Towns, 






123,000 00 


Expense Account, 






198 73 


Cash on hand, .... 






40,918 63 


• 




12,232,927 01 


$2,232,927 01 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses. 



6,855 
6^ per cent. 

#27,000 00 
5,500 00 



PROVIDENT INSTITUTION FOR SAVINGS— BOSTON. 
[December 12.] 



John Amort Lowell, President. 



Treasurer, C. J. Morrill. 



Deposits, 


$14,487,615 87 




Profits, .... 


, , 




391,205 40 




Interest, 


, 




328,301 78 




Suspense Account, 


, 




8,532 77 




Public Funds, 


. 






$209,500 00 


Bank Stock, . 


. 






1,105,000 00 


Railroad Bonds, . 


, 






459,250 00 


Real Estate, . 


, , 






80,000 00 


Loans on Public Funds, 


, 






6,000 00 


on Bank Stock, . 


, 






20,500 00 


on Real Estate, . 


. 






6,796,700 00 


on Personal Security, 






4,454,500 00 


on Railroad Stock, . 






6,500 00 


to Counties, Cities and Towns, 






939,300 00 


to Banks, on interest, 






1,104,476 97 


Expense Account, 






15,134 70 


Suspense, 






1,146 14 


Cash on hand, .... 






17,648 01 








$15,215,655 82 


$15,215,655 82 



Number of Depositors 34,246 

Rate of ordinary dividends for the last year, 5 per cent. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . . $100,000 00 

Average annual expenses, 33,900 36 



1876.] 



PUBLIC DOCUMENT— No. 8. 



69 



PROVIDENT INSTITUTION FOR SAVINGS— SALISBURY. 

[December 1.] 
Wm. C. Binney, President. Treasurer, Alfred C. "Webster. 



Deposits, .... 


$1,290,846 51 




Profits, 


8,228 44 




Public Funds, 




$495,000 00 


Bank Stock, . . . . 




146,825 00 


Railroad Bonds, 




64,000 00 


Real Estate, 




2,500 00 


Loans on Public Funds, .... 




2,000 00 


on Real Estate, 




255,900 00 


on Personal Security, 




239,700 00 


to Counties, Cities and Towns, 




85,800 00 


to Banks, on interest, 




5,200 00 


Expense Account, 




1,069 85 


Cash on hand, 




1,080 10 




$1,299,074 95 


$1,299,074 95 



Number of Depositors, 4,045 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $10,000 00 

Average annual expenses, 2,400 00 



QUINCY SAVINGS BANK— QUINCY. 

[November 26.] 

Edward Turner, President. Treasurer, George L. Gill. 



Deposits, 


$1,236,219 52 




Public Funds, 




$70,000 00 


Bank Stock, ....... 




94,075 24 


Railroad Bonds, 




20,000 00 


Loans on Public Funds, . . 




5,450 00 


on Bank Stock, 




8,200 00 


on Real Estate, 




836,833 81 


on Personal Security, 




150,350 00 


to Counties, Cities and Towns, 




10,000 00 


Accrued Interest, 




11,498 10 


Expense Account, 




302 38 


Cash on hand, 




29,509 99 




$1,236,219 52 


$1,236,219 52 



Number of Depositors, . . 3,457 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in April, 1875. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $28,212 50 

Average annual expenses, 2,800 00 



70 



BANK COMMISSIONER'S REPORT. 



[Jan. 



RANDOLPH SAVINGS BANK— RANDOLPH. 

[November 26.] 

Atherton "Wales, President. Treasurer, Seth Turner. 



Deposits, 


$744,594 43 




Profits, . . . 


18,274 58 




Premium, 


9,647 68 




Public Funds, 




$16,000 00 


Bank Stock, 




233,797 74 


Railroad Bonds, . . 




88,000 00 


Loans on Public Funds, .... 




400 00 


on Bank Stock, 




4,500 00 


on Real Estate, . . . 




268,650 00 


pn Personal Security, 




111,300 00 


on Railroad Stock, .... 




1,400 00 


to Counties, Cities and Towns, 




35,500 00 


Expense Account, ..... 




174 12 


Cash on hand, 




12,794 83 


• 


1772,516 69 


$772,516 69 



Number of Depositors, 2,005 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1871. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, . . . . $19,018 00 

Average annual expenses, 2,000 00 



READING SAVINGS BANK— READING. 
[November 19.] 
Ephraim Hunt, President. Treasurer, N. P. Pratt. 



Deposits, . 

Profits, . . . . 

Bank Stock, .... 

Loans on Real Estate, . 

on Personal Security, 
Interest due on Loans, 
Cash on hand, 



$184,909 55 
5,533 83 



$191,618 08 



$13,800 00 

143,893 00 

26,382 63 

7,407 35 

135 10 



$191,618 08 



Number of Depositors, 1,377 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $5,000 00 

Average annual expenses, 1,100 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



71 



ROCKPORT SAVINGS BANK— ROCKPORT. 

[November 17.] 

Henry Dennis, President. Treasurer, Newell Giles. 



Deposits, ....... 

Profits, . . ... 

Bank Stock, 

Loans on Bank Stock, 

on Real Estate, 

on Personal Security, 
Cash on hand, 


$412,175 50 
2,285 21 


$84,022 25 
11,700 00 

266,520 50 

51,489 92 

728 04 




$414,460 71 


$414,460 71 



Number of Depositors, 1,533 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $9,894 55 

Average annual expenses, 1,200 00 



SALEM FIVE CENTS SAVINGS BANK— SALEM. 

[November 16.] 



Henry F. "Williams, President. 



Treasurer, Chas. H. Henderson. 



Deposits, 


$2,193,529 66 




Profits, .... 


» • . . 


50,845 67 




Public Funds, 


■ . . . 




$91,300 00 


Bank Stock, . 


• « . 




252,840 00 


Railroad Bonds, . 


. . • 




22,000 00 


Real Estate, . 


. . • 




12,275 41 


Loans on Public Funds, 


. i . 




12,775 00 


on Bank Stock, . 


• . • 




3,000 00 


on Real Estate, . 


• > • 




1,180,905 00 


on Personal Security, 




239,119 00 


on Railroad Stock, .... 




3,950 00 


to Counties, Cities and Towns, 




308,600 00 


to Banks, on interest, 




115,100 00 


Cash on hand, ...... 




2,513 92 






$2,244,375 33 


$2,244,375 33 



Number of Depositors, 7,630 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $30,000 00 

Average annual expenses, 5,200 00 



72 



BANK COMMISSIONER'S REPORT. 



[Jan. 



SALEM SAYINGS BANK— SALEM. 

[November 17.] 
Joseph S. Cabot, President. Treasurer, Chas. E. Symons. 



Deposits, . 


$6,117,036 36 




Profits, ........ 


57,727 86 




Public Funds, 




$705,000 00 


Bank Stock, 




350,860 00 


Kailroad Bonds, 




134,000 00 


Real Estate, 




75,000 00 


Loans on Public Funds, .... 




21,600 00 


on Bank Stock, 




19,800 00 


on Real Estate, 




1,602,150 00 


on Personal Security, 




990,512 00 


on Railroad Stock, .... 




110,000 00 


to Counties, Cities and Towns, 




1,975,500 00 


to Banks, on interest, 




169,000 00 


Cash on hand, 




12,342 22 




$6,174,764 22 


$6,174,764 22 



Number of Depositors, 16,037 

Rate of ordinary dividends for the last year, 6 per cent. 

Extra dividends are made in Discretion of trustees. 

Largest amount invested in the stock of any one bank, .... $60,000 00 

Average annual expenses, 12,000 00 



SANDWICH SAVINGS BANK— SANDWICH. 

[July 25.] 
Wm. E. Boyden, President. 



Treasurer. H. G. O. Ellis. 



Deposits, 

Profits, .... 

Public Funds, 

Loans on Real Estate, . 

on Personal Security 
Expense Account, 
Cash on hand, 



$110,484 59 
4,028 ,94 



$114,513 53 



$13,675 67 

75,416 00 

25,151 80 

3 00 

267 06 



$114,513 53 



Number of Depositors, 545 

Bate of ordinary dividends for the last year, 6 per cent. 

Average annual expenses, • $325 



1876.] 



public document—No. 8. 



73 



SCITUATE SAVINGS BANK— SCITU ATE. 
[December 24.] 



John Beale, President. 



Treasurer, Charles A. Cole. 



Deposits, 

Bank Stock, 

Loans on Real Estate, . 

on Personal Security, 

to Counties, Cities and Towns, 

Accrued Interest, . 

Cash on hand, 



$158,567 22 



$158,567 22 



$17,900 00 

113,441 19 

12,543 00 

8,870 00 

614 17 

5,198 86 



$158,567 22 



Number of Depositors, 431 

Rate of ordinary dividends for the last year, . . . . • 6£ per cent. 
No extra dividends are made. 

Largest amount invested in the stock of any one bank, .... $7,000 00 

Average annual expenses, 300 00 



SEAMEN'S SAVINGS BANK— PROVINCETOWN. 

[December 28.] 
Lysander N. Paine, President. Treasurer, J. N. Dyer. 



Deposits, 


$641,375 71 




Profits, 


9,020 43 




Interest, 


11,303 14 




Premium Account, . . . . . 


1,075 88 




Public Funds, ...... 




$27,500 00 


Bank Stock, ....... 




150,722 38 


Railroad Bonds, 




86,350 00 


Real Estate, ....... 




10,513 90 


Collateral Loans, 




12,460 00 


Furniture and Safes, 




2,095 57 


Loans on Real Estate, 




102,264 00 


on Personal Security, 




85,601 00 


to Counties, Cities and Towns, 




168,575 00 


to Banks, on interest, 




985 98 


in Banks, not on interest, . 




5,844 53 


Cash on hand, 




9,876 80 




$662,775 16 


$662,775 16 



Number of Depositors, . 1,845 

Rate of ordinary dividends for the last year, 6£ per cent. 

No extra dividends are made. 

Largest amount invested in the stock of any one bank, .... $12,600 00 

Average annual expenses, 2,000 00 



10 



74 



BANK COMMISSIONER'S REPORT. 



[Jan. 



SHELBURNE FALLS FIVE CENTS SAVINGS BANK— SHELBURNE FALLS. 
F. A. Ball, President. Treasurer, A. K. Hawks. 



Deposits, . . . 


$662,175 18 




Profits, . 




• • . 


6,530 60 




Bills Payable, 




. • . 


335 79 




Public Funds, 




. • • 




$48,650 00 


Bank Stock, . 




. • . 




86,900 00 


Real Estate, . 




> . . . 




5,500 00 


Loans on Bank Stock, . 




• . . 




7,500 00 


on Real Estate, 




• • . 




374,384 70 


on Personal Security, 




106,200 00 


on Railroad Stock, .... 




1,250 00 


to Counties, Cities and Towns, 




12,500 00 


to Banks, on interest, 




25,500 00 


Cash on hand, 




656 87 








$669,041 57 


$669,041 57 



Number of Depositors, . . 2,860 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, .... $27,300 00 

Average annual expenses, ......... 1,650 00 



SOUTHBRIDGE SAVINGS BANK— SOUTHBRIDGE. 
[December 29.] 



John P. Stedman, President. 



Treasurer, S. M. Lane. 



Deposits, 


$790,701 38 




Profits, . 


, , 




10,310 49 




Interest, 


, 




18,980 64 




Public Funds, 


, 






$309,000 00 


Bank Stock, . 


, 






41,300 00 


Railroad Bonds, . 


, , 






52,900 00 


Loans on Public Funds, 


, , 






7,550 00 


on Bank Stock, . 


, 






2,800 00 


on Real Estate, . 


, 






299,950 00 


on Personal Security, 






72,940 00 


to Counties, Cities and Towns, 






5,300 00 


to Banks, on interest, 






25,000 00 


Expense Account and State Tax, 






2,801 20 


Cash on hand, .... 






451 31 








$819,992 51 


$819,992 51 



Number of Depositors, 2,416 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in July, 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $13,400 00 

Average annual expenses, 2,279 10 



1876.] 



PUBLIC DOCUMENT— No. 8. 



75 



SOUTH ADAMS SAVINGS BANK— SOUTH ADAMS. 

[November 10.] 
H. J. Bliss, President. Treasurer, H. H. Wellington. 



Deposits, 


$304,825 44 




Profits, 


3,660 38 




Bank Stock, 




$22,040 00 


Loans on Bank Stock, ..... 




10,925 00 


on Real Estate, 




101,575 00 


on Personal Security, 




139,525 00 


to Counties, Cities and Towns, 




21,000 00 


Deposit in Banks, on interest, 




12,823 22 


Expense Account, 




597 60 




$308,485 82 


$308,485 82 



Number of Depositors, 952 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

Last dividend of reserved profits, in 1875. 

Extra dividends are made once in . . . . . , . . , . Five years. 

Largest amount invested in the stock of any one bank, . . . $21,140 00 

Average annual expenses, 1,200 00 



SOUTH BOSTON SAVINGS BANK— BOSTON. 
[March 11.] 



Frederick Nickerson, President. 



Treasurer, G. W. Ellis. 



Deposits, 

Profits, . 

Interest, 

Rent Account, 

Public Funds, 

Bank Stock, . 

Railroad Bonds, 

Real Estate, . 

Loans on Real Estate, 

on Personal Security 
Furniture and Fixtures, 
Expense Account, 
Cash on hand, 



.611,593 77 

14,097 88 

15,249 36 

1,775 49 



,642,716 50 



$226,801 92 

165,285 87 

89,501 25 

91,168 62 

854,365 00 

187,500 00 

4,186 08 

7 00 

23,900 76 



,642,716 50 



Number of Depositors, 7,662 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in . January, 1872. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $24,400 00 

Average annual expenses, 5,400 00 



76 



BANK COMMISSIONER'S REPORT. 



[Jan. 



SOUTH SCITUATE SAVINGS BANK— SOUTH SCITUATE. 

[December 23.J 

Moses F. Rogers, President. Treasurer, Ebenezer T. Fogg. 



Deposits, . 

Public Funds, .... 

Bank Stock, 

Loans on Bank Stock, . 
on Real Estate, . 
on Personal Security, 
to Counties, Cities and Towns, 

Accrued Interest, .... 

Cash on hand, .... 



$425,445 83 



$425,445 83 



$10,850 00 

57,700 00 

1,300 00 

302,654 21 

40,259 00 

8,312 00 

3,251 68 

1,118 94 



$425,445 83 



Number of Depositors, 1,116 

Rate of ordinary dividends for the last year, . . . . . . 6 per cent. 

Last dividend of reserved profits, in 1875. 

Extra dividends are .made once in Five years. 

Largest amount invested in the stock of any one bank, .... $6,500 00 

Average annual expenses, 1,100 00 



SOUTH WEYMOUTH SAVINGS BANK—SOUTH WEYMOUTH. 

[November 26.] 
Albert Tirrell President. Treasurer, B. F. White. 



Deposits, 

Profits, .... 

Bank Stock, . 

Real Estate, 

Loans on Public Funds, 

on Real Estate, . 

on Personal Security 
Expense Account, 
Cash on hand, 



$335,905 63 
5,963 63 



$341,869 26 



$106,933 48 

4,000 00 

100 00 

173,547 66 

53,065 00 

355 37 

3,867 75 

$341,869 26 



Number of Depositors, 852 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1875. 

Extra dividends are made once in . . Three years. 

Largest amount invested in the stock of any one bank, . . . . $12,910 25 

Average annual expenses, 800 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



77 



SPRINGFIELD FIVE CENTS SAVINGS BANK— SPRINGFIELD. 

[December 30.] 
J. C. Pynchon, President. Treasurer, Daniel J. Marsh. 



Deposits, .... 


$1,126,552 83 




Profits, .... 




• • • 


29,119 66 




Public Funds, 




. . 




$157,000 00 


Bank Stock, . 




. . 




54,800 00 


Real Estate, . 




. , 




77,251 67 


Loans on Public Funds, 




. • 




12,150 00 


on Bank Stock, . 




, , 




31,800 00 


on Real Estate, . 




■ • . 




771,995 50 


on Personal Security, 




14,500 00 


Cash on hand, 




36,175 32 








$1,155,672 49 


$1,155,672 49 



Number of Depositors, ...... 

Rate of ordinary dividends for the last year, . 
Last dividend of reserved profits, in ... 
Largest amount invested in the stock of any one bank, 
Average annual expenses, . . 



4,694 
6 per cent. 
1857. 
$10,000 00 
4,150 17 



SPRINGFIELD INSTITUTION FOR SAVINGS— SPRINGFIELD. 

[December 29.] 



James M. Thompson, President. 



Treasurer. Henry S. Lee. 



Deposits, ....... 


$6,129,492 65 




Interest, ....... 


228,591 54 




Public Funds, . . . . . 




$866,035 00 


Bank Stock, ....... 




600,100 00 


Railroad Bonds, ...... 




38,000 00 


Real Estate, ....... 




99,874 61 


Loans on Public Funds, .... 




53,350 00 


on Bank Stock, ..... 




123,000 00 


on Real Estate, . . . . 




3,594,975 00 


on Personal Security, 




141,800 00 


on Railroad Stock, .... 




63,500 00 


on Railroad Bonds, .... 




5,000 00 


to Counties, Cities and Towns, 




625,400 00 


to Banks, on interest, 




85,000 00 


Cash on hand, 




62,049 58 




$6,358,084 19 


$6,358,084 19 



Number of Depositors, . . . . . . . . . . 16,008 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends are made. 

Largest amount invested in the stock of any one bank $49,700 00 

Average annual expenses, 11,589 85 



78 



BANK COMMISSIONER'S REPORT. 



[Jan. 



William Upham, President. 



SPENCER SAVINGS BANK— SPENCER. 
[December 24.] 

Treasurer, Erastus Jones. 



Deposits, . 


$132,697 


10 




Interest, . . . . . 


2,644 73 




Public Funds, . 






$5,250 00 


Bank Stock, 






22,426 75 


Railroad Bonds, . . 






5,043 75 


Loans on Bank Stock, . . 






1,500 00 


on Real Estate, . . . 






71,600 00 


on Personal Security, 






3,700 00 


to Counties, Cities and Towns, 






17,425 00 


Expense Account, 






2 98 


Tax, . 






293 46 


Cash on hand, ...... 






8,099 89 




$135,341 


83 


1 135,341 83 



Number of Depositors, . 464 

Rate of ordinary dividends for the last year, . . . . ... 6 per cent. 

Largest amount invested in the stock of any one bank, . . . . $7,500 00 

Average annual expenses, 225 00 



STONEHAM FIVE CENTS SAVINGS BANK— STONEHAM. 

[December 31.] 
Lyman Dike, President. Treasurer, Onslow Gilmore. 



Deposits, 


$326,819 39 




Profits, ........ 


3,546 66 




Interest, 


10,344 77 




Public Funds, . . . . . 




$9,500 00 


Bank Stock, . . . . . 




12,000 00 


Loans on Real Estate, . . . . 




237,301 25 


on Personal Security, 




10,375 00 


on Railroad Stock, .... 




5,000 00 


to Counties, Cities and Towns, 




53,000 00 


to Banks, on interest, 




7,783 99 


Cash on hand, . . . 




5,750 58 




$340,710 82 


|340,710 82 



Number of Depositors, 1,328 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in Nov., 1874. 

Extra dividends are made once in Two years. 

Largest amount invested in the stock of any one bank, .... $3,000 00 

Average annual expenses, 1,200 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



79 



STOCKBRIDGE SAVINGS BANK— STOCKBRIDGE. 

[November 11.] 
Marshall Warner, President. Treasurer, H. J. Dunham. 



Deposits, . . . 


$78,420 86 




Profits, 


1,175 58 




Public Funds, ...... 




1116 00 


Bank Stock, 




6,875 00 


Two Safes, ....... 




150 00 


Loans on Real Estate, ..... 




46,240 50 


on Personal Security, 




6,616 02 


Unpaid Interest, 




262 53 


Loans to Counties, Cities and Towns, 




19,000 00 


Expense Account, ..... 




155 50 


Cash on hand, ...... 




180 89 




$79,596 44 


$79,596 44 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, 

Average annual expenses ...... 



246 
6 per cent. 



5,125 00 
741 52 



SUFFOLK SAVINGS BANK—BOSTON. 

[April 13.] 
Thomas Lamb, President. Treasurer, Charles Henry Parker . 



Deposits, 


$7,492,995 97 




Interest, 


294,076 90 




Public Funds, 




$220,000 00 


Bank Stock, 




432,625 00 


Railroad Bonds, ...... 




115,000 00 


Real Estate, 




203,035 75 


Loans on Public Funds, 






10,000 00 


on Bank Stock, . 






5,000 00 


on Real Estate, .... 






3,543,838 87 


on Personal Security, 






2,632,000 00 


on Railroad Stock and Bonds, 






190,000 00 


to Banks, on interest, 






369,946 75 


Furniture Account, . 






3,366 Q6 


Cash on hand, . . . 






62,259 84 






$7,787,072 87 


$7,787,072 87 



Number of Depositors, 18,793 

Rate of ordinary dividends for the last year, 5 per cent. 

Last dividend of reserved profits, in . 1873. 

Extra dividends are made once in Five years. 

Largest amount invested in the stock of any one bank, .... $62,400 00 

Average annual expenses, 20,995 65 



80 



BANK COMMISSIONER'S REPORT. 



[Jan. 



TAUNTON SAVINGS BANK— TAUNTON. 
[December 16.] 



Willard Lovering, President. 



Treasurer, Henry R. "Wood. 



Deposits, . . . . . 


$1,738,316 50 




Profits, 


77,366 99 




Bank Stock, 




$79,208 12 


Railroad Bonds, 




30,000 00 


Real Estate, 




126,596 37 


Loans on Public Funds, .... 




2,400 00 


on Bank Stock, 




3,295 00 


on Real Estate, ..... 




913,758 14 


on Personal Security, . . . 




647,031 00 


on Railroad Stock, . . . . 




200 00 


to Counties, Cities and Towns, 




500 00 


Furniture, etc., 




3,173 89 


Expense Account, 




1,555 34 


Cash on hand, 




7,965 63 




$1,815,683 49 


$1,815,683 49 



Number of Depositors, ....... 

Rate of ordinary dividends for the last year, . 

No extra dividends. 

Largest amount invested in the stock of any one bank, . 

Average annual expenses, 



4,398 
7 per cent. 

$27,200 00 
3,800 00 



TEMPLETON SAVINGS BANK— TEMPLETON. 

[August 3.] 



Charles A. Perley, President. 



Treasurer, Otis D. Swain. 



Deposits, 


$51,662 59 




Profits, 


192 13 




Bank Stock, 




$3,000 00 


Loans on Real Estate, 




36,445 00 


on Personal Security, 




8,794 00 


to Counties, Cities and Towns, 




3,000 00 


Cash on hand, 




615 72 




$51,854 72 


$51,854 72 



Number of Depositors, 240 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in . . Three years. 

Largest amount invested in the stock of any one bank, ... * $3,000 00 

Average annual expenses, 75 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



81 



UNION INSTITUTION FOR SAVINGS— BOSTON. 

[December 15.] 

J. C. Crowley, President. Treasurer, Geo. F. Emery. 



Deposits, 

Profits, 

Rent Account, .... 

Suspense Account, 

Railroad Bonds, .... 

Real Estate, 

Loans on Public Funds, 

on Real Estate, . 

on Personal Security, 

to Counties, Cities and Towns, 

to Banks, on interest, 
Expense Account, 
Cash on hand, .... 



14,127,515 41 

92,926 43 

504 05 

7,029 17 



|4,227,975 06 



$132,718 75 

288,353 06 

6,000 00 

3,134,930 95 

282,370 00 

179,090 25 

196,578 96 

1,145 67 

6,787 42 



t,227,975 06 



Number of Depositors, .... 
Rate of ordinary dividends for the last year, 
No extra dividends. 
Average annual expenses, 



10,435 
6 per cent. 

#10,482 47 



UNION SAVINGS BANK— FALL RIVER. 

[December 31.] 
Augustus Chace, President. Treasurer, D. A. Chapin. 



Deposits, . . . . . 


$661,527 68 




Profits, . 










11,170 27 


. 


Bills Payable, 










5,000 00 




Public Funds, 












$10,000 00 


Bank Stock, . 












36,575 00 


Real Estate, . 












38,000 00 


Loans on Bank Stock, 












1,000 00 


on Real Estate, 












352,513 00 


on Personal Securitj' - 










236,560 00 


Cash on hand, 








3,049 95 












$677,197 95 


$677,197 95 



Number of Depositors, 1,440 

Rate of ordinary dividends for the last year, 7 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $19,140 00 

Average annual expenses, 1,500 00 



11 



82 



BANK COMMISSIONER'S REPORT. 



[Jan. 



TJXBRIDGE SAVINGS BANK— TJXBRIDGE. 

[August 18.] 
Moses Taft, President. Treasurer, C. A. Tapt. 



Deposits, 

Profits, . 

Bank Stock, . 

Real Estate, . 

Loans on Real Estate, 

on Personal Security 
to Banks, on interest 

Expense Account, 

Cash on hand, 



$279,632 20 
1,499 34 



$281,131 54 



$107,438 62 

14,151 43 

129,292 00 

23,925 00 

2,288 34 

3,799 27 

236 88 



$281,131 54 



Number of Depositors, 995 

Bate of ordinary dividends for the last year, . . » . . • 6£ per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, .... $11,996 25 

Average annual expenses, 800 00 



WAKEFIELD SAVINGS BANK— WAKEFIELD. 

[November 19.] 
James F. Emerson, President. Treasurer, Chester W. Eaton. 



Deposits, 

Profits, .... 

Loans on Real Estate, . 

on Persona] Security 
to Banks, on interest 

Expense Account, 

Suspense, 

Cash on hand, 



$67,635 30 
298 71 



$67,934 01 



$47,336 00 

13,370 00 

6,599 91 

132 95 

240 00 

254 45 



$67,934 01 



Number of Depositors, 560 

Rate of ordinary dividends for the last year, 6 per cent. 

Extra dividends are made once in Three years. 

Average annual expenses, $550 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



83 



WALES SAVINGS BANK— WALES. 

[December 22.] 

Elijah Shaw, President. Treasurer, J. C. Btjrley. 



Deposits, 


$30,805 47 




Profits, 


593 88 




Bank Stock, 




$11,634 00 


Loans on Public Funds, .... 




315 63 


on Ileal Estate, 




14,690 00 


on Personal Security, 




4,347 09 


to Counties, Cities and Towns, 




298 60 


Cash on hand, ...... 




114 03 




$31,399 35 


$31,399 35 



Number of Depositors, 174 

Rate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock ot any one bank, .... #3,175 00 

Average annual expenses, 60 00 



WALTHAM SAVINGS BANK— WALTHAM. 
[December 28.] 



Horatio Moore, President. 



Treasurer, F. M. Stone. 



Deposits, 


$1,165,680 25 




Interest, 


24,290 42 




Bills Payable, . . . .. . . 


1,350 96 




Bank Stock, 




$98,550 00 


Railroad Bonds, .... 




46,500 00 


Loans on Real Estate, 




816,424 56 


on Personal Security, 




49,841 56 


Premium, 




4,253 46 


Loans to Counties, Cities and Towns, 




175,500 00 


Profit and Loss, 




2,937 05 


Expense Account, . . . 




325 00 




$1,191,321 63 


$1,191,321 63 



Number of Depositors 3,902 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $30,750 00 

Average annual expenses, 3,000 00 



84 



BANK COMMISSIONER'S REPORT. 



[Jan. 



WARE SAVINGS BANK— WARE. 
[December 27.] 



William Hyde, President. 



Treasurer, Otis Lane. 



Deposits, . o . . 


$1,614,913 37 




Profits, .... 1 








14,795 23 




Public Funds, 










$295,000 00 


Bank Stock, . 










280,200 00 


Railroad Bonds, . 










235,000 00 


Loans on Public Funds, 










3,718 00 


on Bank Stock, . 










11,150 00 


on Real Estate, . 










396,811 83 


on Personal Security, 








260,673 44 


to Counties, Cities and Towns, 




134,500 00 


Cash on hand, 




12,655 33 










$1,629,708 60 


$1,629,708 60 



Number of Depositors, 3,827 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in . . . . . . . 1870. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $39,000 00 

Average annual expenses, . . 4,200 00 



WAREHAM SAVINGS BANK— WAREHAM. 

[July 26.J 

Jesse Murdock, President. Treasurer, Thos. R. Miles. 



Deposits, 

Profits, . 

Bank Stock, . 

Railroad Bonds, 

Real Estate, . 

Loans on Bank Stock, . 

on Real Estate, . 

on Personal Security, 

on Railroad Stock, State Tax, 

to Banks, . 
Expense Account, . 
Cash on hand, .*...-.,, 



$606,946 03 
35,589 37 



$642,535 40 



1,471 

4,910 

11,783 

1,350 

297,750 

122,972 

2,252 

7,943 

30 

2,070 



59 
05 
99 
00 
00 
97 
01 
03 
80 
96 



$642,535 40 



Number of Depositors, 1,457 

Rate of ordinary dividends for the last year, . ... . . • 6£ per cent. 

No extra dividends. 

Average annual expenses, $1,715 26 



1876.] 



PUBLIC DOCUMENT— No. 8. 



85 



WARREN FIVE CENTS SAVINGS BANK— PEABODY. 

[November 17.] 
Geo. Osborn, President. Treasurer, Albert H. Merrill. 



Deposits, 


$1,253,725 45 




Profits, . 












7,357 88 




Reserve Fund, 












2,244 00 




Public Funds, 














$40,000 00 


Bank Stock, . 














90,367 75 


Railroad Bonds, . 














19,675 00 


Real Estate, . 














10,036 88 


Loans on Real Estate, 














688,130 00 


on Personal Security, 










45,100 00 


to Counties, Cities and Towns, 






322,535 00 


Cash on hand, 






47,482 70 














11,263,327 33 


$1,263,327 33 



Number of Depositors, . 3,482 

Rate of ordinary dividends for the last year, 6^ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $16,500 00 

Average annual expenses, 2,200 00 



WARREN INSTITUTION FOR SAVINGS—BOSTON. 

[November 18.] 

James Adams, President. Treasurer, Geo. F. Tufts. 



Deposits, 


$3,816,614 76 




Profits, 


, 


. 


73,401 22 




Interest, 


, 


■ . » ■ 


66,481 69 




Special Deposit, 


. 


• • . . 


1,324 10 




Rents, . 


, 


> . . . 


1,794 99 




Public Funds, 


, 


. • . 




$150,000 00 


Bank Stock, . 


, 


. . . 




127,800 00 


Railroad Bonds, . 


. 


. . • 




206,187 50 


Real Estate, . 


, 


.' . . 




5,000 00 


Estate of R.'R, Hines, . 


. . • 




1,000 00 


Loans on Real Estate, . 


• • . 




2,688,004 32 


on Personal Security, 




400,175 00 


to Counties, Cities and Towns, 




230,695 89 


Expense Account, 




7,261 96 


Cash on hand, 




65,492 09 








$3,959,616 76 


$3,959,616 76 



Number of Depositors, 10,806 

Rate of ordinary dividends for the last year, 6«| per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . 200 shares Union. 

Average annual expenses, . . .» $9,422 21 



86 



BANK COMMISSIONER'S REPORT. 



[Jan. 



WATERTOWN SAYINGS BANK— WATERTOWN. 

[October 22.] 

Charles J~. Barry, President. Treasurer, John K. Stickney. 



Deposits, ' . 


$107,153 47 




Profits, 


1,461 23 




Profit and Loss, 




$1,004 82 


Bank Stock, ....... 




7,600 00 


Railroad Bonds, ...... 




9,374 00 


Loans on Real Estate, 




74,075 00 


on Personal Security, 




1,000 00 


to Counties, Cities and Towns, 




12,400 00 


Expense Account, . . . . . 




170 66 


Cash on hand, 




2,990 22 


* 


$108,614 70 


$108,614 70 



Number of Depositors, 496 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $2,600 00 

Average annual expenses, 523 57 



WEBSTER FIVE CENTS SAVINGS BANK— WEBSTER. 

[July 10.] 
H. H. Stevens, President. Treasurer, Edavin May. 



Deposits, ....... 


$254,051 13 




Profits, 


1,849 16 




Interest, 


1,089 78 




Suspense Account, 


44 89 




Bank Stock, ....... 




$30,635 50 


Loans on Real Estate, ..... 




169,650 00 


on Personal Security, 




28,725 00 


Interest Account, 




153 49 


Loans to Counties, Cities and Towns, 




23,000 00 


to Banks, on interest, 




3,245 15 


Expense Account, 




50 


Cash on hand, 




1,625 32 




$257,034 96 


$257,034 96 



Number of Depositors, 1,531 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $8,000 00 

Average annual expenses, . . 1,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



87 



WELLFLEET SAVINGS BANK— WELLFLEET. 

[December 27.] 
Richard R. Freeman, President. Treasurer, Thomas Kemp. 



Deposits, 


$446,431 88 




Profits, 


12,309 05 




Interest, 


3,031 75 




Bank Stock, 




$267,323 79 


Railroad Bonds, . . . ... 




19,510 00 


Real Estate, 




3,902 84 


Loans on Real Estate, 




98,208 34 


on Personal Security, 




33,232 34 


to Counties, Cities and Towns, 




18,300 00 


to Banks, on interest, 




20,018 37 


Expense Account, ..... 




112 35 


Cash on hand, 




1,164 65 




$461,772 68 


$461,772 68 



Number of Depositors, 1,201 

Rate of ordinary dividends for the last year, 6^ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $21,318 25 

Average annual expenses, 500 00 



WESTBOROUGH SAVINGS BANK— WESTBOROUGH. 

[December 21.] 

Cyrus Fay, President. Treasurer, Geo. O. Brigham. 



Deposits, . 

Profits, ..... 
Bank Stock, .... 
Loans on Bank Stock, . 

on Real Estate, . 

on Personal Security, 
Expense Account, 
Cash on hand, 



$278,809 26 
6,260 17 



$285,069 43 



$58,082 50 

3,000 00 

184,155 00 

32,970 00 

14 65 

6,847 28 



$285,069 43 



Number of Depositors, 997 

Rate of ordinary dividends for the last year, 6£ per cent. 

Largest amount invested in the stock of any one bank $17,924 33 

Average annual expenses, 675 00 



88 



BANK COMMISSIONER'S REPORT. 



[Jan. 



WEST BOSTON SAVINGS BANK— BOSTON. 

[March 23.] 

Franklin Haven, President. Treasurer, J. H. Wilder. 



Deposits, . 


$3,336,358 90 




Profits, 






1,309 69 




Interest, .... 






55,465 47 




Publie Funds, 








$101,706 25 


Bank Stock, . . . . 








594,567 75 


Railroad Bonds, . 








26,375 00 


Real Estate, .... 








21,000 00 


Loans on Public Funds, 








6,000 00 


on Real Estate, . 








1,975,592 04 


on Personal Security, 








381,008 00 


on Railroad Stock, . 








5,000 00 


to Banks, on interest, 








255,593 11 


Furniture Account, 








2,096 82 


Expense and Tax Account, . 








9,791 18 


Accrued Interest Account, . 








8,573 12 


Cash on hand, 








5,830 79 








$3,393,134 06 


$3,393,134 06 



Number of Depositors, . . 9,162 

Bate of ordinary dividends for the last year, 6^ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $52,081 75 

Average annual expenses, 10,000 00 



WESTFIELD SAVINGS BANK— WESTFIELD. 

[November 12.] 

Wm. G. Bates, President. Treasurer, V. W. Crowson. 



Deposits, 




$725,044 91 




Profits, .... 


. . . . 


9,191 22 




Public Funds, 


.... 




$91,500 00 


Bank Stock, . 


.... 




29,000 00 


Loans on Public Funds, 


• • • . 


* 


600 00 


on Bank Stock, . 


• . • a 




13,852 11 


on Real Estate, . 


• • • • 




382,953 85 


on Personal Secur 


ity, 




185,863 42 


to Counties, Cities 


and Towns, 




21,200 00 


Expense Account and Premium, . 




7,393 25 


Cash on hand, 






1,873 50 




$734,236 13 


$734,236 13 



Number of Depositors, 2,473 

Bate of ordinary dividends for the last year, 6 per cent. 

Largest amount invested in the stock of any one bank, .... $25,800 00 

Average annual expenses, 1,500 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



89 



WEYMOUTH SAVINGS BANK— WEYMOUTH. 
[August 16.] 
-, President. Treasurer, Amos S. White. 



Deposits, 




$873,319 49 




Profits, .... 


. 






14,627 15 




Suspense Account, 


. 






9,368 12 




Public Funds, 


. . 








$20,200 00 


Bank Stock, . 


. , 








69,200 00 


Railroad Bonds, . 


, , 








10,000 00 


Loans on Real Estate, . 


. 








538,320 00 


on Personal Secur 


ity, 








228,522 00 


to Counties, Cities 


and Towns, 








1,000 00 


Accrued Interest, 


, . 








23,995 27 


Cash on hand, 


• 








6,077 49 










$897,314 76 


$897,314 76 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 
Last dividend of reserved profits, in ... 
Extra dividends are made once in .... 
Largest amount invested in the stock of any one hank, 
Average annual expenses, . • . 



2,441 

6 per cent. 

Jan., 1874. 

Five years. 

#39,000 00 

2,000 00 



WHITINSVILLE SAVINGS BANK— WHITINSVILLE. 

[October 15.] 

John C. Whitin, President. Treasurer, H. A. Goodell. 



Deposits, .... 

Profits, ..... 

Bank Stock, .... 

Loans on Real Estate, . 

on Personal Security, 
to Banks, on interest, 

Expense Account, 

Cash on hand, 




$47,339 

18,150 

5,900 

2,739 

165 

40 



74 

00 
00 
24 
78 
00 



$74,334 76 



Number of Depositors, 311 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... #6,027 50 

Average annual expenses, 200 00 



12 



90 



BANK COMMISSIONER'S REPORT. 



[Jan. 



WINCHENDON SAVINGS BANK— WINCHENDON. 

[November 17.] 
Orlando Mason, President. 



Treasurer. C. L. Beals. 



Deposits, . .- . . . 


$528,569 01 




Profits, . . . 






25,929 20 




Bills Payable, 






4,630 16 




Public Funds, 








$12,000 00 


Bank Stock, ..... 








72,400 00 


Loans on Real Estate, . 








249,850 44 


on Personal Security, 








214,363 16 


Premium Account, 








9,153 12 


Furniture Account, 








1,200 00 


Cash on hand, 








161 65 








$559,128 37 


$559,128 37 



Number of Depositors, 

Rate of ordinary dividends for the last year, . 
Last dividend of reserved profits, in ... 
Extra dividends are made once in . 
Largest amount invested in the stock of any one bank, 
Average annual expenses, . 



1,901 

6 per cent. 

Mar. 1, 1874. 

Five years. 

$23,400 00 

784 20 



WINCHESTER SAVINGS BANK— WINCHESTER. 

[December 10.] 

David Shillings, President. Treasurer, John T. Manny. 



Deposits, 

Interest, ....... 

Due Eliot National Bank, .... 

Bank Stock, 

Loans on Real Estate, ..... 
on Personal Security, 
to Counties, Cities and Towns, 

Expense Account, 

Furniture Account, 


$92,761 95 
1,251 65 
4,353 01 


$5,000 00 

68,950 00 

4,000 00 

20.000 00 

316 61 

100 00 




$98,366 61 


$98,366 61 



Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in 1874. 

Extra dividends are made once in Three years. 

Largest amount invested in the stock of any one bank, .... $5,000 00 

Average annual expenses, 400 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



91 



WOBURN FIVE CENTS SAVINGS BANK— WOBURN. 

[November 24.] 
-, President. Treasurer, James N. Dow. 



Deposits, 


$477,413 79 




Profits, . . 






17,098 73 




Public Funds, 








$3,000 00 


Bank Stock, .... 








186,744 25 


Real Estate, .... 








5,000 00 


Loans on Public Funds, 








1,500 00 


on Bank Stock, . 








2,350 56 


on Real Estate, . 








234,046 16 


on Personal Security, 








54,690 00 


Cash on hand, 








7,181 55 








$494,512 52 


$494,512 52 



Number of Depositors 2,354 

Rate of ordinary dividends for the last year, 6 per cent. 

Last dividend of reserved profits, in July, 1873. 

Extra dividends are made . . ' By vote of Trustees. 

Largest amount invested in the stock of any one bank, .... $31,244 00 

Average annual expenses, 2,000 00 



WORCESTER COUNTY INSTITUTION FOR SAVINGS— WORCESTER. 

[December 30.] 
A. H. Bullock, President. Treasurer, C. A. Hamilton. 



Deposits, . , . . . 


$6,023,761 67 




Profits, 




237,024 57 




Suspense Account, 




10,309 25 




Public Funds, .... 






$1,254,300 00 


Bank Stock, ..... 






806,450 00 


Railroad Bonds, .... 






585,000 00 


Loans on Public Funds, 






6,450 00 


on Bank Stock, . 






10,100 00 


on Real Estate, . 






3,097,392 00 


on Personal Security, 






169,215 00 


Premiums, 






1,085 68 


Profit and Loss, . 






17,782 60 


Loans to Counties, Cities and Towns, 






210,700 00 


to Banks, on interest, 






76,932 64 


Expense Account, 






4,530 33 


Cash on hand, 






31,157 24 






$6,271,095 49 


$6,271,095 49 



Number of Depositors, 15,863 

Rate of ordinary dividends for the last year 6£ per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $69,800 00 

Average annual expenses, 11,805 40 



92 



BANK COMMISSIONER'S REPORT. 



[Jan. 



WORCESTER FIVE CENTS SAVINGS BANK— WORCESTER. 

[April 28.] 
Charles L. Putnam, President. Treasurer, Geo. W. Wheeler. 



Deposits, . 


$1,524,877 00 




Interest, 1 


, 




7,621 64 




Public Funds, 


. 






$105,000 00 


Bank Stock, . 


, 






152,200 00 


Railroad Bonds, . 


, , 






37,000 00 


Loans on Public Funds, 


, 






3,000 00 


on Bank Stock, . 


, , 






21,925 00 


on Real Estate, . 


, 






784,225 00 


on Personal Security, 




5,300 00 


to Counties, Cities and Towns, 




332,000 00 


to Banks, on interest, 




86,739 94 


Expense Account, 




2,108 20 


Cash on hand, 




3,000 50 








$1,532,498 64 


$1,532,498 64 



Number of Depositors, 7,485 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, .... $16,800 00 

Average annual expenses, 4,200 00 



WORCESTER MECHANICS' SAVINGS BANK— WORCESTER. 

[April 15.] 
Harrison Bliss, President. Treasurer, H. Woodward. 



Deposits, 

Interest, 

Public Funds, 

Bank Stock, . 

Railroad Bonds, 

Loans on Public Funds, 

on Bank Stock, . 

on Real Estate, . 

on Personal Security, 

on Railroad Stock, . 

to Counties, Cities and Towns, 
Premium Account, 
Expense Account, 
Cash on hand, .... 



$2,673,837 47 
40,116 18 



$2,713,953 65 



$449,700 00 

197,900 00 

102,000 00 

9,400 00 

23,100 

1,562,439 

223,062 

10,600 

57,500 

17,930 00 

2,329 99 

57,991 83 



00 
66 
17 
00 
00 



$2,713,953 65 



Number of Depositors, 6,035 

Rate of ordinary dividends for the last year, 6£ per cent. 

Last dividend of reserved profits, in . Jan., 1867. 

Largest amount invested in the stock of any one bank, . . . . $83,000 00 

Average annual expenses, 7,000 00 



1876.] 



PUBLIC DOCUMENT— No. 8. 



93 



WORCESTER NORTH SAVINGS INSTITUTION— FITCHBURG. 

[November 7.] 
Augustus Whitman, President. Treasurer, H. A. Willis. 



Deposits, . . . . . 


$1,238,781 38 




Profits, . . 


• . • 


24,467 97 




Rent Collected, . 


* • . . 


57 98 




Bills Payable, 


. . . 


2,500 00 




Bank Stock, . 


. . . 




$60,886 75 


Railroad Bonds, . 


. i 




40,825 00 


Loans on Public Funds, 


• • • 




1,000 00 


on Bank Stock, . 


. . . 




23,500 00 


on Real Estate, . 


, , 




681,056 31 


on Personal Security, 




299,004 66 


on Railroad Stock, .... 




12,000 00 


to Counties, Cities and Towns, 




112,283 87 


to Banks, on interest, 




33,000 00 


Expense Account, ..... 




986 32 


Cash on hand, ...... 




1,264 39 






$1,265,807 30 


$1,265,807 30 



Number of Depositors, 3,081 

Rate of ordinary dividends for the last year, 6 per cent. 

No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $11,200 00 

Average annual expenses, 3,600 00 



WORONOCO SAVINGS BANK— WESTFIELD. 

[November 12.] 



Samuel Horton, President. 



Treasurer, R. Weller. 



Deposits, ....... 


$471,764 57 




Profits, 


4,000 60 




Bank Stock, ....... 




$1,015 00 


Loans on Public Funds, .... 




23,033 69 


on Bank Stock, . . . 




2,340 00 


on Real Estate, ..... 


• 


287,542 67 


on Personal Security, 




79,875 00 


to Counties, Cities and Towns, 




53,300 00 


Expense Account, 




3,140 33 


Cash on hand, 




25,528 48 




$475,765 17 


$175,765 17 



Number of Depositors, 1,124 

Rate of ordinary dividends for the last year, . . . . . 6 per cent. 
No extra dividends. 

Largest amount invested in the stock of any one bank, . . . . $1,015 00 

Average annual expenses, 524 70 



ABSTRACT 



OP THE 



ANNUAL RETURNS 



OF THE 



SAYINGS BANKS. 



1875. 



96 



BANK COMMISSIONER'S REPORT. 



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131 



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141 



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174 



BANK COMMISSIONER'S REPORT. 



[Jan. 



AGGREGATES. 





1875. 


1874. 




One hundred and 


One hundred and 




eighty Savings 


seventy-nine Savings 




Banks. 


Banks. ^ 


Number of depositors, .... 


720,634 


702,099 


Amount of deposits, 


$237,848,963 21 


$217,452,120 84 


Number of deposits during the year pre- 






ceding, ....... 


643,173 


645,149 


Amount of the same, .... 


$59,930,144 11 


$57,611,608 52 


Number of deposits received during the 






year of and exceeding $300 at one time, 


46,635 


42,899 


Amount of the same, .... 


$27,889,291 37 


$24,848,847 75 


Number of withdrawals during the year, 


482,924 


483,947 


Amount of the same, .... 


$46,996,036 20 


$49,696,893 51 


Number of accounts opened during the 






year, . . . " . 


126,458 


131,715 


Number of accounts closed during the 






year, 


93,781 


96,584 


Amount of surplus on hand, 


$4,592,729 21 


$3,490,934 39 


Public funds, 


17,920,232 33 


18,843,066 32 


Loans on public funds, ... 


802,087 80 


730,234 85 


Bank stock, 


24,750,663 04 


22,377,009 56 


Loans on bank stock, .... 


1,331,685 40 


1,517,279 68 


Deposits in banks bearing interest, . 


7,794,834 57 


3,294,486 26 


.Railroad bonds, 


8,345,367 79 


6,486,881 94 


Loans on railroad stock, .... 


322,785 87 


617,811 87 


Invested in real estate, .... 


3,191,258 49 


2,798,970 82 


Loans on mortgage of real estate, . 


120,171,268 08 


109,254,540 01 


Loans to town or county, .... 


14,823,853 44 


13,746,158 37 


Loans on personal security, 


38,065,924 75 


37,995,689 34 


Cash on hand, . . . . . 


2,469,930 75 


2,042,958 70 


Average rate of ordinary dividends for 






last year, 


^2 8 o P er cent. 


6^ per cent. 


Average amount of ordinary dividends, . 


$12,816,579 25 


$11,782,914 47 


Annual expenses of the institution, . 


661,503 92 


644,682 68 


Number of outstanding loans not exceed- 






ing $3,000, 


39,200 * 


- 


Amount of same, 


$46,920,247 46 


— 



1876.] 



PUBLIC DOCUMENT— No. 8. 



175 



Statements made by the following-named Companies, in 
accordance with provisions in their charters :— 



CHAPIN BANKING AND TRUST COMPANY. 
November 5, 1875. 



Capital Stock, 

Deposits, .... 

Number of depositors, 

Loans on notes of corporations, 

Loans on notes of individuals, 

Cash on hand, 

Dividend, July 1, 1875, 



|500,000 00 
782,855 02 

256 

$310,537 52 

952,499 72 

47,734 23 

5 per cent. 



MASSACHUSETTS LOAN AND TRUST COMPANY. 

October 30, 1875. 



Capital Stock, . . . - . 
Loans on notes of individuals, . 

Cash on hand, 

Dividend since last return, August 15, 1875, 



1500,000 00 
51,000 00 
55,904 89 

3| per cent. 



176 BANK COMMISSIONER'S REPORT. [Jan. 



WORCESTER SAFE DEPOSIT AND TRUST COMPANY. 
October 31, 1875. 

Capital Stock, $200,000 00 

Deposits, . . . . . . . . . . . 1,156,726 82 

Number of depositors, including holders of cer- 
tificates, 1,294 

Bonds of the United States, $4,000 00 

Bonds of city of Worcester, . . . . . 500 00 

Vermont Central and Vermont and Canada R. R. 

Equipment bonds, . . . ... 152,000 00 

156,500 00 

Central National Bank stock, New York, . . $17,400 00 * 

Ninth National Bank stock, New York, . . 11,255 00 

28,655 00 

Loans on notes of corporations, .... $893,499 55 
Loans on notes of individuals, with collateral, . 62,145 00 
Loans on mortgage of real estate, . . . 54,250 00 

1,009,894 55 

Cash in office, . . . . . . $66,498 86 

Cash on deposit, . . . ' . . . . 122,637 29 

189,136 15 

Dividend October 1, 1875, 4 per cent., 8,000 00 



NEW ENGLAND TRUST COMPANY. 

October 30, 1875. 

Capital Stock, $500,000 00 

Money in trust and on deposit, 6,980,404 12 

Money on special deposit, without interest, 519 00 

$7,480,923 12 
Number of depositors, including holders of certificates, . . 1,797 

Railroad bonds, $11,655 00 

Boston bonds, ...',.... 211,783 38 

United States bonds, 248,220 00 

Railroad stock, . 46,947 11 

518,605 49 

Cash in banks in Boston, .... $1,135,654 89 
Cash in office, 2,192 86 

; 1,137,847 75 

Loans on call, with collateral or two sureties, $1,195,900 00 
Loans on mortgages of real estate, . . . 160,500 00 
Loans on time notes, with collateral or sureties, . 4,716,387 80 

$6,072,787 80 

Stock in New England Trust Company, waiting 

distribution, $15,580 63 



1876.] 



PUBLIC DOCUMENT— No. 8. 



177 



COLLATERAL LOAN COMPANY. 
October 23, 1875. 



Capital Stock, 






$128,600 00 


Dividend account, 






492 00 


Reserve account, 






486 85 


Net profits, 






331 93 


Notes payable, 






38,519 77 


Estimated expenses due, .... 






1,036 38 


Loans on pledge of goods and chattels, 


$162,408 


47 




Notes receivable, 


1,500 


00 




Cash in office, 


5,558 


46 






$169,466 93 


$169,466 93 



BOSTON SAFE DEPOSIT AND TRUST COMPANY. 
November 8, 1875. 



Capital stock paid in, 
Trust and safe deposit department, . 
General deposit and loan department, 
Deposits, 
Subject to check, 
Certificates of depositors, 
Number of depositors, 
Massachusetts state bonds, 
City of Bangor bonds, 
Bank stock, 

Railroad bonds, Boston and Albany, 
" Old Colony, 
" " Lowell and Andover, 
Loans on notes with collateral or sureties 
Loans on mortgage of real estate, 
Cash on hand, 



$287,000 00 


50,000' 


00 


214,095 


29 


56,000 


00 


59 




$112,612 50 


10,187 


90 


11,130 


00 



$337,000 00 
270,095 29 



11,075 00 

20,200 00 

2,500 00 



321,558 25 
44,000 00 
54,974 52 



23 



KEPOET. 



To Hon. Oliver Warner, Secretary of the Commonwealth. 

I have the honor to submit the Tenth Annual Report of the 
Commissioner of Savings Banks, with the foregoing abstract of 
the annual returns of the banks, made in compliance with the 
requisition of His Excellency the governor, October 31 ; and 
also an abstract of the examinations made by the Commissioner 
during the year, and the last semi-annual statements received 
from the several Trust Companies. 

The number of Savings Banks now organized is one hundred 
and eighty, being increased in number by the organization of 
the Chicopee Falls Savings Bank, which commenced business 
on the twentieth day of last March, The Lancaster Savings 
Bank, of Lancaster, has been adjudged insolvent, and placed in 
the hands of receivers. This institution was organized in 1845, 
and has deposits amounting to $1,030,000, represented by 
twenty-five hundred and twenty-two depositors. 

While no criminal irregularity has been charged against its 
officials, many of their investments have been of a questionable 
character; no doubt induced by unhealthy competition, and a 
desire to so invest its funds as to continue the dividends which 
have been justified during the last few years. The reason for 
such investments can perhaps be explained in no more fitting 
language than the following quotation from the last report of 
Commissioner Stone, which seems almost prophetic, and which 
I herewith submit for your careful consideration : — 

u The management of a large majority is, in some degree, unfavor- 
ably influenced by a supposed necessity to pay depositors at least six 
per cent, dividends. A constant pressure in this direction is the source 
of greatest danger to the banks, and some remedy should be applied, 



180 



BANK COMMISSIONER'S REPORT. 



[Jan . 



either by a law limiting the rate of interest on loans, or the rate of 
ordinary dividends, and perhaps both. Such laws would destroy un- 
wise competition for deposits ; check any injurious accumulations of 
capital, where its use is limited, and where it may foster speculation, 
because its use is limited ; secure uniformity of action among the 
banks, so far as that is desirable ; and tend to make the constant and 
most urgent consideration in management the safety of the deposits." 

In times of industrial prosperity, when business men find 
ready use for their capital, we may reasonably suppose that, 
with the exception of trust funds and the deposits of a few 
retired business men, most of the receipts come from the accu- 
mulations of labor, for which our Institutions for Savings were 
organized ; but the statistics of the present year — which show an 
increase of deposits amounting to $15,256,777.14 in 1874, and 
$20,396,842.37 in 1875, while the increase in number of deposi- 
tors in 1874 was 35,870, and in 1875 was but 18,540 — would 
seem to justify the belief that our Savings Institutions are being 
made the deposit banks of a large number of business men, 
who place their money in Savings Banks on call, leaving it there 
at a time when it cannot be used with profit, and making with- 
drawals at a time and under circumstances which tend greatly 
to the disadvantage of the people for whom the bank was espe- 
cially organized. 

It is obvious that the immediate, or almost immediate, invest- 
ment of the deposits as they are received by the banks entails 
the frequent purchase of stocks at high prices, in times when 
money is being deposited freely, and such securities are (as at 
the present time) selling for a premium ; and the immediate 
repayment of deposits on demand, must conversely involve the 
frequent sales of stocks at low prices at a time when deposits 
fall off and withdrawals are numerous. 

The rate of ordinary dividends paid by one hundred and sev- 
enty-seven banks was as follows : — 



9 at . 


. 5 per cent. 


1 at . 


• u 10 


pei 


r cent 


1 at . 


. 5| 


u 


14 at . 


. 7 




u 


119 at . 


. 6 


u 


1 at . 


7JL9_ 

• ' 100 




(C 


28 at . 


. 6i 


It 


2 at . 


7i 




u 


1 at . 


• 6-1 


(I 


1 at . 


. 8 




t< 



1876.] PUBLIC DOCUMENT— No. 8. 181 

The rate of interest charged on loans, as returned on the 
thirty-first day of October last, is as follows : — 

Loans at 5 per cent, * $1,506,982 00 

5J " 93,000 00 

" b\ " .•■••• *. . 293,725 00 

5f " 760,000 00 

ojj " 10,500 00 

" 6 14,945,790 10 

6| " . . ..,-'. . .. . . 1,125 00 

61 " . . . 148,000 00 

6f " 10,000 00 

61 " . 1,894 34 

6 T % " ■ . 60,000 00 

61 " 3,060,462 00 

6| " 150,000 00 

" 6f '••" ......... . .. 229,000 00 

" 6| " , . . 340,000 00 

7 " 83,357,776 63 

"71" . . .- .-. . . . . . . 119,700 00 

" 71 " 49,937 17 

" 71 " 75,000 00 

71 " 14,110,842 06 

7f " . . 58,200 00 

8 29,034,046 00 

81 " . . . . ... . . 50,000 00 

9 " . . 255,547 85 

"10" . . . .... . . . 119,950 00 

By the foregoing tables, it will be seen that there is a slight 
reduction in the rates of interest charged and dividends paid. 
While it is ever gratifying to the managers to pay a good divi- 
dend, and is doubtless pleasing to the depositors to receive the 
same, the wisdom of dividing the earnings too closely is 
very questionable, and will, I trust, receive the careful consid- 
eration of the legislature during the present session. 

While many of the statistics furnished by the annual returns, 

made in compliance with the requisition of His Excellency the 

governor in October, are of great value, their usefulness would 

be greatly increased by so amending the law as to require them 

to be made in the form of a trial-balance, as many items are 

now omitted which should appear in order to show the actual 

condition of the bank. 

J. GATCHELL, 

Commissioner of /Savings Banks. 
December 31, 1875. 



182 



BANK COMMISSIONER'S REPORT. 



[Jan. 



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184 



INDEX. 



INDEX TO THE ANNUAL EETUENS. 











[locations.] 








Page 


» Page 


Abington, 164 


Gloucester, 108 


Adams, 








150 


Grafton, 






. 132 


Amesbury, . 








106 


Great Barrington 






. 150 


Amherst, 








140 


Greenfield, . 






. 148 


Andover, 








106 


Groveland, . 






. 108 


Arlington, 








116 


Haverhill, 






. 108 


Ashburnham, 








128 


Harwich, 






. 170 


Atliol, 








128 


Haydenville, 






. 140 


Attleborougb, 








158 


Hingham, 






. 164 


Barnstable, . 








168 


Holliston, 






. 120 


Barre, 








130 


Holyoke, 






142-144 


Beverly, 








106 


Hopkinton, . 






. 118 


Boston, 








96-104 


Hudson, 






. 120 


Braintree, 








152 


Hyannis, 






. 170 


Bridgewater, 








164 


Hyde Park, . 






. 156 


Brockton, 








164 


Ipswich, 






. 110 


Brookfield, . 








130 


Lancaster, . 






. 132 


Brookline, . 








152 


Lawrence, . 






. 110 


Cambridge, . 






1 


18-120 


Lee, 






. 150 


Canton, 








154 


Leicester, 






. 132 


Chelsea, 








104 


Leominster, . 






. 132 


Chicopee, 


> 






142 


Lexington, . 






. 120 


Chicopee Falls, . 








170 


Lowell, 






120-122 


Clinton, 








130 


Lynn, 






110-112 


Cohasset, 








154 


Maiden, 






. 124 


Concord, 








118 


Marblehead, 






. 112 


Danvers, 








106 


Marlborough, 






. 124 


Dedham, 








154 


Medford, 






. 124 


East Bridgewater 


> 






164 


Medway, 






. 156 


Easthampton, 








140 


Melrose, 






. 124 


Fairhaven, . 








158 


Middleborough, 






. 166 


Fall Eiver, . 








160 


Milford, 






. 134 


Fitchburg, . 








130 


Millbury, 






. 134 


Florence, 








142 


Monson, 






. 144 


Foxborough, 








154 


Nantucket, . 






. 172 


Framingham, 








. 118 


Natick, 






. 124 


Franklin, 








. 154 


Needham, 






. 156 


Gardner, 








132 


New Bedford, 






. 162 


Georgetown, 








. 106 


Newburyport, 






. 112 



INDEX. 



185 





Page 




Pag© 


Newton, 


. 126 


Spencer, 


. 134 


Northampton, 


. 140-142 


Springfield, . 


144-146 


North Brookfield, 


. 134 


Stockbridge, 


. 152 


North Easton, 


. 162 


Stoneham, , 


. 126 


Orange, 


, . . 148 


Taunton, 


, 162 


Palmer, 


, 144 


Templeton, . 


, 136 


Peabody, 


. 114 


Turner's Falls, 


, 148 


Pittsfield, .-.-.., 


o 152 


Uxbridge, 


. 136 


Plymouth, . . , 


. 166 


Wakefield, . 


, 126 


Provincetown, 


. 170 


Wales, 


, 146 


Quincy, . . . 


. 156 


Waltham, , » 


, 136 


Randolph, . , . , 


. 156 


Ware, 


. 142 


Reading, 


. 126 


Wareham, . 


. 168 


Rockland, . 


. 166 


Watertown, 


. 128 


Rockport, . 


. 114 


Webster, , , , 


. 136 


Salem, , 


. 114 


Wellfleet, . 


, 172 


Salisbury, . 


. 116 


Westborough, . , 


, 136 


Sandwich, , 


. 172 


Westfield, , 


. 146 


Scituate, ... . , 


. 168 


West Stockbridge, 


, 152 


Shelburne Falls, . 


. 148 


Weymouth, . , , 


, 158 


Southbridge, 


. 134 


Whitinsville, 


. 136 


South Adams, 


. 150 


Winchendon, 


. 138 


South Weymouth, 


' , 158 


Winchester, , 


. 128 


South Scituate, . 


, 168 


Woburn, 


.128 


South Yarmouth, 


. 172 


Worcester^, , , , 


, 138-140 


24 









PUBLIC DOCUMENT No. 8. 



ANNUAL EEPOET 



OF THE 



BOAED OF 



COMMISSIONERS OF SAVINGS BANKS, 



INCLUDING THE 



ABSTEAOTS OF EEPOETS 



FROM THE 



SAYINGS INSTITUTIONS IN MASSACHUSETTS. 



18'7 6v ,., 



BOSTON: 

ALBERT J. WRIGHT, STATE PRINTER, 
79 Milk Street (corner of Federal}. 

1877. . 



v\ 

B 



<EommonB)caltl) of Jita00ari)U0£tt0. 



Office of the Commissioners of Savings Banks, State House, } 

Boston, January 3, 1877. > 

To the Honorable Senate and House of Bepresentatives in General Court 

assembled : — 

In compliance with the 24th Section of Chapter 203 
of the Acts of 1876, the Board of Commissioners of 
Savings Banks respectfully present, for the considera- 
tion of the legislature, their First Annual Beport, 
including a statement of the condition of each institu- 
tion at the close of business on the 31st (Jay of October 
last, with such general remarks as they deem expe- 
dient ; the same being the Eleventh of the series of 
Annual Beports since the appointment of a Commis- 
sioner of Savings Banks. 

The present number of savings banks in the State 
is one hundred and eighty. There are also five trust 
companies, and the Collateral Loan Company of Bos- 
ton. All of these institutions have been visited by the 
Commissioners during the year. 



4 BANK COMMISSIONERS' REPORT. 

The following statements, in the form of a trial bal- 
ance of the accounts, with abstracts, including tables 
showing the par value and market value of, and 
amounts invested in, public funds, bank stocks and 
railroad bonds, under the names of the banks, arranged 
in alphabetical order, are prepared from the treasurers' 
reports, made and certified in accordance with the 
requirements of the statute. 



ABSTRACT OF ANNUAL REPORTS 



OF THE 



SAVINGS BANKS AND TEUST COMPANIES 



SHOWING THEIR 



CONDITION AT THE CLOSE OF BUSINESS ON THE 
31st OF OCTOBER, 1876, 



BANK COMMISSIONERS' REPORT. 



[Jan. 



ABINGTON SAVINGS BANK— ABINGTON. 

Incorporated 1853. Number of corporators, 46. 

Z. N. Whitmarsh, President. Treasurer, J. N. Farrar. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 


#886,747 44 


Public funds, .... 


#75,657 50 


Earnings, undivided, 


17,930 41 


Loans on public funds, 


2,150 00 






Bank stock, 


127,888 50 






Loans on bank stock, . 


2,640 00 






Railroad bonds, .... 


58,717 33 






Loans on real estate, . 


500,910 00 






Loans on personal security, 


93,663 00 






Unsettled insurance, . 


95 42 






Loans to counties, cities or towns, 


14,000 00 






Loans to banks on interest, . 


26,526 79 






Expense account, 


14 25 






Cash on hand, .... 


2,415 06 




#904,677 85 


#904,677 85 



Loans on Public Funds — amount on each : 
On United States bonds, par value $2,200, . 

Loans on Bank Stock — amount on each : 
On 79 shares Abington National Bank, 

Cash on deposit in Banks : 
Blackstone National 



Whole amount of interest or profits received or earned, . 

Rate and amount of each semi-annual dividend > 3 per cent., 

for the previous year, ) 3 per cent., 

Times for the dividends fixed by the by-laws : April and October, 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend, 7£ per cent. 
Rate of interest received on loans : 6£ per cent., 7 per cent., 7 3-10 

per cent., 1\ per cent., 8 per cent. 
The total amount of loans bearing each specified rate of interest : 

$2,000, 6£ per cent. ; $502,903, 7 per cent. ; $12,900, 7 3-10 per 

cent, ; $68,555, 7£ per cent. ; $27,005, 8 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 395 

Aggregate amount of the same, 

Number of open accounts, . . . . . 2,692 

Number and am'fi of deposits received for the previous year, . 872 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, 796 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . . .85 

Number and amount of withdrawals, .... 1,202 

Number of accounts opened during the previous year, . . 243 



},150 00 



2,640 00 



$26,526 79 



£60,347 46 
25,371 82 
25,906 50 



366,970 00 
86,569 03 



43,619 24 
114,543 04 



1877.] 



PUBLIC DOCUMENT— No. 8. 



Number of accounts closed during the previous year, 



202 



Amount of the expenses of the corporation during the previous 

year, $1,605 20 

Amount of treasurer's bonds, 15,000 00 

Date of examination by Commissioner, June 30. 



Public Funds. 








Par Value. 


Estimated 
Market Value. 


Amount Invested. 


United States bonds, .... 

City and Town Bonds — 
City of Bangor, Me., .... 

of Bath, Me., .... 

of Belfast, Me., .... 

of Portland, Me., 

of Meriden, Conn., . 

of Holyoke, Mass., . 
Village of St. Albans, Vt., 


$5,000 

$20,000 

10,000 

10,000 

7,000 

20,000 

5,000 

1,900 


$5,900 00 

$20,800 00 

10,400 00 

10,200 00 

7,140 00 

21,600 00 

5,600 00 

1,900 00 


$5,000 00 

$17,150 00 
9,000 00 
9,750 00 
7,000 00 
21,000 00 
5,000 00 
1,757 50 



Bank Stock. 



Abington Nat'l Bank, Abington, 
First Nat'l Bank, Adams, . 
Boston Nat'l Bank, Boston, 
Eliot Nat'l Bank, Boston, . 
Blackstone Nat'l Bank, Boston, 
Howard Nat'l Bank, Boston, 
Webster Nat'l Bank, Boston, 
Globe Nat'l Bank, Boston, 
Second Nat'l Bank, Boston, 
Traders' Nat'l Bank, Boston, 
Hide and Leather Nat'l Bank, Boston 
Redemption Nat'l Bank, Boston, 
Republic Nat'l Bank, Boston, . 
North Nat'l Bank, Boston, . 
Third Nat'l Bank, Boston, . 
Mt. Vernon Nat'l Bank, Boston, 
Merchants' Nat'l Bank, Boston, 
Central Nat'l Bank, Boston, 
Metropolitan Nat'l Bank, Boston, 
Freeman's Nat'l Bank, Boston, . 
First Nat'l Bank, Danvers, 
Old Colony Nat'l Bank, Plymouth, 



$13,600 
4,000 
7,400 
5,900 
5,500 

15,000 
3,000 
5,000 
5,000 
3,300 
3,800 
2,000 
4,500 
2,200 
1,000 
3,800 

10,000 
1,200 

10,000 

1,500 

1,650 

200 



$18,224 00 
4,800 00 
9,167 00 
6,490 00 
6,340 00 
16,950 00 
3,090 00 
6,100 00 
7,100 00 

3.399 00 
4,180 00 
2,900 00 
5,985 00 
2,761 
1,230 
4,712 

13,700 
1,200 

9.400 00 
1,695 00 
2,090 00 

250 00 



00 
00 
00 
00 
00 



$14,810 00 

4,000 00 

8,279 75 

6,406 

7,322 
15,000 

3,082 

6,262 50 

8,012 50 

3,300 

3,800 

2,820 

4,500 

3,014 

1,380 

4,760 
15,258 

1,254 
10,000 00 

2,025 00 

2,334 75 
266 50 



25 
50 
00 
25 



00 
00 
00 
00 
00 
00 
50 
00 
00 



Railroad Bonds. 



Eastern Railroad bonds, . 
Old Colony Railroad bonds, 




>23,500 00 
10,625 00 



,261 08 
10,456 25 



BANK COMMISSIONERS' REPORT. 



[Jan. 



AMESBURY SAVINGS BANK— MERRIMAC. 

Incorporated May, 1871. Number of corporators, 36. 

John S. Poyen, President. Treasurer, Dan'l J. Poore, Jr. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 


$104,049 30 
1,394 08 


Railroad bonds, .... 
Loans on real estate, . 
Loans on personal security, 
Expense account, 
Cash on hand, .... 


$7,000 00 

50,040 00 

46,207 69 

33 33 

2,162 36 




$105,443 38 


$105,443 38 



Loans on Railway Bonds — amount on each : 
On bonds of West Amesbury Branch Railroad, par value $1,600, 



Cash on deposit in Banks : 
First National Bank of Amesbury, 

Whole amount of interest or profit received or earned, . 

Rate and amount of each semi-annual dividend > 3 per cent., . ( 

for the previous year, . . . . > 2% per cent., . ( 

Times for the dividends fixed by the by-laws : third Wednesday of 

April and October. 
Rate of interest received on loans : 6 per cent., 7 per cent., 1\ per 

cent., 8 per cent., 10 per cent., 12 per cent. 
The total amount of loans bearing each specified rate of interest : 

$6,500, 6 per cent. ; $21,868.62, 7 per cent. ; $60,400, 1\ per cent. ; 

$2,961.75, 8 per cent. ; $1,175.82, 10 per cent. ; $2,652.50, 12 per 

cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 61 

Aggregate amount of the same, . . . . 

Number of open accounts, 396 

Number and am't of deposits received for the previous year, . 299 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, ..... 269 
Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the x>revious year, . 30 

Number and amount of withdrawals, . . . . . 134 

Number of accounts opened during the previous year, . . 86 
Number of accounts closed during the previous year, . . 37 
Amount of the expenses of the corporation during the previous year, 

Amount of treasurer's bonds, 

Date of examination by Commissioner, October 3. 



$1,500 00 

$2,162 36 

$7,346 93 
2,444 97 
2,404 68 



66,098 69 
34,636 37 



16,910 00 
10,422 78 



450 00 
10,000 00 



Railroad Bonds. 








Par Value. 


Estimated 
Market Value. 


Amount Invested. 


West Amesbury Branch R„R. bonds, 


$7,000 


$7,210 00 


$7,000 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



AMHERST SAVINGS BANK— AMHERST. 

Incorporated 1864. Number of corporators, 13. 

Enos F. Cook, President. , Treasurer, Samuel C. Carter. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 

• 

t 


#424,230 36 
8,354 15 


Public funds, .... 
Loans on public funds, 
Bank stock, ..... 
Loans on bank stock, . 
Railroad bonds, .... 

Real estate, 

Loans on real estate, . 
Loans on personal security, 
Loans on railroad bonds, . 
Loans to counties, cities or towns, 
Cash on hand, .... 


#10,000 00 

500 00 

16,000 00 

4,300 00 

32,500 00 

13,706 42 

246,030 00 

47,125 71 

900 00 

60,000 00 

1,522 38 




#432,584 51 






#432,584 51 



Loans on Public Funds — amount on each : 
On United States bond, par value $500, $500 00 

Loans on Bank Stock — amount on each : 

On 32 shares First National Bank, Amherst, ..... $2,250 00 

On 4 shares Chapin Trust Company, Springfield, .... 200 00 

On 23 shares Ware National Bank, 2,400 00 

Loans on Railway Bonds — amount on each : 
On New London and Northern $1,000 bond, $900 00 

Amount invested in real estate, . . $13,706 42 

Estimated value of real estate, 14,000 00 

Whole amount of interest or profits received or earned, . . . 28,982 79 
Rate and amount of each semi-annual dividend. ? 3 per cent., . ( 11,671 80 

for the previous year, . . . . . ) 3 per cent., • X 12,286 59 
Times for the dividends fixed by the by-laws : January and July. 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend, 6 per cent. 
Rate of interest received on loans : 6 per cent., 7 per cent., 7 3-10 

per cent., 1\ per cent., 8 per cent. 
The total amount of loans bearing each specified rate of interest : 

$28,207, 6 per cent. ; $129,620, 7 per cent., $188,965, 7 3-10 per 

cent. ; $36,528, 1\ per cent. ; $47,742, 8 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 259 

Aggregate amount of the same, 303,762 31 

Number of open accounts, 1,927 

Number and am't of deposits received for the previous year, 1,218 77,422 5fr 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, .... 1,148 
2 



10 



BANK COMMISSIONERS' REPORT. 



[Jan. 



Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, ... 70 $33,842 34 
Number and amount of withdrawals, .... 1,073 75,606 99 
Number of accounts opened during the previous year, . . 226 
Number of accounts closed during the previous year, . . 222 
'Amount of the expenses of the corporation during the previous 

year, 1,134 33 

Amount of treasurer's bonds, . . 5,000 00 

Date of examination by Commissioner, September 21. 



Public Funds. 





Par Value. 


Estimated 
Market Value. 


Amount Invested. 


Bangor city bonds, .... 


$10,000 


$10,600 00 


$10,000 00 


Bank Stock. 


• 


# 


First Natl Bank, Easthampton, 
First Nat'l Bank, Holyoke, 


$6,000 
10,000 


$7,500 00 
11,000 00 


$6,000 00 
10,000 00 


Railroad Bonds. 


New London and Northern R. R. b'ds, 
Vermont and Mass. R. R. bonds, 


$27,500 
5,000 


$28,750 00 
5,100 00 


$27,500 00 
5,000 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



11 



ANDOVER SAVINGS BANK— ANDOVER. 

Incorporated April 2, 1834. Number of corporators, 63. 
Nathaniel Swift, President. Treasurer, John F. Kimball, 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 


S 1,455,788 31 
36,898 37 


Public funds, .... 
Loans on public funds, 

Bank stock, 

Railroad bonds, .... 
Loans on real estate, . . 
Loans on personal security, 
Loans to counties, cities or towns, 
Loans to banks on interest, 
Cash on hand, .... 


$510,000 00 

1,400 00 

130,500 00 

254,000 00 

492,069 40 

75,247 00 

20,000 00 

6,413 08 

3,057 20 




$1,492,686 68 


$1,492,686 68 



Loans on Public Funds — amount on each : 
On United States bonds, par value $1,500, . 

Cash on deposit in Banks : 
Andover National Bank, .... 



Whole amount of interest or profits received or earned, . 

Rate and amount of each semi-annual dividend > 3 per cent., . < 

for the previous year, ) 3 per cent., . I 

Times for the dividends fixed by the by-laws : third Wednesday of 

June and December. 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend, 7 per cent. 
Rate of interest received on loans : 6 per cent., 6£ per cent., 7 per 

cent., 7 3-10 per cent., 1\ per cent., 8 per cent. 
The total amount of loans bearing each specified rate of interest : 

$29,700, 6 per cent. ; $11,500, 6£ per cent. ; $506,616.40, 7 per cent. ; 

$7,400, 7 3-10 per cent. ; $8,500, 1\ per cent. ; $5,000, 8 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 163 

Aggregate amount of the same, 

Number of open accounts, 3,378 

Number and am't of deposits received for the previous year, 1,873 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, .... 1,697 
Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . . . 197 

Number and amount of withdrawals, 1,423 

Number of accounts opened during the previous year, . . 452 
Number of accounts closed during the previous year, . . 292 
Amount of expenses of the corporation during the previous year, 

Amount of treasurer's bonds, 

Date of examination by Commissioner, July 29. 



L,400 00 



),413 08 

,768 40 
39,049 29 
41,173 01 



297,316 40 
210,111 95 



121,409 00 
177,334 95 



2,100 00 
30,000 00 



12 



BANK COMMISSIONERS' REPORT. 
Public Funds. 



[Jan. 



Par Value. 



Estimated 
Market Value. 



Amount Invested. 



United States bonds, 6s, 1881, 

City and Town Bonds — 

City of Bath, Me , . 
of Bangor, Me., . 
of Belfast, Me., . 
of Chelsea, Mass., 
of Cambridge, Mass., 
of Fall River, Mass., . 
of Holyoke, Mass., . 
of Lawrence, Mass., . 
of Lynn, Mass., . 
of Lowell, Mass., 

Town of Melrose, Mass., . 

City of Dover, N. H., 

of Norwich, Conn., . 

of Nashua, N H., 

of Newburyport, Mass., 

Town of Northampton, Mass., 

City of Portland, Me., 

of Portsmouth, N. H., 
of Rockland, Me., 
of Salem, Mass., 
of Somerville, Mass., 
of Worcester, Mass., . 

Town of Wakefield, Mass., 



20,000 



$30,000 
25,000 
40,000 
27,000 
12,000 
10,000 

8,000 
20,000 
30,000 

5,000 
15,000 
25,500 
35,000 

5,000 
20,000 
33,000 
24,000 
22,500 
10,000 
20,000 
40,000 
15,000 
18,000 



$23,600 00 



$30,300 00 
25,250 00 
40,000 00 
28,890 00 
12,840 00 
10,700 00 

8,800 00 
21,400 00 
32,100 00 

5,350 00 
16,050 00 
25,755 00 
36,050 00 

5,050 00 
21,400 00 
35,310 00 
24,240 00 
22,225 00 
10,000 00 
21,400 00 
43,610 00 
16,350 00 
19,200 00 



20,000 00 



$30,000 00 
25,000 00 
40,000 00 
27,000 00 
12,000 00 
10,000 00 

8,000 00 
20,000 00 
30,000 00 

5,000 00 
15,000 00 
25,500 00 
35,000 00 

5,000 00 
20,000 00 
33,000 00 
24,000 00 
22,500 00 
10,000 00 
20,000 00 
40,000 00 
15,000 00 
18,000 00 



Bank Stock. 



Andover Nat'l Bank, Andover, . 
Bay State Natl Bank, Lawrence, 
Wachusett Nat'l Bank, Fitchburg, 
Blackstone Nat'l Bank, Boston, 
Continental Nat'l Bank, Boston, 
Merchants' Nat'l Bank, Boston, 
Revere Nat'l Bank, Boston, 
Nat'l Bank of Republic, Boston, 
Webster Nat'l Bank, Boston, . 



$24,000 

7,500 

10,000 

10,000 

3,600 

2,500 

35,000 

22,500 

15,400 




$24,000 00 
7,500 00 

10,000 00 

10,000 00 
3,600 
2,500 

35,000 

22,500 



00 
00 
00 
00 



15,400 00 



Railroad Bonds. 



Boston and Albany Railroad bonds, 
Boston and Maine Railroad bonds, 
Boston and Lowell Railroad bonds, 
Cheshire Railroad bonds, . 
Old Colony Railroad bonds, 
New Bedford Railroad bonds, . 
Worcester and Nashua R. R. bonds, 
Agricultural Branch R. R. bonds, 



$50,000 
50,000 
64,000 
25,000 
20,000 
10,000 
10,000 
25,000 



$56,500 00 


54,500 00 


68,480 


00 


24,375 


00 


21,800 


00 


10,050 


00 


10,000 


00 


25,000 


00 



$50,000 00 
50,000 00 
64,000 00 
25,000 00 
20,000 00 
10,000 00 
10,000 00 
25,000 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



13 



ARLINGTON FIVE CENTS SAVINGS BANK— ARLINGTON. 

Incorporated 1860. Number of corporators, 31. 
Albert Winn, President. Treasurer, Abel R. Proctor. 

Statement. 



Liabilities. 



Deposits, . 
Earnings, undivided, 
Guarantee fund, 



#661,919 55 
6,690 46 
7,137 99 



175,748 00 



Assets. 



Public funds, 

Bank stock, . 

Railroad bonds, . 

Real estate, . 

Loans on real estate, . 

Loans on personal security, 

Loans to counties, cities or towns 

Loans to banks on interest, 

Expense account, 

Tax account, 

Cash on hand, 



Value on Books. 



$32,000 00 

21,014 75 

10,690 00 

44,507 31 

472,312 88 

38,400 00 

45,300 00 

10,529 95 

403 20 

262 37 

327 54 



$675,748 00 



ent., A 
ent., . \ 



,843 59 
17,632 02 
18,696 60 



Amount invested in real estate, $44,507 31 

Estimated value of real estate, 44,507 31 

Amount of real estate held by foreclosure, . . . . . 18,110 72 

Cash on deposit in Banks : 
Faneuil Hall National Bank of Boston, $10,529 95 

Whole amount of interest or profits received or earned, . 
Rate and amount of each semi-annual dividend > 3 per cent. 

for the previous year, . . . . . 5 3 per cent. 
Times for the dividends fixed by the by-laws : January 1, July 1. 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend, 6f per cent. 
Rate of interest received on loans : 6 per cent., 7 per cent., 7 3-10 

per cent., 8 per cent. 
The total amount of loans bearing each specified rate of interest : 

$12,876.88, 6 per cent. ; $83,820, 7 per cent. ; $29,500, 7 3-10 per 

cent. ; $305,691, 8 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 205 

Aggregate amount of the same, 253,037 88 

Number of open accounts, . . . . . . . 2,048 

Number and amount of deposits received, .... 1,952 168,140 36 

Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, .... 1,852 
Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . . . 100 63,263 87 

Number and amount of withdrawals, 1,310 121,061 72 

Number of accounts opened during the previous year, . . 322 
Number of accounts closed during the previous year, . . 188 



14 



BANK COMMISSIONERS' REPORT. 



[Jan. 



Amount of the expenses of the corporation during the previous 

year, $1,276 55 

Amount of treasurer's bonds, 10,000 00 

Date of examination by Commissioner, August 31. 

Public Funds. 



Par Value. 



Estimated 
Market Value. 



Amount Invested. 



United States bonds, 1881, 
1867, 



$8,500 
23,500 



$10,030 00 
27,201 00 



$8,500 00 
23,500 00 



Bank Stock. 



Nat'l Bank of Republic, Boston, 


$3,300 


$4,339 50 


$4,281 50 


Nat'l Bank of Redemption, Boston, . 


1,000 


1,490 00 


1,353 75 


Union Nat'l Bank, Boston, 


1,200 


1,875 00 


1,644 00 


Continental Nat'l Bank, Boston, 


5,000 


5,500 00 


5,955 75 


First Ward Nat'l Bank, Boston, 


2,800 


2,520 00 


2,856 25 


Nat'l Bank of No. America, Boston, 


2,500 


2,625 00 


2,975 00 


Eleventh Ward Nat'l Bank, Boston, . 


1,800 


1,656 00 


1,948 50 



Railroad Bonds. 



Eastern Railroad bonds, . 



$11,000 



>,170 00 



$10,690 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



15 



ASHBURNHAM SAVINGS BANK— ASHBURNHAM. 

Incorporated May 11, 1871. Number of corporators, 58. 
A. A. Walker, President. Treasurer, Geo. W. Eddy. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 


#25,713 03 
472 16 


Loans on real estate, . 
Loans on personal security, 
Loans to counties, cities or towns, 
Expense account, 
Cash on hand, . . . 


#5,982 25 

11,852 60 

1,820 00 

6,500 00 

25 65 

4 69 




#26,185 19 


#26,185 19 



Whole amount of interest or profits received or earned, . . . $1,845 69 
Rate and amount of each semi-annual dividend ) 3 per cent., . j 654 91 

for the previous year, 5 2£ per cent., . c 653 71 

Times for the dividends fixed by the by-laws : January and July. 
Rate of interest received on loans : 6 per cent., 7 per cent., 7 3-10 

per cent., 1\ per cent. 
The total amount of loans bearing each specified rate of interest : 

$6,500, 6 per cent. ; $11,670, 7 per cent. ; $1,550, 7 3-10 per cent. ; 

$452.60, 7£ per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, . . . . . .27 

Aggregate amount of the same, . . 14,672 70 

Number of open accounts, ........ 137 

Number and am't of deposits received for the previous year, . 118 10,201 08 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, 107 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, ... 11 4,825 00 
Number and amount of withdrawals, . . . . . 128 7,722 56 
Number of accounts opened during the previous year, . . 38 
Number of accounts closed during the previous year, . . 35 
Amount of expenses of the corporation during the previous year, . 25 65 

Amount of treasurer's bonds, 20,000 00 

inw ~ x 3 of examination by Commissioner, October 5. 



Bank Stock. 








Par Value. 


Estimated 
Market Value. 


Amount Invested. 


'1 Bank of Redemption, Boston, . 
•ket Nat'l Bank, Boston, 
"oik Nat'l Bank, Boston, 
3kstone Nat'l Bank, Boston, 


$1,000 
1,000 
1,500 
1,200 


$1,450 00 
1,077 50 
1,886 25 
1,380 00 


$1,505 00 
1,122 50 
1,863 75 
1,491 00 



16 



BANK COMMISSIONERS' REPORT. 



[Jan. 



ATHOL SAVINGS BANK— ATHOL. 

Incorporated February 12, 1867. Number of corporators, 34. 
CirAs. C. Bassett, President. Treasurer, Alphetjs Harding. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 


$765,370 88 


Public funds, .... 


$60,000 00 


Earnings, undivided, 


7,960 19 


Loans on public funds, 


900 00 






Bank stock, 


21,350 00 






Loans on bank stock, . 


24,050 00 






Railroad bonds, .... 


5,231 87 






Loans on real estate, . 


404,960 00 






Loans on personal security, 


161,347 67 






Loans to counties, cities or towns, 


71,680 00 






Loans to banks on interest, 


23,000 00 






Expense account, 


652 75 






Cash on hand, . . . 


158 78 




$773,331 07 


$773,331 07 



Loans on Public Funds — amount on each : 
On United States bonds, $900 currency, 6s, 

Loans on Bank Stock — amount on each : 
On 100 shares South Eeading National Bank, 
On 143 shares Miller's Eiver National Bank, 

Cash on deposit in Banks : 
Miller's Eiver National Bank, ..'.-. 



Whole amount of interest or profits received or earned, . 

Eate and amount of each semi-annual dividend ? 3 per cent., 



for the previous year, 



3 per cent 



::l 



$900 00 

$10,000 00 
14,050 00 

$23,000 00 

$51,089 93 
20,793 68 
21,575 39 



Times for dividends fixed by the by-laws : January and July. 

Average annual per cent, of dividends for the term ending at the 
time of, and including, the last extra dividend, 6£ per cent. 

Eate of interest received on loans : 5 per cent., 6 per cent., 6£ per 
cent., 7 per cent., 7 3-10 per cent., 8 per cent. 

The total amount of loans bearing each specified rate of interest : 
$20,300, 5 per cent. ; $158,728.40, 6 per cent. ; $574,441.14, 6£ per 
cent. ; $10,000, 7 per cent. ; $5,000, 7 3-10 ; $4,050, 8 per cent. 

Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 434 

Aggregate amount of the same, 

Number of open accounts, 2,663 

Number and am't of deposits received for the previous year, 6,596 

Number of deposits of, and not exceeding, three hundred dollars 
at any one time for the previous year, .... 6,437 

Number and amount of deposits of, and exceeding, three hundred 
dollars at any one time for the previous year, . . . 137 

Number and amount of withdrawals, .... 1,490 



342,307 27 
185,036 16 



72,904 13 
134,453 79 



1877.] 



PUBLIC DOCUMENT— No. 8. 



17 



Number of accounts opened during the previous year, . . 459 
Number of accounts closed during the previous year, . . 345 
Amount of the expenses of the corporation during the previous 

rear, . $2,321 86 

Amount of treasurer's bonds, 10,000 00 

Date of examination by Commissioner, October 4. 

Public Funds. 







Estimated 






Par Value. 


Market Value. 


Amount Invested. 


United States bonds, .... 


$10,000 


$12,400 00 


$10,000 00 


City and Town Bonds — 








Cambridge, 


$10,000 


$10,725 00 


$10,000 00 


Lynn, 


10,000 


10,900 00 


10,000 00 


Portland, Me., 


5,000 


5,200 00 


5,000 00 


Meriden, Conn., . 


10,000 


10,500 00 


10,000 00 


Hyde Park, ... 


5,000 


5,250 00 


5,000 00 


Newton, 


10,000 


10,300 00 


10,000 00 



Bank Stock. 



Blackstone Nat'l Bank, Boston, 


$1,500 


. $1,725 00 


$2,000 00 


Central Nat'l Bank, Boston, 


5,000 


5,000 00 


5,000 00 


Eliot Nat'l Bank, Boston, . 


• 1,000 


1,105 00 


1,200 00 


Eagle Nat'l Bank, Boston, 


5,000 


5,600 00 


5,500 00 


First Nat'l Bank, Barre, . 


3,000 


3,750 00 


3,600 00 


Miller's River Nat'l Bank, Athol, . 


2,700 


4,050 00 


4,050 00 



Railroad Bonds. 



Cheshire Railroad bonds, . 



$5,500 



$5,472 50 



$5,231 87 



18 



BANK COMMISSIONEES' KEPORT. 



[Jan. 



ATTLEBOROUGH SAVINGS BANK— NORTH ATTLEBOROUGH. 

Incorporated February 2, 1860. Number of corporators, 75. 

Abtel Codding, Jr., President. Treasurer, Edward R. Price. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 
Bills payable, . 
Guarantee fund, 


#301,331 08 
1,761 88 

777 23 
2,500 00 


Loans on real estate, . 
Loans on personal security, 
Loans to counties, cities or towns, 


#1,392 19 

223,454 00 

54,524 00 

27,000 00 




$306,370 19 


$306,370 19 



Amount invested in real- estate, 
Estimated value of real estate, 



:::! 



Whole amount of interest or profits received or earned, . 

Rate and amount of each semi-annual dividend ? 3^ per cent., 

for the previous year, . . . . . 5 3£ per cent 
Times for the dividends fixed by the by-laws : April and October, 

Tuesday after second Monday. 
Rate of interest received on loans : 7 3-10 per cent., 1\ per cent., 8 

per cent., 9 per cent. 
The total amount of loans bearing each specified rate of interest : 

$23,300, 7 3-10 per cent. ; $74,400, 7i per cent. ; $204,878, 8 per 

cent. ; $1,200, 9 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, . . . . . 100 

Aggregate amount of the same, 

Number of open accounts, 1,041 

Number and am't of deposits received for the previous year, . 703 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, . . . . . 650 
Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, ... 61 

Number and amount of withdrawals, 806 

Number of accounts opened during the previous year, . . 167 
Number of accounts closed during the previous year, . . 229 
Amount of the expenses of the corporation during the previous 

year, . 

Amount of treasurer's bonds, 

Date of examination by Commissioner, November 27. 



$1,392 19 
2,000 00 

$24,459 10 
10,984 91 
10,680 15 



169,778 00 
70,395 91 



36,711 04 
123,289 73 



1,200 00 
20,000 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



19 



BARNSTABLE SAVINGS BANK— BARNSTABLE. 

Incorporated January 29, 1831. Number of corporators, 86. 

Nathan Crocker, President. Treasurer, Gustavus A. Hinckley. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 


#1,405,074 26 
1,385 34 


Loans on public funds, 

Loans on bank stock, . 

Loans on real estate, . 
Loans on personal security, 
Unsettled insurance, . 
Loans on railroad stocks, . 
Loans to banks on interest, 
Expense account, 
Suspense account, 
Cash on hand, .... 


$1,000 00 
256,665 00 

1.300 00 
142,837 00 
628,635 52 
347,473 60 

108 44 

200 00 

20,668 04 

2.301 13 
35 65 

5,235 22 




$1,406,459 60 


$1,406,459 60 



Loans on Public Funds — amount on each : 
On United States 5-20 $1,000 bond, . . . ... . $1,000 00 

Loans on Bank Stock — amonnt on each : 
On 10 shares Fall River Nat'l Bank, . . . . . . $1,000 00 

On 9 shares Nat'l Bank of Eepublic, 300 00 

Loans on Railway Stock — amount on each : 
On two shares Old Colony Railroad stock, $200 00 

Amonnt invested in real estate, . . . . . . . $142,837 00 

Estimated value of real estate, 140,000 00 

Amount of real estate held by foreclosure, 138,837 00 

Cash on deposit in Banks : 
Traders' Nat'l Bank, Boston, . . . . . . . . $20,668 04 

Whole amount of interest or profits received or earned, . . . $88,375 33 
Rate and amount of each semi-annual dividend ) 3 per cent., . j 43,958 51 

for the previous year, i 2{ per cent., . c 35,630 51 

Times for the dividends fixed by the by-laws : first Wednesday of 

January and July. 
Rate of interest received on loans : 6 per cent., 6£ per cent., 7 per 

cent., 7 3-10 per cent., 1\ per cent., 8 per cent., 10 per cent. 
The total amount of loans bearing each specified rate of interest : 

$11,000, 6 per cent. ; $27,000, 6£ per cent. ; $616,883.86, 7 per cent. ; 

$7,000, 7 3-10 per cent. ; $106,850, 7£ per cent. ; $194,875.26, 8 per 

cent. ; $15,000, 10 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 362 

Aggregate amount of the same, 260,835 86 

Number of open accounts, 3,477 



20 



BANK COMMISSIONERS' REPORT. 



[Jan . 



Number and am't of deposits received for the previous year, . 779 $104,496 03 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, 679 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . "' ■ . . 122 
Number and amount of withdrawals, ....... 2,077 

Number of accounts opened during the previous year, . . 208 
Number of accounts closed during the previous year, . . . 445 
Amount of the expenses of the corporation during the previous 

year, 

Amount of treasurer's bonds, 

Date of examination by Commissioner, July 21. 



60,995 47 
266,392 73 



4,250 00 
25,000 00 



Bank Stock. 







Estimated 






Par Value. 


Market Value. 


Amount Invested. 


Atlantic Natl Bank, Boston, 


$5,500 


$7,136 25 


$5,500 00 


Atlas Nat'l Bank, Boston, 


1,000 


1,160 00 


1,000 00 


Blackstone Nat'l Bank, Boston, 


29,900 


34,983 00 


29,900 00 


Boston Nat'l Bank, Boston, 


6,600 


8,118 00 


6,600 00 


City Nat'l Bank, Boston, . 


4,300 


4,988 00 


4,300 00 


Continental Nat'l Bank, Boston, 


5,000 


5,400 00 


5,000 00 


Commerce Nat'l Bank, Boston, 


20,100 


23,014 50 


20,355 00 


Eagle Nat'l Bank, Boston, 


1,000 


1,160 00 


1,000 00 


Eliot Nat'l Bank, Boston, . 




11,900 


13,268 50 


11,900 00 


Globe Nat'l Bank, Boston, 




3,500 


4,235 00 


3,500 00 


Hamilton Nat'l Bank, Boston, 




1,600 


1,920 00 


1,600 00 


Howard Nat'l Bank, Boston, 




2,000 


2,260 00 


2,000 00 


Hide and Leather Nat'l B'k, Boston, 


1,000 


1,090 00 


1,000 00 


Market Nat'l Bank, Boston, 


7,700 


8,296 75 


7,700 00 


Massachusetts Nat'l Bank, Boston, . 


6,250 


7,609 37 


6,250 00 


Merchants' Nat'l Bank, Boston, 


6,400 


8,864 00 


6,400 00 


Merchandise Nat'l Bank, Boston, 


1,500 


1,575 00 


1,575 00 


North America Nat'l Bank, Boston, . 


12,000 


12,480 00 


12,000 00 


New England Nat'l Bank, Boston, . 


2,500 


3,475 00 


2,500 00 


North Nat'l Bank, Boston, 


3,500 


4,375 00 


3,500 00 


Revere Nat'l Bank, Boston, 




10,000 


11,000 00 


10,000 00 


Republic Nat'l Bank, Boston, 




21,600 


28,512 00 


21,600 00 


Shawmut Nat'l Bank, Boston, 




16,800 


19,992 00 


17,343 75 


Second Nat'l Bank, Boston, 




3,300 


4,620 00 


3,300 00 


State Nat'l Bank, Boston, . 




300 


324 .00 


300 00 


Suffolk Nat'l Bank, Boston, 




4,100 


4,961 00 


4,100 00 


Traders' Nat'l Bank, Boston, 




3,600 


3,780 00 


3,663 00 


Tremont Nat'l Bank, Boston, 




24,000 


26,400 00 


24,478 25 


Union Nat'l Bank, Boston, 




3,000 


4,620 00 


3,000 00 


Webster Nat'l Bank, Boston, 




8,500 


8,755 00 


8,500 00 


Washington Nat'l Bank, Boston, 


3,700 


5,180 00 


3,700 00 


Old Colony Nat'l Bank, Plymouth, . 


6,000 


7,800 00 


6,000 00 


Bay State Nat'l Bank, Lawrence, 


1,500 


1,800 00 


1,500 00 


First Nat'l Bank, Yarmouth, . 


15,600 


22,776 00 


15,600 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



21 



BARRE SAVINGS BANK— BARRE. 

Incorporated May, 1869. Number of corporators, 59. 
Charles Brimblecom, President. Treasurer, Edwin Woods. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 


$318,943 70 
6,927 82 


Public funds, .... 
Bank stock, 

Loans on real estate, . 
Loans on personal security, 
Loans to counties, cities or towns, 
Loans to banks on interest, 
Expense account, 


$25,005 00 

121,182 41 

5,000 00 

115,268 67 

32,400 00 

2,000 00 

5,012 44 

3 00 




$325,871 52 


#325,871 52 



Amount invested in real estate, 

Estimated value of real estate, 

Cash on deposit in Banks : 
First Nat'l Bank, Barre, . . . . . . 

Whole amount of interest or profits received or earned, . 

Rate and amount of each semi-annual dividend ) 3 per cent., . ( 

for the previous year, S 3 per cent., . c 

Times for the dividends fixed by the by-laws : January and July 15. 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend, 6 per cent. 
Rate of interest received on loans : 6 per cent., 7 per cent., 7£ per 

cent., 8 per cent. 
The totalamount of loans bearing each specified rate of interest : 

$10,000, 6 per cent. ; $91,668.67, 7 per cent. ; $22,400, 7£ per cent. ; 

$21,600, 8 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 65 

Aggregate amount of the same, 

Number of open accoiints, 1,074 

Number and am't of deposits received for the previous year, . 494 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, 491 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, ... 35 
Number and amount of withdrawals, . . . . . 420 

Number of accounts opened during the previous year, . . 125 
Number of accounts closed during the previous year, . . 101 
Amount of the expenses of the corporation during the previous 

year, 

Amount of treasurer's bonds, 

Date of examination by Commissioner, May 3. 



£5,000 00 
6,000 00 



$5,012 44 

$20,934 39 
8,862 08 
9,056 28 



67,968 67 
62,682 95 

18,853 24 

49,872 01 



950 00 

1,000 00 



22 



BANK COMMISSIONEKS' EEPORT. 
Public Funds. 



[Jan. 





Par Value. 


Estimated 
Market Value. 


Amount Invested. 


United States bonds, 5-20, 

City and Town Bonds — 
City of Portland, .... 
of Bangor, .... 


$10,000 

$4,000 
4,000 


$11,300 00 

$4,060 00 
4,060 00 


$11,475 00 

$4,000 00 
3,470 00 



Bank Stock. 



Atlantic Nat'l Bank, Boston, . 


$1,000 


$1,280 00 


$1,262 00 


Atlas Nat'l Bank, Boston, 


1,200 


1,368 00 


1,469 00 


Blackstone Nat'l Bank, Boston, 


5,600 


6,460 00 


7,122 59 


Boylston Nat'l Bank, Boston, . 


2,000 


2,510 00 


2,785 33 


Boston Nat'l Bank, Boston, 


6,400 


7,936 00 


7,975 27 


Commerce Nat'l Bank, Boston, 


4,200 


4,851 00 


5,274 50 


Continental Nat'l Bank, Boston, 


1,700 


1,836 00 


2,018 56 


Eliot Nat'l Bank, Boston, . 


2,500 


2,782 50 


2,991 00 


Exchange Nat'l Bank, Boston, . 


1,800 


3,060 00 


2,977 50 


First Nat'l Bank, Boston, . 


4,000 


8,000 00 


7,141 25 


Hide and Leather Nat'l B'k, Boston, 


2,500 


2,737 50 


2,912 70 


Howard Nat'l Bank, Boston, . 


6,200 


7,006 00 


6,755 65 


Mechanics' Nat'l Bank, Boston, 


2,800 


3,500 00 


3,500 00 


North America Nat'l Bank, Boston, . 


2,500 


2,550 00 


2,718 75 


Redemption Nat'l Bank, Boston, 


4,600 


6,670 00 


6,263 50 


Revere Nat'l Bank, Boston, 


1,200 


1,308 00 


1,485 00 


Suffolk Nat'l Bank, Boston, 


3,000 


3,782 00 


3,753 75 


Second Nat'l Bank, Boston, 


3,400 


4,795 00 


5,032 35 


Shoe and Leather Nat'l B'k, Boston, 


2,000 


2,420 00 


2,800 00 


Merchants' Nat'l Bank, Boston, 


5,000 


6,875 00 


6,950 00 


Maverick Nat'l Bank, Boston, . 


3,400 


5,000 00 


4,248 72 


Tremont Nat'l Bank, Boston, . 


6,100 


6,751 00 


7,837 25 


Webster Nat'l Bank, Boston, *. 


2,300 


2,369 00 


2,452 63 


Ware Nat'l Bank, Ware, . 


900 


1,125 00 


1,096 25 


Market Nat'l Bank, Brighton, . 


4,200 


6,720 00 


7,364 00 


Old Boston Nat'l Bank, Boston, 


3,500 


4,935 00 


5,407 50 


First Nat'l Bank, Worcester, . 


2,000 


2,800 00 


2,700 00 


Central Nat'l Bank, Worcester, 


5,500 


7,370 00 


8,050 00 


City Nat'l Bank, Worcester, 


5,000 


6,000 00 


6,830 00 


Citizens' Nat'l Bank, Worcester, 


2,100 


2,120 00 


2,960 00 


Barre Nat'l Bank, Barre, . 


7,400 


9,472 00 


10,042 00 



Railroad Bonds. 



Rutland Railroad bonds, 
Eastern Railroad bonds, 




$500 00 
2,400 00 



$860 00 
5,200 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



23 



BASS RIVER SAVINGS BANK— SOUTH YARMOUTH. 

Incorporated April 20, 1874. Number of corporators, 29. 

David Kelley, President. Treasurer, Peleg P. Akin. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 
Profit and loss acc'nt, 


$216,001 20 
1,000 00 
2,036 02 


Public funds, .... 
Loans on public funds, 

Bank stock, 

Loans on bank stock, . 
Railroad bonds, .... 
Loans on real estate, . 
Loans on personal security, 
Loans to counties, cities or towns, 
Cash on hand, .... 


#2,000 00 

700 00 

105,257 62 

575 00 

10,451 00 

31,425 00 

64,945 73 

3,000 00 

682 87 




$219,037 22 


$219,037 22 



Loans on Public Funds — amount on each : 
On United States bond, par value, $1,000, $700 00 

Loans on Bank Stock — amount on each : 

On 1 share First Nat'l Bank, Yarmouth, $125 00 

On 3 shares " ," " " 300 00 

On 2 shares " " " " 150 00 

Cash on deposit in Banks : 
First Nat'l Bank, Yarmouth, $8 81 

Whole amount of interest or profits received or earned, . ., . $11,516 00 
Rate and amount of each semi-annual dividend ) 3 per cent., . ( 4,281 07 

for the previous year, S 2-£ per cent., . ( 4,818 83 

Times for the dividends fixed by the by-laws : March 31 and Sep- 
tember 30. 
Rate of interest received on loans : 6 per cent., 7 per cent., 1\ per 

cent., 8 per cent. 
The total amount of loans bearing each specified rate of interest : 
$9,058, 6 per cent. ; $70,612.73, 7 per cent. ; $2,450, 7£ per cent. ; 
$18,525, 8 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 122 

Aggregate amount of the same, . . 74,145 73 

Number of open accounts, 856 

Number and am't of deposits received for the previous year, . 891 85,964 33 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, 772 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . . . 129 69,488 95 

Number and amount of withdrawals, 295 37,138 54 

Number of accounts opened during the previous year, . . 304 
Number of accounts closed during the previous year, . . 88 



24 



BANK COMMISSIONERS' REPORT. 



[Jan. 



Amount of the expenses of the corporation during the previous 

year, 

Amount of treasurer's bonds, . . . . . . 

Date of examination by Commissioner, July 22. 



00 
10,000 00 



Public Funds. 





Par Value. 


Estimated 
Market Value. 


Amount Invested. 


City Bonds — 
City of Somerville, .... 


$2,000 


$2,160 00 


$2,000 00 


Bank Stock. 



Citizens 1 Natl Bank, New Bedford, 
First Nat 1 ! Bank, New Bedford, 
First Natl Bank, Yarmouth, . 
Everett Natl Bank, Boston, 
Natl Bank of Redemption, Boston, 
Faneuil Hall Natl Bank, Boston, 
Boston Natl Bank, Boston, 
Merchants 1 Natl Bank, Boston 
Exchange Natl Bank, Boston, 
Second Natl Bank, Boston, 
Suffolk Natl Bank, Boston, 
Atlas Natl Bank, Boston, 
Natl Bank of Commerce, Boston, 
Manufacturers 1 Natl Bank, Boston, 
Natl Bank of No. America, Boston 
Eagle Natl Bank, Boston, 
Eliot Natl Bank, Boston, . 
Old Boston Natl Bank, Boston, 
Natl Revere Bank, Boston, 
Blackstone Natl Bank, Boston, 
Merchandise Natl Bank, Boston, 
Tremont Natl Bank, Boston, . 
Republic Natl Bank, Boston, . 
Mt. Vernon Natl Bank, Boston, 



$1,000 
2,400 
800 
7,000 
5,000 
3,000 
4,000 
5,100 
5,000 
4,900 
1,000 
4,500 
2,000 
2,500 
2,100 
1,100 
2,000 
700 
500 
1,000 
2,500 
8,600 
10,200 
2,500 



$1,050 00 


2,808 00 


1,160 00 


8,330 00 


7,250 00 


4,012 50 


4,960 00 


7,012 50 


8,500 00 


6,909 00 


1,257 50 


5,130 00 


2,310 00 


2,550 00 


2,142 00 


1,232 00 


2,210 00 


987 00 


545 00 


1,150 00 


2,625 00 


9,503 00 


13,464 00 


3,125 00 



$1,025 00 
3,005 25 



1,172 
8,572 
7,400 
4,170 
5,210 
7,570 
9,381 
7,776 
1,200 
5,713 
2,570 
2,800 
2,436 
1,354 
2,530 00 
1,064 00 
555 00 
1,252 50 
2,562 50 
9,823 75 
12,997 50 
3,115 00 



00 
50 
00 
00 
00 
50 
25 
75 
CO 
75 
00 
00 
00 
37 



Railroad Bonds, 



Old Colony Railroad bonds, 7s, 
" " " 6s, 

New Bedford Railroad bonds, 7s, 




$4,400 00 
3,150 00 
3,240 00 



$4,210 00 
3,128 50 
3,112 50 



1877.] 



PUBLIC DOCUMENT— No. 8. 



25 



BENJAMIN FRANKLIN SAVINGS BANK— FRANKLIN. 

Incorporated February 20, 1871. Number of corporators, 4. 
Davis Thayer, Jr., President. Treasurer, Chas. W. Stewart. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 


$222,852 84 
5,676 85 


Public funds, .... 

Bank stock, 

Railroad bonds, .... 
Loans on real estate, . 
Loans on personal security, 
Expense account, 
Cash on hand, .... 


$4,911 00 

54,326 12 

2,043 33 

135,565 80 

23,209 02 

739 43 

7,734 99 




$228,529 69 


$228,529 69 



:;:! 



Whole amount of interest or profits received or earned, . 
Rate and amount of each semi-annual dividend ? 3 per cent 

for the previous year, > 2\ per cent 

Times for the dividends fixed by the by-laws : January and July. 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend, 5-f per cent. 
Eate of interest received on loans : 7 per cent., 7£ per cent. 
The total amount of loans bearing each specified rate of interest : 

$18,425, 7 per cent. ; $140,349.82, 7£ per cent. 
Number of outstanding loans which, are of an amount not exceed- 
ing three thousand dollars each, . . . . . 135 

Aggregate amount of the same, 

Number of open accounts, 1,113 

Number and am't of deposits received for the previous year, . 756 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, . . . . . 712 
Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . 57 

Number and amount of withdrawals, 566 

Number of accounts opened during the previous year, . . 184 
Number of accounts closed during the previous year, . . 120 
Amount of the expenses of the corporation during the previous 

year, . 

Amount of treasurer's bonds, . 

Date of examination by Commissioner, December 13. 
4 



14,302 22 
5,860 18 
5,148 31 



104,674 82 
64,792 36 



28,268 00 
56,317 20 



1,145 08 
5,000 00 



2Q 



BANK COMMISSIONERS' REPORT. 
Public Funds. 



[Jan. 



Par Value. 



Estimated 
Market Value. 



Amount Invested. 



City and Town Bonds- 
City of Bath, Me., . 
of Lewiston, Me., 



^2,000 
3,000 



^2,020 00 
3,165 00 



M,815 00 
3,096 00 



Bank Stock. 



Wrentham Natl Bank, Wrentham, . 
Franklin Natl Bank, Franklin, 
Tremont Natl Bank, Boston, . 
Hide and Leather Natl B'k, Boston, 
Howard Natl Bank, Boston, 
Washington Natl Bank, Boston, 
Eliot Natl Bank, Boston, . 
Market Natl Bank, Boston, 
Revere Natl Bank, Boston, 
Commerce Natl Bank, Boston, 
Shoe and Leather Natl Bank, Boston 
Columbian Natl Bank, Boston, 
No. America Natl Bank, Boston, 
Hamilton Natl Bank, Boston, . 
Continental Natl Bank, Boston, 



11,260 

12,900 

3,100 

900 
2,500 
2,300 
7,000 
1,000 
2,100 
3,700 

800 
1,400 
1,500 
3,000 

500 



$1,530 00 


14,835 00 


3,425 00 


985 50 


2,825 00 


3,151 00 


7,735 00 


1,070 75 


2,289 00 


4,273 50 


968 00 


1,960 00 


1,530 00 


3,750 00 


640 00 



$1,620 00 
15,255 00 
3,902 37 
1,032 75 
2,902 50 
3,266 00 
8,887 50 
1,100 00 
2,544 00 
4,744 00 
1,137 00 
1,845 00 
1,680 00 
3,790 00 
620 00 



Railroad Bonds. 



Eastern Railroad bonds, . 




$2,043 33 



1877.] 



PUBLIC DOCUMENT— No. 8. 



27 



BERKSHIRE COUNTY SAVINGS BANK— PITTSFIELD. 

Incorporated 1847. Number of corporators, 45. 
Julius Rockwell, President. Treasurer, Robert W. Adams. 

Statement. 



Liabilities. 


Assets. 


Value on Books, 


Deposits, . 
Earnings, undivided, 


$1,873,420 83 
19,851 78 


Public funds, . . ..•••. 
Loans on public funds, 

Loans on bank stock, . 
Railroad bonds, .... 

Loans on real estate, . 

Loans on personal security, 

Loans on railroad stock, 

Loans to counties, cities or towns, 

Expense account, 

Cash on hand, .... 


$291,000 00 

4,100 00 

100,620 00 

52,900 00 

10,000 00 

19,383 40 

918,482 72 

307,344 83 

7,000 00 

158,000 00 

4,362 00 

20,079 66 




$1,893,272 61 


$1,893,272 61 



Loans on Public Funds — amount on each : 
On $4,900 United States bonds, . .. . . . . . . $4,100 00 

Loans on Bank Stock — amount on each : 
On 68 shares Agricultural National Bank, Pittsfield, . . . $9,900 00 

On 257 shares Pittsfield National Bank, Pittsfield, . . . . 32,000 00 
On 70 shares Pittsfield National Bank, 16 shares Lee National Bank, 

and $1,000 United States bonds, ....... 11,000 00 

Loans on Railway Stock — amount on each : 
On 17 shares Pittsfield and No. Adams R. R., . . . . . $1,500 00 
On 114 shares Boston and Albany R. R., . . . . . . 5,500 00 



Estimated value of real estate, . 
Amount of real estate held by foreclosure, 

Cash, on deposit in Banks : 
Agricultural National Bank, 
Pittsfield National Bank, . . . . 



::i 



Whole amount of interest or profits received or earned, . 

Rate and amount of each semi-annual dividend ) 3 per cent., 
for the previous year, . . . • . 5 3 per cent 

Times for the dividends fixed by the by-laws : January and July. 

Average annual per cent, of dividends for the term ending at the 
time of, and including, the last extra dividend, 6-£- per cent. 

Rate of interest received on loans, 6 per cent., 7 per cent., 7 3-10 
per cent. 

The total amount of loans bearing each specified rate of interest : 
$20,000, 6 per cent. ; $1,402,827.55, 7 per cent. ; $25,000, 7 3-10 per 
cent. 

Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, . ••; • • • • 352 



$25,000 00 
19,383 40 

$9,497 97 
8,067 85 

$125,141 25 
55,963 14 
54,347 42 



28 



BANK COMMISSIONERS' REPORT. 



[Jan. 



Aggregate amount of the same, . . * . . ... . . $454,177 55 

Number of open accounts,, . 5,525 

Number and amount of deposits received for the previous year, 3,737 
Number of deposits of, and not exceeding, three hundred dollars at 

any one time for the previous year, .... 3,473 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . . . 308 

Number and amount of withdrawals, 4,872 

Number of accounts opened during the previous year, . . 973 
Number of accounts closed during the previous year, . 1,101 
Amount of the expenses of the corporation during the previous 

year, 

Amount of treasurer's bonds, . . 50,000 00 

Date of examination by Commissioner, August 22. 



373,108 34 



169,642 07 
549,463 59 



6,128 40 



Public Funds. 





Par Value. 


Estimated 
Market Value. 


Amount Invested. 


United States bonds, 
State bonds — Connecticut, 


$286,000 
$5,000 


$333,850 00 
$5,500 00 


$286,000 00 
$5,000 CO 



Bank Stock. 



Howard Nat'l Bank, Boston, . 


$3,200 


$3,616 00 


$3,200 00 


Shawmut Nat'l Bank, Boston, 




2,000 


2,400 00 


2,000 00 


Blackstone Nat'l Bank, Boston 




5,500 


6,380 00 


5,563 75 


North Nat'l Bank, Boston, 




3,500 


4,375 00 


3,500 00 


Boston Nat'l Bank, Boston, 




10,000 


11,240 00 


10,000 00 


Merchants 1 Nat'l Bank, Boston 




6,800 


9,316 00 


6,800 00 


Atlantic Nat'l Bank, Boston, 




4,500 


5805 00 


4,500 00 


Revere Nat'l Bank, Boston, 




16,000 


17,600 00 


16,000 00 


Eagle Nat'l Bank, Boston, 




8,000 


. 8,800 00 


8,000 00 


Webster Nat'l Bank, Boston, 




8,000 


8,240 00 


8,000 00 


Commerce Nat'l Bank, Boston 




8,000 


8,912 00 


8,000 00 


Hide and Leather Nat'l B'k, Boston, 


2,500 


2,725 00 


2,500 00 


Hadley Falls Nat'l Bank, So. Hadley, 


2,000 


3,100 00 


2,000 00 


Chicopee Nat'l Bank, Springfield, . 


6,000 


8,500 00 


6,000 00 


Lee Nat'l Bank, Lee, 


6,720 


7,500 00 


6,720 00 


Pittsfield Nat'l Bank, Pittsfield, 


4,500 


6,075 00 


4,650 00 


Agricultural Nat'l Bank, Pittsfield, . 


3,200 


5,280 00 


4,104 00 


Adams Nat'l Bank, North Adams, . 


200 


250 00 


254 27 



Railroad Bonds. 



Worcester and Nashua R. R. bonds, 




|10,100 00 



$10,000 00 



1877.] 



PUBLIC DOCUMENT— No. 8. 



29 



BEVERLY SAVINGS BANK— BEVERLY. 

Incorporated February, 1867. Number of corporators, 27. 
William Endicott, President. Treasurer, R. G. Bennett. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Earnings, undivided, 


$527,784 94 
3,652 48 


Loans on public funds, 

Bank stock 

Loans on bank stock, . 
Railroad bonds, .... 

Real estate, 

Loans on real estate, . 
Loans on personal security, 
Expense account, 
Cash on hand, .... 


$1,300 00 

158,465 73 

5,500 00 

1,500 00 

7,664 55 

330,368 30 

12,250 00 

102 00 

14,286 84 




#531,437 42 


#531,437 42 



Loans on Public Funds — amount on each : 
On United States bonds, 5-20, par value, $1,300, . . . . $1,300 00 

Loans on Bank Stock — amount on each : 
On 56 shares Beverly National Bank, Beverly, ..... $5,500 00 

Amount invested in real estate, . $7,664 55 

Estimated value of real estate, . . . . . . . . 7,500 00 

Cash on deposit in Banks : 
Beverly National Bank, Beverly, $14,286 84 

Whole amount of interest or profits received or earned, . . . $33,603 41 
Rate and amount of each semi-annual dividend ) 3 per cent., . j 14,818 54 

for the previous year, > 2-£- per cent., . \ 12,431 37 

Times for the dividends fixed by the by-laws; fourth Wednesday 

of April and October. 
Rate of interest received on loans : 7 per cent. 
The total amount of loans bearing each specified rate of interest : 

$349,418.30, 7 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 314 

Aggregate of the same, . . 289,843 30 

Number of open accounts, 1,870 

Number and am't of deposits received for the previous year, 4,608 101,080 31 
Number of deposits of, and not exceeding, three hundred dollars at 
any one time for the previous year, .... 4,534 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, ... 74 33,617 15 
Number and amount of withdrawals, . . . . 1,167 89,229 43 

Number of accounts opened during the previous year, . . 179 
Number of accounts closed during the previous year, . .211 
Amount of the expenses of the corporation during the previous year, 1,017 00 

Amount of treasurer's bonds, 15,000 00 

Date of examination by Commissioner, August 9. 



30 BANK COMMISSIONERS' REPORT. [Jan. 

Bank Stock. 







Estimated 






Par Value. 


Market Value. 


Amount Invested. 


Atlas Nat'l Bank, Boston, 


$5,000 


$5,700 00 


$5,954 87 


City Nat'l Bank, Boston, 


10,000 


11,600 00 


11,202 50 


Continental Natl Bank, Boston, 


5,000 


5,400 00 


5,581 25 


Eagle Nat'l Bank, Boston, 


5,000 


5,600 00 


5,864 50 


Revere Nat'l Bank, Boston, 


5,000 


5,450 00 


5,994 00 


Massachusetts Nat'l Bank, Boston, . 


10,000 


12,150 00 


12,301 99 


North Nat'l Bank, Boston, 


5,000 


6,275 00 


6,032 62 


Howard Nat'l Bank, Boston, . 


5,000 


5,650 00 


5,398 62 


Hide and Leather Nat'l B'k, Boston, 


5,000 


5,475 00 


5,855 50 


Republic Nat'l Bank, Boston, . 


5,000 


6,600 00 


6,480 00 


Freeman's Nat'l Bank, Boston, 


4,000 


4,520 00 


4,540 25 


Merchandise Nat'l Bank, Boston, 


3,000 


3,150 00 


3,000 00 


Shoe and Leather Nat'l B'k, Boston, 


5,000 


6,050 00 


7,044 00 


Traders' Nat'l Bank, Boston, . 


10,000 


10,325 00 


11,025 75 


Tremont Nat'l Bank, Boston, . 


5,000 


5,525 00 


6,137 50 


Webster Nat'l Bank, Boston, . 


5,000 


5,150 00 


5,403 00 


First Nat'l Bank, Lynn, . 


5,000 


5,900 00 


5,958 50 


Nat'l Grand Bank, Marblehead, 


1,800 


2,025 00 


2,021 00 


Asiatic Nat'l Bank, Salem, 


1,080 


1,498 50 


1,498 50 


Nat'l Exchange Bank, Salem, . 


3,300 


3,877 50 


4,135 00 


First Nat'l Bank, Salem, . 


3,700 


4,588 00 


4,829 88 


Mercantile Nat'l Bank, Salem, . 


3,700 


4,144 00 


4,223 25 


Merchants' Nat'l Bank, Salem, . 


200 


272 00 


273 25 


Salem Nat'l Bank, Salem, 


5,000 


5,700 00 


5,768 50 


Beverly Nat'l Bank, Beverly, . 


17,700 


21,240 00 


21,941 50 



Railroad Bonds. 



Eastern Railroad bonds, . 




$1,500 00 



1877.] 



PUBLIC DOCUMENT— No. 8, 



31 



BOSTON FIVE CENTS SAVINGS BANK—BOSTON. 

Incorporated April 7, 1864. Number of corporators, 58. 

Alonzo H. Evans, President. Treasurer, Curtis C. Nichols. 

Statement. 



Liabilities. 


Assets. 


Value on Books. 


Deposits, . 
Interest, . 
Suspense, . 
Guarantee fund, 


$13,544,344 21 

35,269 10 

3,627 15 

16,826 04 


Public funds, .... 
Loans on public funds, 

Loans on bank stock, . 
Railroad bonds, .... 

Loans on real estate, . 
Loans on personal security, 
Loans to towns, .... 
Loans to banks on interest, 
Expense account, . . . 
Profit and loss account, 
Real estate acquired, . 
Cash on hand, .... 


$1,970,000 00 

4,800 00 

382,987 50 

59,700 00 

240,000 00 

138,208 37 

8,275,311 60 

549,800 00 

644,800 00 

1,226,848 35 

20,208 05 

33,402 85 

40,000 00 

13,999 78 




$ 13,600,066 50 


$ 13,600,066 50 



Loans on Public Funds — amount on each: 
On United States bonds, par value, $5,000, . 

Loans on Bank Stock — amount on each : 
On 212 shares Safety Fund National Bank, Fitchburg, 
On 372 shares Maverick National Bank, Boston, 
On 40 shares First National Bank, Chelsea, . 

Amount invested in real estate, . . 
Estimated value of real estate, .... 
Amount of real estate held by foreclosure, . 
Estimated value " " " . . 

Cash on deposit in Banks : 
Continental National Bank, Boston, 
Commonwealth National Bank, Boston, 
Maverick National Bank, Boston, .... 
Exchange National Bank, Boston, 
North America National Bank, Boston, 
Merchants' National Bank, Boston, 
Everett National Bank, Boston, .... 

Whole amount of interest or profits received or earned, 

Rate and amount of each semi-annual dividend ? 2£ per cent., 

for the previous year, . . . ; . 5 2i per cent., 
Times for the dividends fixed by the by-laws : second Wednesday 

of April and October. 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend, for five years, 7 

per cent. 
Rate of interest received on loans : 3£ per cent., 4| per cent., 5 per 

cent., 5£ per cent., 6 per cent., 6£ per cent., 6-J- per cent., 6| per 

cent., 6| per cent., 7 per cent., 7 3-10 per cent., 1\ per cent. 



:i 



$4,800 00 

$19,000 00 

37,200 00 

3,500 00 

$138,208 37 

200,000 00 

40,000 00 

65,000 00 

$100,250 00 
292,979 10 
280,219 70 
102,922 18 
130,401 07 
239,483 14 
80,593 16 

1815,162 46 
305,659 06 
312,870 81 



32 



BANK COMMISSIONERS' REPORT. 



[Jan . 



The total amount of loans bearing each specified rate of interest : 
$140,000, 3i per cent. ; $12,000, 4£ per cent. \ $37,800, 5 per cent. ; 
$50,000, 5£ per cent. ; $979,600, 6 per cent. ; $101,000, 6£ per cent. ; 
$850,300, 6£ per cent. ; $150,000, 6f per cent. ; $55,000, 6f per cent. ; 
$3,505,611.60, 7 per cent, ; $75,000, 7£ per cent. ; $3,818,100, 7 3-10 
per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, 306 

Aggregate amount of the same, . . . . . . . . $596,300 00 

Number of open accounts, 72,451 

Number and am't of deposits received for the previous year, 51,778 3,942,906 27 
Number of deposits of, and not exceeding, three hundred dollars 

at any one time for the previous year, 378 

Number and amount of deposits of, and exceeding, three hundred 

dollars at any one time for the previous year, . . 2,726 1,504,151 00 
Number and amount of withdrawals, ..... 53,435 3,721,099 75 
Number of accounts opened during the previous year, . 9,093 
Number of accounts closed during the previous year, . 7,428 
Amount of the expenses of the corporation during the previous 

year, 40,547 78 

Amount of treasurer's bonds, 25,000 00 

Date of examination by Commissioner, May 18. 



Public Funds. 







Estimated 






Par Value. 


Market Value. 


Amount Invested. 


United States bonds, .... 


$900,000 


$1,116,000 00 


$900,000 00 


State bonds — Maine, .... 


$50,000 


$55,000 00 


$50,000 00 


City and Town Bonds — 








City of Boston, . W&Bt 


$419,000 


$456,140 00 


$419,000 00 


of Salem, . 








100,000 


102,500 00 


100,000 00 


Concord, N. H , 








10,000 


10,000 00 


10,000 00 


Cambridge, 








40,000 


41,600 00 


40,000 00 


Chelsea, 








121,000 


125,470 00 


121,000 00 


Somerville, 








330,000 


333,700 00 


330,000 00 


Town of Chelsea, 








20,800 


20,800 00 


20,800 00 


of Maiden, 








94,500 


94,500 00 


90,000 00 


of Abington, 








13,000 


13,000 00 


13,000 00 


of Fitchburg, 








108,000 


108,000 00 


100,000 00 


of Everett, 








54,000 


54,000 00 


50,000 00 


of Watertown, 






16,500 


16,500 00 


16,000 00 


of Somerville, 






63,000 


63,000 00 


60,000 00 


of Waltham, . 






49,030 


49,030 00 


47,000 00 


of Milford, . 






51,000 


51,000 00 


50,000 00 


of Newton, 






73,550 


73,550 00 


70,000 00 


of Hudson, 






90,525 


90,525 00 


90,000 00 


of Hyde Park, 






15,150 


15,150 00 


15,000 00 


of Leominster, 






20,000 


20,000 00 


20,000 00 


of Sharon, 






3,000 


3,000 00 


3,000 00 



1877.] 



PUBLIC DOCUMENT— No. 8, 
Bank Stock. 



33 





Par Value. 


Estimated 
Market Value. 


Amount Invested. 


Third Nat 1 ! Bank, Springfield, . 


$10,000 


$14,000 00 


$10,000 00 


Boston Natl Bank, Boston, 


15,000 


18,600 00 


15,287 50 


Hide and Leather Natl B'k, Boston, 


32,500 


35,750 00 


32,500 00 


Republic Natl Bank, Boston, . 


15,000 


20,100 00 


15,000 00 


Second Natl Bank, Boston, 


12,000 


17,040 00 


12,000 00 


First Nat'l Bank, Boston, . 


25,000 


50,000 00 


25,000 00 


Blackstone Natl Bank, Boston, 


54,900 


63,684 00 


54,900 00 


Suffolk Natl Bank, Boston, 


17,100 


20,691 00 


17,100 00 


Shawnmt Natl Bank, Boston, . 


10,000 


12,000 00 


10,000 00 


Tremont Natl Bank, Boston, . 


29.500 


32,450 00 


29,500 00 


Continental Natl Bank, Boston, 


10,000 


11,000 00 


10,000 00 


Rockland Natl Bank, Boston, . 


20,000 


30,000 00 


20.000 00 


Washington Natl Bank, Boston, 


15,000 


19,500 00 


15,000 00 


Howard Natl Bank, Boston, 


20,000 


22,400 00 


20,000 00 


Revere Natl Bank, Boston, 


30,000 


32,700 00 


30,000 00 


Merchants 1 Natl Bank, Boston, 


4,700 


6,439 00 


4,700 00 


Webster Natl Bank, Boston, . 


7,500 


7,725 00 


7,500 00 


Commonwealth Natl Bank, Boston, 


28,000 


32,200 00 


28,000 00 


Commerce Natl Bank, Boston, 


16,500 


18,645 00 


16,500 00 


Merchandise Natl Bank, Boston, 


10,000 


10,400 00 


10,000 00 



Railroad Bonds. 



Old Colony Railroad bonds, 
Eastern Railroad bonds, . 



$100,000 
140,000 



$104,500 00 
70,000 00 



$100,000 00 
140,000 00 



34 



BANK COMMISSIONERS' REPORT. 



[Jan. 



BOSTON PENNY SAVINGS BANK— BOSTON. 

Incorporated 1861. Number of corporators, 100. 

Daniel Harwood, President. Treasurer, Henry R. Raymond. 

Statement. 



Liabilities. 



Deposits, . 
Earnings, undivided, 
Guarantee fund, 



#1,138,047 29 
7,276 56 
1,425 54 



L,146,749 39 



Assets. 



Publie funds, 

Loans on public funds 

Bank stock, . 

Loans on bank stock, 

Railroad bonds, . 

Real estate, . 

Loans on real estate, 

Loans on personal security 

Loans to banks on interest, 

Expense account, 

Interest, 

Cash on hand, 



Value on Books. 



$70,625 00 

350 00 

55,355 62 

4,050 00 

5,012 50 

122,495 94 

609,150 00 

171,000 00 

93,987 29 

446 00 

9,428 32 

4,848 72 



$1,146,749 39 



Loans on Public Funds — amount on each : 
On United States bond, par value, $500, ...... $350 00 

Loans on Bank Stock — amount on each : 
On 54 shares Everett National Bank, $4,050 00 

Amount invested in real estate, ........ $122,495 94 

Estimated value of real estate, 105,000 00 

Cash on deposit in Banks : 
National Hide and Leather Bank, Boston, . ..... $44,30083 

Everett National Bank, Boston, . . . . . . . . 49,686 46 

Whole amount of interest or profits received or earned, . . . $75,299 47 
Eate and amount of each semi-annual dividend ( 2^ per cent., . ( 27,184 60 

for the previous year, . . . . . < 2-J per cent., . t 27,017 48 
Times for the dividends fixed by the by-laws : second Wednesday 

of April and October. 
Average annual per cent, of dividends for the term ending at the 

time of, and including, the last extra dividend : 7 per cent. 
Rate of interest received on loans : 5 per cent., 6 per cent., 6£ per 

cent., 7 per cent., 7 3-10 per cent., 7£ per cent., 8 per cent. 
The total amount of loans bearing each specified rate of interest : 

$57,500, 5 per cent. ; $89,500, 6 per cent. ; $3,000, 6£ per cent. ; 

$400,300, 7 per cent. ; $13,000, 7 3-10 per cent. ; $170,250, 7£ per 

cent. ; $51,000, 8 per cent. 
Number of outstanding loans which are of an amount not exceed- 
ing three thousand dollars each, ...... 32 

Aggregate amount of the same, 60,000 00 

Number of open accounts, . . . . . . 7,337 

Number and ain't of deposits received for the previous year, 6,040 298,307 87 



1877.] 



PUBLIC DOCUMENT— No. 8. 



35 



Number of deposits of, and not exceeding, three hundred dollars at 
any one time for the previous year, .... 5,912 

Number and amount of deposits of, and exceeding, three hundred 
dollars at any one time for the previous year, . . . 148 
Number and amount of withdrawals, .... 5,266 

Number of accounts opened during the previous year, . . 882 
Number of accounts closed during the previous year, . 1,292 
Amount of the expenses of the corporation during the previous 

year, 

Amount